Top Cash ISAs for transfers in 2017/18


Updated on 10 April 2017 | 0 Comments

Not all Cash ISAs allow you to transfer existing ISA funds in. But these do.

If you have old ISAs, do you know what rate of interest they are paying? Is it competitive? Chances are it’s not and it’s time to move your money.

So here we’ve rounded up the best Cash ISAs that allow transfers of previous year’s ISA allowances as well as new subscriptions for 2017/18.

Easy access ISAs

The table below highlights the best easy access Cash ISAs that allow transfers in.

ISA

Rate

Minimum deposit

Bonus

Notes

Coventry BS Easy Access ISA (5)

1.05%

£1

None

Transfers and new subscriptions

RBS Instant Access ISA

1.05%*

£20,000

1% for first 12 months on first £20,000 (on deposits paid in by 5 May 2017)

Transfers and new subscriptions.

NatWest Cash ISA

1.01%*

£20,000

1% for first 12 months on first £20,000 (on deposits paid in by 5 May 2017)

Transfers and new subscriptions.

Skipton BS Bonus Cash ISA

1%

£1

0.35% for the first 12 months

 

Transfers and new subscriptions.

 

*Higher rate available for larger deposits

Notice ISAs

If you don't think you'll need to access your ISA money, then you could instead opt for a notice ISA. Historically, they have generally paid better interest rates than easy-access ISAs.

Account

Interest rate (AER)

Minimum deposit

 Bonus

Notes

Al Rayan Bank Notice Cash ISA

1%*

£250

None

Transfers and new subscriptions.

60 days’ notice required for withdrawals.

Charity Bank Ethical 33-Day Notice Cash ISA

0.90%

£250

None

Transfers and new subscriptions.

33 days’ notice required for withdrawals.

*Anticipated profit rate

Fixed rate Cash ISAs

If you’d prefer to tie up your savings for a year or more, you could usually earn a far higher rate of interest with a fixed rate Cash ISA. 

Here are the top-paying fixed-rate Cash ISAs across a range of timespans that accept transfers.

Account

Interest rate (AER)

Minimum deposit

Length of fixed rate

Notes

Principality BS Five-Year Fixed Rate Cash ISA Issue 170*

1.95%

£500

Five years

Transfers and new subscriptions.

Paragon Bank Fixed Rate Cash ISAs

1.75%

£500

Five years

Transfers and new subscriptions.

Principality BS Three- Year Fixed Rate Cash ISA Issue 169*

1.85%

£500

Three years

Transfers and new subscriptions.

Coventry BS Fixed Rate ISA 31/05/2020

1.40%

£1

Three years

Transfers and new subscriptions.

Yorkshire BS Fixed Rate e-ISA to 30/04/2019

1.25%

£100

Two years

Transfers and new subscriptions.

Bank of Cyprus UK One-Year Fixed Rate Cash ISA

1.13%

£500

One year

Transfers and new subscriptions.

*Only available in branch due to popular demand

If you want to use this year's ISA allowance have a read of The best Cash ISAs.

Compare Cash ISAs

This article is regularly updated with the latest rates

This article is regularly updated with the latest rates

More on ISAs and savings:

The best Cash ISAs

The top fixed-rate savings bonds

Where to earn most interest on your cash

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