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Seven seriously stingy money-saving tips

Published 23 January 2009 in Make your money go further

Just how far are you willing to go to save money?

Would you rub pine needles under your arms instead of buying deodorant? Or take extra napkins from fast food restaurants to save on toilet paper? Or maybe share your partner’s toothbrush instead of buying your own?

Welcome to the crazy world of money-saving tips.

All the fun of the frugal

Now I’m all for saving money - I avoid over-filling the kettle when making tea for one, roam the house flicking off lights and turning down radiators, and switch off my TV, stereo and computer at the wall each night rather than leaving them on standby.

That little lot must save me, ooh, around £9 a year.

But my money-saving ways look positively feeble when compared to the die-hards out there.

"A good place to find money is on people’s desks."

Save cash, lose friends

There’s a thin line between being frugal and stingy. I scoured the discussion boards on various money-saving websites to find some tips – from real people - that may cross this line. Here are some of my favourites (I’ve kept them anonymous to protect the identity of the posters):

1) Don't pay babysitters.

Instead, “get young couples who are thinking about having kids to ‘rent’ yours for the evening. They get to see what it will be like, and you can get paid instead of paying for sitters.”

2) Tell everyone you'll be out of town for Christmas.

“That way, you can shop in the January sales for presents.”

3) Scour the office for the humble penny.

“A good place to find money is on people’s desks. If you look in the cup that has pens and pencils or the container that holds the paper clips and rubber bands you can be sure to find small coins covered with lint.” (Editor's note: This is stealing. So I don't recommend it.)

4) Stamp out food waste in the kitchen.

“After eating avocado, rub the inside of the skin against your face, it makes a great face pack. You can also use it to buff your shoes.”

Alternatively:

“I buy whole milk and when nobody is looking the milk gets a good glug of water from the tap to eek it out a little further.”

Or:

“When we have toast and jam, I spread the butter on the outside edges of the toast and spread the jam in the middle to fool my other half. Looks proper but doesn't really taste any different.”

Related goal

Cut your food bills

As food prices continue to rise, here's some handy ways to keep your food bills under control.

5) Toilet tips.

“Squeeze a loo roll into an oval shape. It doesn't roll out so easily – and kids tend not to use yards at a time!”

6) Car costs.

“Park forward-facing when possible; reversing takes more gas.”

A dog’s life

Don’t think I’m sneering at people for saving money and avoiding waste. If you have the imagination and dedication to decant cheap shampoo into posh dispensers, collect tomato sauce and mustard sachets from fast food restaurants, and cut open your toothpaste tubes to scrape out every last bit, I salute you.

I lifted some of these tips from good-natured threads on internet forums, where some people were having plenty of innocent fun suggesting ways to be frugal. But some were in debt, and for them, saving money was a matter of survival.

Whatever your motives for being frugal, I’m throwing open the floor to all you penny-pinching readers to see if you can match the most parsimonious tip I have yet read:

7) Dog Food.

“Train your dog to beg for food from strangers, so you won't have to buy dog food.”

Beat that!

This is a classic article which has been updated.

More: Ten ways to slash your supermarket spend | Five ways to pay less for your fruit and veg

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Comments

Chorlton1 said

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8) If you have a combi boiler wash your hands under the cold water to save the boiler firing up each time you turn the hot tap on.

9) Keep using a CRT telly with a set top box if the telly blows up just go down to the tip and get another one people are chucking loads of perfectly good working ones out to buy the latest flat screen LCD and plasma.

meita said

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10) Put your sweets and snacks into a box or drawer instead of on top of something. Studies have shown that simply having to open a lid in order to get at your in-between food, makes you eat less. Save on re-fills!

11) Get off your public transport a stop or two early (in a shorter tariff zone) and walk the rest.

As additional benefit, this will help you lose some weight...

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"3) Scour the office for the humble penny. “A good place to find money is on people’s desks. ..."

Hmm. There's a word for that.

