After 15 years in financial services, I joined The Motley Fool in 2003. In 2005, I went freelance and write frequently for lovemoney.com and fool.co.uk. I am the author of "The Financial Times Guide to Managing Your Money": http://www.amazon.co.uk/Financial-Times-Guide-Managing-Money/dp/0273717030 I am 41, married with two children.