loveMONEY Champions 2015/16: who is the best mortgage provider?
Who was the best mortgage provider of 2015? Vote for your favourite from our shortlist.
A mortgage is one of the most important financial commitments you’ll ever make in your life, so it’s crucial that you choose the right one.
loveMONEY readers have chosen their top five mortgage providers and told us what they thought of them, but it’s up to you to decide which one is your favourite.
Use the poll below to cast your vote.
First Direct
First Direct is Britain’s most recommended bank thanks to call centres which are open 24 hours a day, seven days a week and calls are always taken by real people.
First Direct is a strong competitor when it comes to lifetime tracker mortgages, frequently figuring in the best buy tables.
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Halifax
Halifax offers a full range of mortgage deals, for everyone from first-time buyers to those looking to remortgage. In fact when you remortgage over to Halifax you'll get £250 cashback to help you with the decorating or moving costs, as well as benefitting from free legals and valuations.
Its flexible and helpful service also scored points with readers.
HSBC
HSBC is another top performer when it comes to lifetime tracker mortgages, and you don’t need to be an existing customer to reap the benefits. One reader said HSBC had got their vote specifically because of how competitive its rates on lifetime trackers have been.
Advance and Premier bank account customers could benefit from £500 off their booking fees on HSBC’s standard mortgage range.
Readers also praised the straightforward service you get from HSBC.
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Nationwide
Nationwide is the only building society on the list, and won praise for its rates and customer care.
There are perks for FlexDirect and FlexPlus current account customers when they get a Nationwide mortgage, including £250 cashback which help to sweeten the mortgage deals.
Santander
Santander boasts a competitive range with no booking fee on selected deals.
Readers praised its range of products, easy mortgage process and helpful service. One reader even said they were allowed to overpay by 20% on their mortgage without paying an early repayment charge.
You’ll get preferential mortgage rates if you have the 123 Current Account too. Bonus!
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