Theft.

a1poshpaws said

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Aleister you beat me to it, I was just thinking that very thought.

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Watching the footie outside my local euronics centre works for me!

Shuggster said

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I agree tieh Aleister, it is indeed THEFT! I cannot believe that the editor has let that slip through.

If you look for pennies at in your own sofa or even a garbage dump it is not!

12) Re-Use Cloths?

jonesjeff said

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When going slowly in the car park, cars will use the same amount of fuel going forwards or backwards.

bojotools said

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For most people on a budget the best thing they can do if not already is learn to cook. Avoid buying ready meals unless they are reduced to quarter price or less and can be frozen. Looking out for reduced items and out of 'best before' dates is a great way to live like a prince on a pauper's income.

A second suggestion if you are the least bit 'handy' is to learn to use superglue and some of the special bonding and filler agents which go with it. It may sound a bit specialised, but modern technology means you can repair broken and cracked items with a great deal of success and I have successfully even fixed broken headlamp brackets on a car which was 'nudged' and saved many tens of pounds on a replacement part.

Car maintainance classes, if you must run a car, can save a fortune on basic repairs and servicing and at least having a good basic knowledge can prevent repair costs caused by neglect or ignorance of what is going wrong. If steering is 'pulling' and your tyre pressures are correct, don't wait to have wheel alignment checked as even a new tyre could be scrubbed off in as little as 50 miles.

jonboy09 said

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i find shopping on ebay for bulk purchases of things like washing powder a washing up liquid a good way of saving money unless you are a brand snob there are some good non branded bargins to be had another trick is to invite yourself to somebody elses house for lunch/dinner therefore saving the expense of cooking yourself

chris280 said

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Item 3) So where does it stop, the odd penny stolen from someones desk or do you the search their jackets and handbags to steal greater amounts???

You are typical of what is wrong with this nation, a person that does not care about others or their property.

An apology should be made by TMF.

If no apology is forthcoming I am minded to report this.

chris280 said

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the last line of my last post should have read if an apology is NOT forthcoming.

chaz25 said

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For parking, reversing in uses LESS fuel - If you have to reverse out on a cold engine, THIS uses extra fuel.

It is easy to get into the habit of buying NON-essentials.

For essentials buy UNBRANDED or own brand or value items. You can save an absolute fortune AVOIDING major brand names, eg for chocolate,cereals, beans,sauces, tablets, soft drinks, cosmetics,soap, shampoo etc.

OK may have to get used to slight differences in taste - some cheaper brands taste BETTER. You can save nearly a £1 a bottle with some soft drinks = BIG SAVINGS

If possible live on REDUCED items where you can!

For budgeting, SIMPLE - SPEND LESS !!!! Takes practice!!!!

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Buy less, it's the cheapest way.

I liked the avocado tip as a face cream.

The inside of a banana skin rubbed on dark shoes is an excellent shoe nourisher. You have to rub up the shoes a bit to remove fruity bits but it really works and is especially useful if you're on holiday.

Make soup. Use a stock cube, a tin of peeled tomatoes, any leftover vegetables and maybe some lentils. Keeps you going for days, is nourishing, tasty and really cheap.

Biker59 said

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Switch the kettle off before the auto cut off does it for you! You can hear its boiled ... reach over and flick the switch. Otherwise the kettle carries on for quite a few seconds before the auto cut off wakes up. Hey it all adds up you know!

fatgeordie said

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Chorlton1 :

Whether or not you have a combi boiler, wash your hands under the cold water.

Re: the CRT tellies (and lots of other stuff) join your local Freecycle group. There are being offered regularly.

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I think I'll just carry on with a normal life thanks. I think I can manage the £9 per year to avoid all the hassle. If things get so bad as to need some of the extreme and peculiar tips posted here, it really is time to emmigrate!!

macworm said

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I agree - Join a Freecycle group near you - find stuff for free, get rid of stuff you don't need, keep stuff out of landfill - http://uk.groups.yahoo.com/

taffy4u2 said

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Check the Kilo or litre price when shopping, Often now the largest isn't the cheapest.

