Mobile data: slash your costs and avoid exceeding your allowance

Mobile data: slash your costs and avoid exceeding your allowance

Your phone’s mobile data allowance is far more important than minutes and texts – and far more expensive if you exceed your limit. Here’s how to slash your data costs without exceeding your allowance.

lovemoney staff

Household money

lovemoney staff
Updated on 20 December 2021

Mobile data plans can be something of a nightmare.

Unlike with minutes and texts, it’s not as easy to figure out how much you’re likely to use each month, so you run the risk of either paying for data you don't need or being charged for exceeding your limit.

Given the extortionate cost of mobile data, it’s essential you get it right.

In this article, we’ll explain what you can do to get to grips with your current monthly usage and identify the best plan when your current deal expires.

Need a new phone? Compare deals at Carphone Warehouse

Work out where your data's going

Mobile data usage (Image: Damian Clarkson/loveinc)It might seem an obvious point to make, but you need to find out how much data you’re using, when you’re using it, and which apps are the main culprits in wiping out your allowance.

All phones will allow you to easily check this, although the steps to get there will obviously vary depending on whether you use an iPhone or Android device.

Note that your own network provider's breakdown of your usage may differ slightly, but it'll at least give you a pretty accurate estimate.

As the screengrab on the right shows, this customer’s data usage has been fairly constant throughout the month, although it's clear Spotify is making up by far the biggest chunk of their allowance.

Set your app permissions

Data usage control If you find yourself in the same boat as the person mentioned above, with one app gobbling up most of your allowance, you should think about changing the permissions on the app – and all others while you’re at it.

For the vast majority of apps, you can tell them when they can download data.

The most logical option is to change this to Wi-Fi only.

That way those hefty data consumptions, be it downloading Spotify playlists, Netflix series or simply software updates will only be completed when you’re connected to one of your designated Wi-Fi spots.

Downloading as much as you can on your phone so you can use these apps 'offline' is always a sensible plan.

The screengrab on the left is from an Android device and shows how you can tailor the setting of each app, or simply set it “apply to all” apps on your phone.

You could also choose to 'disable' individual apps that you only use occasionally. Not only will this stop them from consuming data, but it'll also ease the drain on your battery.

Read: how to use mobile apps safely

Link to secure Wi-Fi wherever possible

We're obviously spending a lot more time at home in these strange times, but it's worth pointing out that you can connect to Wi-Fi while you're out.

Obviously, avoid open networks where possible, but secured networks when visiting family, friends, or for anyone still going into the office? It’d be rude not to make use of them.

Read: 7 ways to speed up your Wi-Fi signal

Set up a data usage warning/cut-off

If you’re still struggling to manage your data consumption, turn to your phone’s settings once more.

There’ll be an option to warn you when your usage is nearing a certain point.

You can even set your phone to automatically disconnect from mobile data once you hit the threshold if you really want to avoid any excess charges.

This shouldn’t affect your ability to access Wi-Fi.

Note that the rest of this article focuses on those looking to switch to a new deal sometime soon.

Data warning limit

Fed up with your provider? How to cancel a mobile phone contract and switch

Don’t be overly cautious

We all know that going over your allowance can be extremely costly.

But, equally, opting for a higher limit because you might need it on the odd occasion could leave you worse off in the long run.

Consider the following example: choosing a UK network at random, we found two otherwise identical rolling monthly Sim-only plans charging £7 for 3GB of monthly data or £15 for 5GB.

Over the course of a year, you're paying an extra £96 for that larger data allowance.

At the same time, this network charges pay-monthly customers £10 if they want to use an extra 1GB in a month (or £20 for 3GB).

Make no mistake, that’s an extortionate charge.

However, if your data usage is regularly very low, but there are a couple of months where it jumps sharply (for example if you wanted to stream certain high profile football matches while on the go), it can actually be cheaper to stick with the lower plan and take the occasional rip-off hit.

Don't forget plans that offer flexibility

The above scenario highlights the ridiculous nature of the “use it or lose it” data allowance that networks have been forcing on us for years.

Thankfully things are starting to change, with some networks finally offering some flexibility in how you can use your allowance.

For example, Sky Mobile lets you carry over any unused data to the following month, while O2 has a tariff that lets you tweak your allowance up or down each month, depending on how much data you expect to use (with your bill changing accordingly).

That’s not to say these deals will definitely work out cheapest for you.

You’ll still need to do your research to find the right one for your particular needs, but it’s good to see that a bit of choice is finally entering the market, given just how important mobile data has become.

So that's our round-up, hope you found it useful. Please do share your own tips in the comments section below. 

Finally, if you are in the market for a new phone, head this way to compare offers with Carphone Warehouse.

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