The most expensive place to be buried

The cost of a funeral has jumped past £7,000 as a result of soaring council costs.

The GMB trade union has published a damning report into the cost of being buried or cremated in the UK. The union argues that, thanks to their soaring charges, local councils are 'making a killing' out of British bereavement.

The UK's highest cremation charges

Somewhat predictably, the most expensive places to be cremated in the UK are all in London. Here's a list of the 20 councils with the highest cremation charges, including cremation, interment of ashes and Exclusive Burial Rights (EBR):

Rank

Council

Cremation

cost

1

City of London (a)

£3,464

2

Wandsworth, London (a)(b)

£2,350

3

Croydon, London

£2,265

4

Lambeth, London

£2,132

5

Stoke-on-Trent, Staffordshire

£2,045

6

Manchester (c)

£2,012

7

Rushmoor, Hampshire

£1,984

8

Walsall, West Midlands

£1,892

9

Sutton, London (a)

£1,865

10

Sandwell, West Midlands

£1,837

11

Bexley, London (d)

£1,836

12

Wolverhampton, West Midlands

£1,811

13

Barnet, London

£1,798

14

Merton, London (a)

£1,786

15

Ipswich, Suffolk

£1,743

16

Bristol, City of

£1,675

17

Coventry, West Midlands

£1,661

18

Sefton, Merseyside

£1,655

19

Spelthorne, Surrey (e)

£1,648

20

Kingston upon Thames, Surrey (f)

£1,635

Notes

(a) Includes a 30-minute service. Grave cost includes first interment fee and a 60-year lease.

(b) Cremated remains purchase includes first burial.

(c) Manchester: Graveyard fee includes first burial.

(d) Eltham Crematorium is governed by a joint committee from Bexley, Greenwich and Dartford councils; the main administration is run by Greenwich Council.

(e) South West Middlesex Crematorium: Boroughs of Ealing, Hillingdon, Hounslow, Richmond upon Thames and Spelthorne.

(f) EBR fee includes first interment.

By a long way, the most expensive place to be cremated is the City of London, whose council charges £3,464 for a single funeral. This is £1,114 more than the £2,350 charge levied by fellow London council Wandsworth. Croydon at £2,265 and Lambeth at £2,132 complete the top four spots for the capital.

The first non-London council to make this list is Stoke, which takes fifth place with cremation charges totalling £2,045. In sixth place, Manchester (£2,012) is the only other council to charge more than £2,000 for cremation.

In fact, being cremated in the City of London will cost you more than twice as much as going up in smoke in Surrey's Kingston upon Thames, which charges a mere £1,635 for cremation.

The UK's highest burial charges

Bad news if you fancy being buried: going into the ground costs considerably more than going up the crematorium's chimney. These 20 councils levy the highest burial fees in the UK:

Rank

Council

Burial

cost

1

Lambeth, London

£5,329

2

City of London

£5,185

3

Wandsworth, London

£4,190

4

Merton, London

£4,125

5

Croydon, London

£4,106

6

Enfield, London

£3,665

7

Bromley, London

£3,647

8

Kensington and Chelsea

£3,600

9

Bexley, London

£3,256

10

Richmond upon Thames, London

£3,190

11

Barking and Dagenham, London

£3,170

12

Spelthorne, Surrey

£2,992

13

Southwark, London

£2,984

14

Havering, London

£2,955

15

Hammersmith and Fulham, London

£2,940

16

Rushmoor, Hampshire

£2,837

17

Southend-on-Sea, Essex

£2,730

18

Barnet, London

£2,692

19

Brent, London

£2,675

20

Exeter, Devon

£2,650

[SPOTLIGHT]Sixteen of these top 20 are London councils, with the four remaining entries being Spelthorne (Surrey), Rushmoor (Hampshire), Southend-on-Sea (Essex) and Exeter (Devon). In fact, London boroughs take the first 11 places, before Spelthorne in Surrey creeps into 12th place.

Lambeth claims the top spot, with the council charging a staggering £5,329 for a single burial. The City of London (£5,185) bags second place, Wandsworth gets third with £4,190, and fourth and fifth spots go to fellow London boroughs Merton (£4,125) and Croydon (£4,106).

Dying to make a profit

Clearly, the lack of space in England's crowded capital has pushed up the cost of burial plots alongside property prices.

At last week's GMB Congress, General Secretary Paul Kenny, said: "When council charges are included, the average funeral costs are £3,284, and total costs average over £7,000, according to some surveys. Someone is making a lot of money out of people's bereavement."

Death costs £7,114

The other major study in this area is the annual Sun Life Direct "Cost of Dying Survey".

In its 2012 report, Sun Life calculates that average funeral costs come to £3,284. If all services are included (such as funeral director’s costs, doctor’s fees for certifying death, flowers, hearses and catering for the wake/reception), then this total leaps to an average of £7,114.

Having never had to organise the funeral of a close relative or friend, these sky-high costs came as a surprise to me. What's more, they starkly illustrate how much families and individuals need to set aside to be sent off in style -- rather than be consigned a pauper's burial at the state's expense.

Dying is becoming an ever-more expensive business. So, do find out burial and cremation costs in your area by checking the GMB's list of charges at 406 local councils.

What do you think? Should local councils benefit financially from bereavement? Please let us know in the comments box below!

More on family finance:

The best way to pay for your own funeral

What happens to your money after you die?

Death to over-50s life plans!

How to make a Will

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