NatFeerick said

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I think the people who are getting their knickers in a twist over number 3 on the list need to chill out. These were posts from other members andHarvey acknowledged at the start that some of them might cross the line. Have a sense of humour - its about all we've got left!

Iamamug said

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I have to agree with the Freecyclers. I am moving soon and have given away two lawn mowers, one set of wheel ramps, one window blind, one mitre box and saw, two battery chargers and an old telephone. Sounds like that TV program where you had to memorise lots of cuddly toys !!

Lots of hard up (or sensible) people have got usable stuff which I have no use for anymore. Also saving the planet a tiny bit.

By the way, for those who think the housing market is completely dead I agressively priced our house to sell and then drove a hard bargain on the new home. The only loser is Darling who gets less stamp duty. Hoorah

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I've had a water meter for years now and one of the first things I realised was that when running a bowl of hot water I always ran the hot tap till the hot water ran through, filled the bowl and then added cold water as it was too hot, so now I start to fill the bowl as soon as I turn the tap on and don't have to pour a gallon or so straight down the drain

colin106 said

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Once again good common sense from RoderickEaton. Pretty well all of Harvey Jones' "tips" are not worth the trouble. Perhaps the best from bojotools is to do your own cooking. That WILL save money, develop your skills, and you have the chance to eat better food. But if you are a Mother with children and you get home late......

colin106 said

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I think Iamamug is really Iamnotamug!

SirRalf said

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13)...lighten up & maintain a sense of humour...it's free!

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No mention seems to have been made of saving the cost of water by placing a brick in the flush cistern. Another tip is to fill a sturdy polythene bag with water, tie it and place it in the cistern.

Wurley said

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Use a chamois leather to polish off water marks from granite or chrome (save on chemicals - good for the environment too)

This is a good one.... (I should use this one but but its a little naughty)....

Scour all the frugal money saving websites and send all the good ideas to the women's magazines they pay upto £50 for each idea published!! see I said it was naughty....

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Simply turning down the Heating Thermostat at home 1 degree C can save 10% fuel

Snotferatu said

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Heres my top 5:_

1) Taking a bath once a year can save you about

£30, and if you do it with a friend you save

double.

2) Re-cycle your old tea bags.

3) Don't buy loo paper , go Asian.

4) Roasted dandelion root is an excellent coffee

substitute (and it's de-caf).

5) And finally , brew your own beer and wines. Not

only will you save money on duty, but will also

save on housing costs when you spend 6 months

in rehab paid for by the NHS.

tigertim08 said

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Add a little bit of water to 'empty' shampoo and conditioner bottles - squeeze the bottle, 'suck' it from the tap and give it a good shake - you'd be amazed at how much is left in there! Particularly good if you have teenagers washing their hair every day! (you can do this with anything - toothpaste, washing up liquid etc etc)...

...another thing, since switching to washing powder 'tablets', that you put in a net I have noticed I have to buy far less - I was obviously overdosing with the free running powder!

glad69fool said

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Biker 59, your tip may cost more than just leaving the kettle to do what it is designed to do. You may save pennies in a year by switching a kettle off before it switches itself off, but that action damages the kettle. Then you would have to shell out pounds to replace it. I know...it happened to me.

bimber said

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"Simply turning down the Heating Thermostat at home 1 degree C can save 10% fuel"

I've seen that advice given quite a few times but I think it's true only up to a point. When I turned the thermostat from 22 to 21 I hardly noticed the difference and the fuel bills did go down. On the recommendation of various tipsters since then I have got the thermostat down to -4. Despite being able to save money by selling my freezer, boiler and radiators, I think the cost of running my newly installed industrial chiller units outweighs the benefits. I'm willing to go to -5 but this experiment will have to come to and end soon because I'm running out of jumpers.

glad69fool said

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Snotferatu - go Asian and then bath only once a year? Have you got a friend?

SBJames said

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Crime does pay...

