The best petrol loyalty cards

We reveal the range of loyalty schemes on offer to help you can save money when you fill up your car.

Petrol and diesel prices have been creeping up over the last few years. While there's nothing you can do about this, you can save money by using a loyalty scheme.

Here's a round-up of the best schemes out there, along with the different perks you can enjoy.

Branded fuel schemes

First, we’ll run through the best branded fuel schemes from BP, Shell and Texaco.


Customers used to be able to collect Nectar points when topping up at BP petrol stations, but now the company has its own fuel reward scheme, BPme.

You need to download the app or register for a card to be a member, and then you'll receive one point per litre of fuel you buy, and two points for every litre from the Ultimate range.

On top of that, you’ll be able to earn points when you pop to the shop or get a car wash, with each getting you one point per pound spent.

Once you've racked up 200 points, you'll be able to claim £1 off of your fuel or shop purchases.

Or you can save up your points to get items from the BP rewards catalogue, which includes products from Tefal, Russell Hobbs and Remington.

When you register your BPme card, you'll get a bonus 300 points to help get you started.

Texaco petrol station. (Image: Shutterstock)


If Shell is your go-to garage for filling up, it’s worth registering for Shell Go+. You can order a card and key fob online or download the app to access the benefits straight away.

You’ll get a fuel reward every tenth visit, which Shell counts as anytime that you spend at least £10 on fuel or £2 in the shop.

There are also several discounts available to Shell Go+ members, including 10% off some of its food ranges and hot drinks, as well as Shell lubricants and car washes.

If you prefer to fill up on Shell V Power, you’ll get a £3 reward for every 300 litres that you purchase.

Shell Drivers' Club was the previous loyalty scheme offered by the petrol station chain, but this scheme has now been replaced by Shell Go+. 

If you collected points as a member of Shell Drivers' Club, they will be converted into your chosen reward at the end of August, according to Shell.

But if you choose vouchers, they will need to be redeemed by the expiry date.


Texaco’s Star Rewards works in a similar way to the Shell scheme. You’ll get one point for every litre of unleaded or diesel fuel you purchase.

Once you've reached 500 points, you can choose from a range of £5 vouchers via love2shop for the likes of M&S and Argos.

Alternatively, you can get a £5 Texaco voucher or choose to give your reward as a charitable donation to Action for Children, which Texaco will double.

As a new member, you'll receive 75 bonus points for registering.

Slash your fuel bill with these savvy motoring tips

Supermarket schemes

Supermarkets are popular places to fill-up tanks, and with good reason.

They're typically cheaper than branded fuel stations, convenient and they offer some great reward schemes, as we've outlined below.

The cheapest home deliveries

Morrisons More

Morrisons offers the Morrisons More scheme, which allows you to collect five points for every litre of fuel you buy.

You can also get five points for every £1 you spend in store, online and at Morrisons’ cafes.

Once you’ve reached 5,000 points, you’ll be given a £5 voucher, known as a ‘Morrisons Fiver’.

Unlike the Nectar and Clubcard systems, you can only get points by buying your fuel from petrol stations that are at the supermarket.

Morrisons shopping tricks, tips and hacks to get great value for money

Morrisons More card. (Image: Shutterstock)Nectar card

Nectar is one of the biggest supermarket loyalty schemes, which allows you to earn points in store, online and at Sainsbury's forecourts.

You’ll earn one Nectar point for every litre of fuel you purchase at a Sainsbury’s petrol station and for every £1 you spend in a Sainsbury’s store.

Esso has teamed up with Sainsbury's to create Esso Nectar, where you collect points any time you fill up at a participating service station.

As with Sainsbury's own petrol stations, you'll get one Nectar point for every litre of fuel bought, plus two Nectar points for every £1 spent in Esso shops and on the car wash.

Any Nectar points you earn, whether through buying fuel or through racking them up elsewhere, can be spent on fuel at Sainsbury’s – but currently not at Esso branded service stations.

Tesco Clubcard

If you fill up at a Tesco petrol station, you’ll earn one point for every £2 spent. You’ll receive £1.50 worth of vouchers for every 150 points you collect.

These can be spent in store, online, at petrol stations or on other rewards such as cinema tickets and days out. You can find the full list on the Tesco Clubcard website.

Tesco also has a partnership with Esso, allowing you to collect Clubcard points if that’s where you prefer to shop. You can only claim Clubcard points at Esso petrol stations that have a Tesco Express shop.

You’ll collect one Clubcard point for every £3 spent on fuel, and one point for every £1 spent on car washes and other in-store purchases.

Points can be spent on fuel, so make sure you have a look at our guide on how to boost the amount of Clubcard points you collect to get the most out of your card.

Credit cards

Credit cards can be a handy way to get cashback or even boost your Nectar or Clubcard points and save even more on fuel.


Sainsbury’s has a number of credit cards on offer, including the Dual Offer Credit Card.

All of Sainsbury’s cards offer two Nectar points for every £1 you spend on fuel and one point for every £5 spent elsewhere.

You can collect up to 7,500 Nectar points in the first two months of owning a Sainsbury’s credit card.

You’ll need to spend at least £35 when you go shopping 10 times over this period to get the full 7,500 bonus points on offer.

But before you apply for any credit card, make sure you're aware of any fees.


If you pay using a Tesco credit card like the Tesco Bank Foundation Clubcard Credit Card, you can collect one Clubcard point for every £4 spent in Tesco.

On top of that, you can also collect one Clubcard for every £8 spent elsewhere.

Of course, you should make sure any credit card is right for your needs – the Foundation card may not be for everyone as it is designed to help someone improve their credit score.  

NatWest/RBS Reward Credit Card

Getting a NatWest/RBS Reward Credit Card will get you 0.5% cashback at supermarket petrol stations, but this rate will be halved to 0.25% on 1 February.

The card comes with a £24 annual fee although this will be refunded if you also have a Reward current account.

For more information on credit cards, check out loveMONEY’s guide to the best rewards cards.

Also, have a look at our tips for finding the cheapest petrol and diesel to make sure you're not paying over the odds.


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