How to boost your Nectar points

Updated on 04 January 2019

Sainsbury's is giving away 10x points for spending on fruit and veg. Here's all you need to know, plus some tips on making sure you maximise your Nectar points wherever you spend them.

10x points on fruit and veg

After the Christmas blow out, many of us will be heading to the shops with our health in mind.

Conveniently, Sainsbury's is offering 10 Nectar points for every £1 you spend on fruit and veg until 15 January. Both branded and own brand products are included.

There is, of course, only so much fresh fruit and veg you can eat at once. However, the 10x point offer also includes frozen and canned fruit, so now is the time to stock up on ingredients for your smoothies, desserts or easy dinners throughout the year.

Not planning a healthy eating drive this year? There are plenty of other ways to increase your points balance below.

Rack up points with Nectar points credit cards

The Sainsbury’s Nectar Purchase Credit Card, which offers 0% interest on purchases for an impressive 29 months, allows you to earn two points for every £1 spent at Sainsbury's stores and petrol stations and for every £5 spent elsewhere.

The card also offers 7,500 bonus Nectar points in the first two months of owning the card. Each time you spend £35 or more on Sainsbury's shopping you'll get 750 points (up to a maximum of 10 times).

Alternately, if you've got some serious spending to do over the next few months, consider the American Express Nectar Card.

If you spend £2,000 in the first three months you'll get a huge 20,000 bonus Nectar points (worth £100).

Plus the earn rate is 4 points per pound at Nectar partners (including Sainsbury's) and 2 per pound elsewhere. It has an annual fee of £25 but this is waived for the first year.

Bear in mind that this is a rewards credit card, so you'll need to be able to pay it off in full each month to avoid hefty interest charges.

Compare rewards and purchase credit cards using loveMONEY's comparison site

Take advantage of sales

Of course, you can save a fair amount to staying on top of sales and discounts.

Sainsbury's has previously run sales for specific areas such as baby care products.

Keep an eye on loveMONEY's daily newsletter and our weekly roundup of top supermarket deals to ensure you're not missing out.

Bank with Sainsbury’s

Sainsbury’s Bank offers a number of financial products, including home insurance, pet insurance, car insurance and life insurance.

If you take out one product, you get double Nectar points on shopping and fuel at Sainsbury’s for up to two years, until you close or cancel your account or policy, miss a payment or don’t renew your policy with the same level of cover.

Take out two products and you’ll earn three times more points, three products and you’ll get four times more points and with four products you’ll earn five times more points.

However, it’s almost certainly not worth taking out such a product just for the sake of the boosted Nectar points. Make sure you shop around for the best insurance policy, irrespective of whether you get extra Nectar points on top.

Fill up your car

If you've got used to filling up your car and earning Nectar points at BP, it's time you found a local Esso.

That's because BP will no longer give out Nectar points in 2019, as it launches its own loyalty scheme.

In June, Esso will join the Nectar scheme, meaning you can earn points for fuel and purchases, although the specific earnings rate as yet to be confirmed.

And you can still earn one Nectar point per litre of fuel at Sainsbury's fuel stations.

The rest of this article looks at simple ways to boost your Nectar points regardless of what you buy. 

Book a holiday

Book your holiday through Expedia and you will get a bunch of Nectar points. 

You'll get 1,000 points for package bookings, 200 for hotel or flight-only bookings and 200 for car rental.

You can redeem points, but bear in mind that 500 points are worth just £2.50.

If you're a frequent traveller, consider joining a frequent flyer scheme, so you can earn points even on flights booked through Expedia; you just need your name on the ticket.

Also look at rewards credit cards which may have a better earnings rate than the Nectar or Clubcard schemes.

Get LV= insurance

Take out an insurance policy with LV= and you could get a big chunk of Nectar points. Car insurance policies will bag new customers 1,000 points, while home insurance will get you 750 points.

Remember, there's more to an insurance policy than the freebies you can get alongside though. Compare insurance quotes with loveMONEY today.

Travel by train

You can earn Nectar points when you book train tickets with Great Western Railway (GWR) or Virgin Trains.

With GWR you get two points for every £1 spent on tickets bought online, 50 points for the online purchase or renewal of a season ticket and 200 points for the online purchase or renewal of a monthly season ticket. 

For tickets of more than a month and less than a year, you'll collect points for every full month up to 2,500.

You also get two points per £1 spent online with Virgin Trains.

Shop at eBay

Link your eBay and Nectar accounts and you can collect one point for every £1 you spend on the auction site, up to 5,000 points. However, some categories are not eligible:

  • cars, motorcycles and vehicles (though not parts and accessories);
  • holidays & travel;
  • property;
  • gift vouchers and coupons;
  • baby feeding: formula.

You also won’t get Nectar points if you buy from a Tesco outlet or Genesisuk through eBay.

Eat in

You can earn Nectar points by donating to Oxfam, thanks to the Tag Your Bag scheme

You’ll get 100 points just for linking your Oxfam account with your Nectar account. You then get two points for every £1 that your donated items raise in Oxfam shops.


Eat in

You can even collect Nectar points with your next takeaway. Ordering through Just Eat gives you one point for every £1 spent, making that chicken korma taste extra good. 

Compare life insurance policies with loveMONEY

Use Nectar eShops

You can collect Nectar points on your online shopping, in much the same way that you can earn cashback from sites like Quidco or TopCashback.

Just go to the Nectar eShop website, search for the brand that you want to shop with, then follow the link over to that retailer. Your transaction will be tracked and you'll get points back based on your purchases.  


Be the first to comment

Do you want to comment on this article? You need to be signed in for this feature

Copyright © All rights reserved.