Seriously point 3 needs to have a caveat on it. It is a CRIME!

Kevin197 said

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Every time you go to buy something ask yourself do you want it or do you need it.

If you want it then don't buy it, if you need it then go ahead. Most things nowdays you don't need but only want.

hungary said

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(tongue in cheek) send out your children to look really hungry (instead of your dog) or send kids round to play at friends' houses around dinner time.

skweaker said

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I've recently been spending more time at home which has given me the opportunity of monitoring my oil fired combi boiler. I have discovered that when the central heating is on the burner is firing approximately 50% of the time. However, after the heating is switched off it only takes 30 minutes continuous burner operation to bring it back to normal temperature. As a result I now tend to switch the heating off for 3 - 4 hours at a time and only turn it back on when the house has cooled sufficiently.

Also, picking up on the earlier hot water/combi comment, I now turn on the hot water only when I get up in the morning (previously set to auto) and use it to take a shower. I then switch it off for the rest of the day. Things like dishwasher/washing machine heat the water as needed and if I need a small amount of hot water during the day (rare) I heat some up in the kettle. Previously I had the hot water on all day and the burner would be cutting in all through the day maintaining a small reservoir of hot water that was rarely if ever needed.

I am now anticipating a major reduction in oil usage. Sorry for the length of the posting....!

oldbustard said

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The way to save lots over a year is in food buying - e.g. bogof (for things you will use) and getting loaves late in the day. Another good one is to buy a chicken for, say, £4. This will give your family:

- roast on day 1

- sandwiches & curry on day 2 (using one of your bogof curry sauces and an onion)

- soup on day 3, boiling the carcass and adding the rest of the curry sauce.

At our local Morrisons, you can even get the whole chicken ready cooked!

PennyJS said

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7) Dog Food - If you wait until your dog is so hungry if begs for food, expect a visit from the RSPCA The alternative is to go cheaper. Check with your local pet shops.

One of my dogs with a sensitive tummy did well on rice and the pet shop own block protein.

Also, ask your Grand-parents for tips. They have lived through many of these difficult times.

If you have a baby, tear the baby wipes in half before use. Only use the perfumed disposable bags for soiled disposable nappies the wet just fold and seal with the tabs. Better still consider using terry nappies the latest are really good.

topstar74 said

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“A good place to find money is on people’s desks." - thats called STEALING!

"collect tomato sauce and mustard sachets from fast food restaurants" once again STEALING!

Mentioning STEALING as a form of stinginess, should be frowned on instead of being recommended...! Does not matter if it is the odd penny on the office desk....or the freely available tomato sachets in fast food restaurants.

I am ashamed of the Motley Fool for suggesting such ridiculous ideas.

CarbonCaro said

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Plenty of energy-saving actions also save money. Check out: http://blogs.guardian.co.uk/ethicalliving/category/tread_lightly/

Nosht said

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Don't buy aerosols, always there is some left in the tin which cannot be used.

Learn to cook & only use 1 ring of cooker.

Keep doors & windows shut to keep heat in.

Recycle & re-use as much as possible.

Regards,

N.

povertypot said

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Of the 9 essentials on Chas25's example list, I only give 3 of those items time of day. Soft drinks? Have you read what they've got in them? Drink tap water- filter it if you must, but know that you remove many nutrients when you do so!

As suggested by others, use freecycle (it also saves your time and petrol in taking things to the tip, not to mention reducing landfill)

Use http://www.greenmetropolis.com for buying and selling books. I've made over £90 in the last six months (from books I hadn't been able to sell at a boot sale!). Also many books listed are new, so make it your first port of call even for book presents.

