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10 February 2010

How do I pay off my overdraft?

Myself and husband have a £5k overdraft which we're really struggling to pay off. It's with a Halifax Current Account and we're charged £2 per day because it's over £2.5k. This is basically £60 a month. Trying to pay it off steadily just doesn't seem to be working. Is there a credit card/other account that would offer us a better option so we're not chucking away £800 a year on charges. (yes I know it wasn't the best thing to be that far in an overdraft in the first place)

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