Watching out for your money

lovemoney.com is designed to help you make the most of your money. While we offer plenty of information and ideas on how to do this, the power to act on this information, and the responsibility that comes with it, lies with you. Following that, this disclaimer protects you as much as it does us. So below we set out some key points you should bear in mind when using our site. These incorporate the terms of use of our service and should be read in conjunction with them.

Your money, your decision

The information provided on lovemoney.com is for general information purposes only. It is not, and should not be construed as, financial or other professional advice. We strongly caution you not to solely rely on the information you find here to inform your decisions; rather, use it as a starting point for doing your own independent research.

Exclusion of liabilities

lovemoney.com does not guarantee the accuracy, veracity, or completeness of any information provided on our site, and we will not be responsible for any errors or omissions in articles or postings, or for links embedded in messages. lovemoney.com will not be liable for any loss or damage caused by a reader's reliance on information obtained in our area, or in a hyperlinked area. Nothing in this disclaimer excludes or limits lovemoney.com’s liability for death or personal injury caused by its proven negligence, or excludes or limits our duties or any liability under any applicable law.

Terms of service violations

Please notify us immediately if you have been harassed in any manner or you feel that anything is in violation of the terms and conditions of our service. In the case of a question, answer, review, comment, tip or other piece of user-generated content, please use the ‘report’ button displayed bottom-right of every message. In the case of a profile, please contact us. Please note it is advisable not to include your email address or other personal or contact details in the text of any post.

Data and analysis

In the material we make available on our site, we rely on a wide variety of sources and other websites. We believe these sources of data to be accurate and reliable, but sometimes they may not be. lovemoney.com makes no claims or representations as to the accuracy, completeness, or truth of any material contained on our site. Nor is lovemoney.com liable for any errors or delays in the content or transmission of the data on our site.

Our advertisers and sponsors

Our site and email products include third-party advertisements. The appearance of an advert does not mean that we endorse the advertiser's goods or services. While we will not knowingly run an advert that is untrue, lovemoney.com is not responsible for the accuracy of any advertising material or the usefulness of an advertised product or service. In our various product comparison centres, we may feature a number of providers that have paid lovemoney.com to promote their services to you. We do not recommend one over another and these areas are not intended to be an exhaustive list of all providers of a particular financial product. It is up to you to decide whether what they offer is right for you. You can find more detailed information about our relationship with our sponsors in the disclosure documents for each of our product comparison centres Please note that lovemoney.com has no control over the third party providers listed in our comparison centres. Accordingly, lovemoney.com specifically disclaims all liability for any damage or costs of any type arising out of or in any way connected with your use of a provider’s service or product included in our product comparison centres.