As for washing powder / tablets - use half the recommended 'dose' - most clothes are hardly soiled when thrown in the wash these days. Don't forget, manufacturers' recommendations are at least partly to ensure you use the product up quickly and come and buy some more. Spot clean the worst bits first, if you're not convinced.

povertypot said

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work / life balance can make a big difference too. Can you work closer to home? Can you reduce to 4 days a week? I did both those a few years back and can still meet all my bills as the extra time I gained meant I could grow my own / cook my own / seek out deals and walk more places - including the 2 miles to work (in the summer when the daylight hours allow).

chris280 said

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Natfeerick,

No. 3 IS STEALING however you look at it and it does not matter what the author of this article has written; by reproducing it he and TMF are seen to condone Stealing.

dfboneill said

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6) Is:

a) Not true. Reversing out when the engine is cold will use even more fuel...

& b) DANGEROUS. Your vision is far more limited when reversing out. You should always reverse into a bay and drive out so you can see clearly.

Good suggestions not made so far:

Make your own packed lunch rather than buying expensive sandwiches or meal at a cafe...

Cut out the expensive coffees at the "Costa hell of a lot" coffee bars when you pass one on the way to work or in the lunch hour...

Cut out bottled water. Tap water is better for you. Fill your own bottle from the tap at home and use that instead...

Dave

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CarbonCaro - Sould we have expensive silly solar panels when the sun don't shine, build a windmill for when the wind don't blow, use a dung stove to cook and a yak cart to travel then kill the yak to avoid his methane emissions then eat from our organic veg garden?.... or shall we just live modern life with all its facility keeping a watchful eye on our unneceary spending. Mass suicide would help reduce our carbon little toe print with no need to exhale....if we went the whole free range hog that is.

gouldie7 said

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Re: Parking

You should drive FORWARDS into a parking bay, not reverse into one, which then means you reverse out easier into a larger area.

Re: Stealing

The start of the article clearly states "I scoured the discussion boards on various money-saving websites to find some tips – from real people - that may cross the line"

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Putting things in the cistern to reduce the amount of water flushed is a false economy. Toilets are calibrated to deliver adequate force and volume to flush most things away. If you reduce that, there is a greater chance of having to flush again, which blows the water savings out the window.

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Re: 3) Scour the office for the humble penny.

This is an outrage!

Harvey Jones should be suspended and whichever 'editor' approved this so-called article should be sacked immediately.

I have written to my MP and the Daily Mail.

That nice Graham Norton should write Fool articles from now on.

chrissmiff said

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This is a tip I found by accident. If you place the inside part of greetings card against a south facing window, the sun will eventually bleach out the senders writing. The greeting card can then be reused for someone else’s birthday, anniversary etc. Be careful not to send it back to the person who sent it to you in the first place.

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"There’s a thin line between being frugal and stingy. I scoured the discussion boards on various money-saving websites to find some tips – from real people - that may cross this line. Here are some of my favourites (I’ve kept them anonymous to protect the identity of the posters):"

Honestly Topstar and all the others read the article nobody was condoning stealing just pointing out how far people are willing to go during the credit crunch

Max878 said

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Great tip chrissmiff!

Heres a tip I found by accident. Don't waste valuable time teaching your dog to beg. Simply don't feed it for a couple of weeks and then let it loose!

Max878 said

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Oh, yes ...and regards the stealing pennies thing - I think that was meant as a joke, so no need to spend time writing posts about it when you could be out searcing for recession-busting bogof deals.

...doh!

Thursford said

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When I run the hot tap I collect the cold water run-off in large jugs and put it in a bucket outside the back door and use for bird bathes, watering plants, cleaning the car, etc. Surprising how much you can collect in a day or two.

TMFDonna said

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Just to say on behalf of The Fool: yes of course number 3) was intended as joke. The Motley Fool does not condone stealing.

If you are seriously planning on going to the extreme lengths mentioned in this article, and you mean to carry out number 3) please obviously do ask the person first. You may find they are more than happy to handover any pennies you find covered in lint. I know I would be.

Anyway, apologies for any offence caused, it was completely unintentional. Please do try to see the funny side - and bear in mind that this site would be pretty gloomy place right now if we only published serious articles!

