Top Cash ISAs for transfers in 2017/18


Updated on 08 August 2017 | 1 Comment

Savers will be glad to hear that ISA rates are on the rise (at last!), so it's time to move your money. Not all ISAs allow you to make transfers, but these accounts do.

ISA rates are increasing at last, so it’s time to shift your savings.

We’ve rounded up the best Cash ISAs that allow transfers of previous year’s ISA allowances as well as new subscriptions for 2017/18.

Easy access ISAs

The table below highlights the best easy access Cash ISAs that allow transfers in.

ISA

Rate

Minimum deposit

Bonus

Notes

Virgin Money Defined Access E-ISA Issue 14

1.01%

£1

None

Transfers and new subscriptions

Post Office Money Online ISA - Easy Access Issue 10

1.01%

£100

0.76% for first 12 months

Transfers and new subscriptions.

Ford Money Flexible Cash ISA

1.00%

£1

None

Transfers and new subscriptions.

Tesco Bank Instant Access Cash ISA

0.97%

£1

0.47% for the first 12 months

Transfers and new subscriptions.

Notice ISAs

If you don't think you'll need to access your ISA money, then you could instead opt for a notice ISA. Historically, they have generally paid better interest rates than easy-access ISAs.

Account

Interest rate (AER)

Minimum deposit

 Bonus

Notes

Al Rayan Bank 120-Day Notice Cash ISA

1.21%*

£250

None

Transfers and new subscriptions.

120 days’ notice required for withdrawals.

Al Rayan Bank 60 Day Notice Cash ISA

1.00%*

£250

None

Transfers and new subscriptions.

60 days’ notice required for withdrawals.

*Anticipated profit rate

Fixed rate Cash ISAs

If you’d prefer to tie up your savings for a year or more, you could usually earn a far higher rate of interest with a fixed-rate Cash ISA. Clydesdale and Yorkshire Banks have stormed to the top of the three-year Cash ISA table with the Fixed Rate Bond.

Here are the top-paying fixed-rate Cash ISAs across a range of timespans that accept transfers.

If you want to use this year's ISA allowance have a read of The best Cash ISAs.

Account

Interest rate (AER)

Minimum deposit

Length of fixed rate

Notes

Virgin Money Fixed Rate Cash E-ISA Issue 258

2.00%

£1

Five years

Transfers and new subscriptions.

Clydesdale Bank/Yorkshire Bank Cash ISA - Fixed Rate Bond (Issue 41)

2.00%

£2,000

Three years

Transfers and new subscriptions.

Paragon Bank 5 Year Fixed Rate Cash ISA

1.95%

£500

Five years

Transfers and new subscriptions.

UBL Bank UK 5 Year Fixed Rate Cash ISA

1.93%

£2,000

Five years

Transfers and new subscriptions.

UBL Bank UK 2 Year Fixed Rate Cash ISA

1.36%

£2,000

Two years

Transfers and new subscriptions.

Bank of Cyprus UK Fixed Rate Cash ISA

1.22%

£500

One year

Transfers and new subscriptions.

Compare Cash ISAs


This article is regularly updated with the latest rates

More on ISAs and savings:

The best Cash ISAs

The top fixed-rate savings bonds

Where to earn most interest on your cash

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