How to get on the property ladder
John Fitzsimons looks at how to get on the property ladder
What size deposit do you need in order to buy a house? John Fitzsimons gets your views, and explains why even if you only have a 10% deposit there are still a number of great 90% loan-to-value mortgages to choose from. We also look at why fixed rate mortgages offer some welcome certainty to first-time buyers, how to work out what you can afford and the mortgage application process.