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I have £30 000 do I buy one property cash like a studio flat , or student pod , or mortgage a larger property


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It very much depends on your personal circumstances and what is likely to be needed over the next 5 years, say. If you are single and expect to remain that way for the next few years then go for the studio flat. Then if your circumstances do change and you need somewhere bigger, you could have the option to let or to sell the studio. Mike

Thanx Mike , our situation is a bit unique as my partner and have been traveling for a year , we just arrived back in the north of England and basically have to start from scratch , job's , accomodation , ect , I just want to be sensible with the lump sum we have left , and wanted an expert opinion.

The first thing is to try to find jobs. Rent in the meantime on a short lease. That gives you flexibility to move to where you might find jobs. Once at least one of you has a job and your partnership seems secure, then consider buying somewhere larger than a studio. Prices in the North of England do not show much sign of rising in the near future, so there is no rush. If you have to move away to find work then you would not have wasted money on fees. Mike