Top

Stocks & Shares ISA deadlines for 2014/15

Stocks & Shares ISA deadlines for 2014/15

With the end of the tax year falling over Easter, deadlines to open and fund or top up investment ISAs are likely to vary depending on how you do it.

Reena Sewraz

Savings and ISAs

Reena Sewraz
Updated on 2 April 2015

The deadline for savers to take advantage of their 2014/15 ISA allowance is fast approaching, but this year there is even more urgency as the last day of the tax year (5th April) falls on Easter Sunday.

So if you want to make the most of your £15,000 tax-free allowance, don't leave it until the last minute to open a Stocks & Shares ISA. The bank holiday means ISA providers are operating different deadlines which you may have already missed.

The table below covers the deadlines we know about so far and what you still have time to do.

Open a Stocks & Shares ISAs for 2014/15

AXA Self Investor

AXA Self Investor is an online-only ISA and trading account.

Action

Deadline

Submit ISA application online

Sunday 5th April

Fund /top up ISA online

Sunday 5th April

Fund/top up ISA by electronic bank transfer (CHAPS)

Thursday 2nd April

Fund/top up ISA by electronic bank transfer (BACS)

Deadline passed

Barclays Stockbrokers

Action

Deadline

Submit ISA application online

23:45 Sunday 5th April

Submit ISA application over the phone

14:00 Sunday 5th April

Submit ISA application by post

Saturday 4th April

Fund/top up ISA online

23:45 Sunday 5th April

Fund/top up ISA over the phone

14:00 Sunday 5th April

Fund/top up ISA by cheque

Saturday 4th April

Fund/top up ISA by electronic bank transfer (CHAPS/BACS)

Thursday 2nd April

Transfer investments and cash from a Barclays Stockbrokers Market Master trading account into an ISA

14:00 Sunday 5th April

Using share certificates you already hold via post

Saturday 4th April

Cavendish Online

Action

Deadline

Submit ISA application online

Midnight Sunday 5th April

Submit ISA application over the phone

Midnight Sunday 5th April

Submit ISA application by post

Thursday 2nd April

Fund/top up ISA online

Midnight Sunday 5th April

Fund/top up ISA over the phone  

Midnight Sunday 5th April

Fund/top up ISA by cheque

Thursday 2nd April

Bed & ISA (fund ISA using investments from a non-ISA portfolio)

Deadline passed

Charles Stanley

Charles Stanley only accepts applications online.

ISA Action

Deadline

Submit ISA application online

Midnight Sunday 5th April

Fund/top up ISA online

Midnight Sunday 5th April

Fund/top up ISA by cheque

Thursday 2nd April

Fund/top up ISA by electronic bank transfer or Faster Payments

Thursday 2nd April

Bed & ISA (fund ISA using investments from a non-ISA portfolio)

Deadline passed

Fidelity

Fidelity says it will have people on-hand at 13 collection points between 8am-6pm on Thursday 2nd April for applications to be dropped-off in person.

The Kingswood and Oakhill offices are also open on Good Friday and during the Easter weekend, right up to the midnight deadline on Sunday 5th April to accept applications, even those delivered in person.

Action

Deadline

Submit ISA application online

Midnight 5th April

Submit ISA application over the phone

Midnight 5th April

Submit ISA application by post

Midnight 5th April (hand delivered)

Fund/top up ISA online

Midnight 5th April

Fund/top up ISA over the phone

Midnight 5th April

Fund/top up ISA by cheque

Midnight 5th April (hand delivered)

Bed & ISA (fund ISA using investments from a non-ISA portfolio)

Deadline passed

Hargreaves Lansdown

Hargreaves Lansdown is no stranger to last minute ISA openings and funding. Last year 111 accounts were opened and 72 top ups were made between 11pm and 12pm.

Action

Deadline

Submit ISA application online

Midnight Sunday 5th April

Submit ISA applications over the phone

Midnight Sunday 5th April

Submit ISA application by post

Thursday 2nd April

Fund/top up ISA online

Midnight Sunday 5th April

Fund/top up ISA over the phone

Midnight Sunday 5th April

Fund/top up ISA by cheque

Thursday 2nd April

Fund/top up ISA by electronic bank transfer or Faster Payments

17.00 Thursday 2nd April

Bed & ISA for funds submitted by post

Deadline passed

Bed & ISA for shares submitted by post

Deadline passed

Bed & ISA for funds submitted online

17:00 Wednesday 1st April

Bed & ISA for shares submitted online

15:00 Thursday 2nd April

Nutmeg

Action

Deadline

Submit ISA application online

23:59 Sunday 5th April

Fund/top up ISA online

23:59 Sunday 5th April

Fund/top up ISA by cheque

Deadline passed

Fund/top up ISA by electronic bank transfer

Deadline passed

Fund/ top up ISA using Faster Payments

Midday Thursday 2nd April

Bed & ISA (fund ISA using investments from a non-ISA portfolio)

Deadline passed

Rplan

Action

Deadline

Submit ISA application online

23:00 Sunday 5th April

Submit ISA application over the phone

n/a

Submit  ISA application by post

Midday Saturday 4th April

Fund/top up ISA by cheque

Midday Saturday 4th April

Fund/top up ISA online

23:00 Sunday 5th April

Fund/top up ISA over the phone

n/a

Fund/top up ISA by electronic transfer and Faster Payments

Friday 3rd April

Bed & ISA by post (fund ISA using investments from a non-ISA portfolio)

Midday Saturday 4th April

Opening your investment ISA

You’ll need your national insurance number and a way to fund the account to open your Stocks & Shares ISA. You'll also need to know what other contributions you have made to other ISAs in this tax year.

If the application and subscription are not completed by the given deadlines, it will not qualify as a contribution for the 2014/15 tax year.

Adrian Lowcock, head of investing at AXA Self Investor, said that investors should consider doing their ISA transaction before the banks close for the Easter weekend (Thursday). Then if for some reason the payment fails that means you have some time to call your bank to fix the problem.

Compare Stocks & Shares ISAs for 2014/15

Most Recent