Foolish regards,

Donna

(Deputy Editor)

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I found a good way of saving bus fares is to adopt asian style techniques and hang on to the outside of the bus. Then you do not get charged for the fare.

It works in India.

thank you

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I found a good way of saving bus fares is to adopt asian style techniques and hang on to the outside of the bus. Then you do not get charged for the fare.

It works in India.

thank you

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I think the people who complained about No. 3 read the heading 'Money Saving Tips' then skipped the introduction. If they'd bothered to read the whole article they'd have (hopefully) worked out that it was tongue in cheek.

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This made me laugh so much... and then I read the comments which was even more fun!

I love how people are getting so uptight about the thought of a penny being taken from someones desk, but no-one has been outraged by my personal favourite, number 1 - renting out your children!!

Pure genius, nice work Harvey.

pandysugar said

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absolutely hilarious !!!!! especially the person who wrote to the daily mail

pandysugar said

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and the one about the birthday card !!!!

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Frankly, I don't think allot of these ideas are worth repeating. Especially when they involve THEFT!! Lying to your friends is also questionable. If you want to shop in the sales for peoples presents, then maybe buy for next christmas? And not have to lie.

And as for getting people to look after your own brats... That is totally ludicrous!! And what type of person are you going to 'rent' your kids to??

An editor is called Editor for a reason!! This article should not have been published!!

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paint one half your light bulbs black. you dont need al that light!

LittleRoo said

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I agree with Pandysugar, some of these threads are really funny and they help lift some of the gloom that exists at the moment, and there are also some really good ideas also.

Good post from Sweet like honey as it keeps some perspective.

doughtsh said

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If you're going out, turn your doorbell off.

I often look under the chocolate machine at work. There's sometimes change under there that people can't be bothered to pick up. I'm nearly up to £1 now and I've only been there 9 years.

simone1969 said

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If i had a doorbell i would - used to have one but decided that knocking would save on the leccy bills :) However, going to check through MY OWN pen pots later ......

One thing we do is make our own cards - the kids do them for their friend's birthdays and they are always appreciated as always far more personal and cost pennies instead of pounds. Also use a roll of brown wrapping paper for all gifts and decorate also - costs much less, takes a bit more effort but always looks lovely :)

The kids and I dont even bother flushing after every wee (poo is different of course!) and we are not even on a meter.

Got a good veggie patch going now so planning on lots of home grown this year - again more effort but great gains to be had.

ALWAYS home cook, however time does not allow to do a lot of meals daily so always do a large pot of say bacon sauce for pasta or bolognaise sauce etc and freeze a whole load of it for later use - saves time and money cooking it daily.

Not tried the babysitting one yet - lol

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A client of mine (nameless) lives in a sheltered flat; one of the residents began coming into the lounge after shopping & asking if any of the residents wanted to buy a grocery item (soup, bread, beans etc). Usually some one was glad of the item and was duly charged the full price for it. This went on for quite a while until some one discovered (via a newspaper ad) that all the items that he was buying were on a bogoff, so the shopper was getting his item free.

Best tip so far?

Canny Pensioner lol.

sbolter said

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CRT televisions use much more electricity than LCD ones. If you watch much tv you will probably pay out more than the cost of several small LCD sets in extra electricity over the 15+ years life of a CRT.

I always park for an easy getaway as I would sooner reverse into a small space than reverse out into traffic and and because manoeuvring on a cold engine uses more fuel and causes more engine wear.

Gulchard said

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You can save a lot of toilet paper by always doing your business at your work place

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You can save a lot of toilet paper by always doing your business at your work place

Good one! You could also fill a thermos with hot water before you leave work to make a cup of tea when you get home.

With your manager's permission of course, lol.

Strobbie said

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doughtsh, this is great advice!

I heard on TV recently about a couple who have spent the last 12 years picking up every coin they find which has been dropped in the street, saving them up and giving them to charity. I believe they are currently on a total of around £360,000! They are thinking of retiring when they reach £500,000.

How come in my 50-odd years I have found a total of about 10p?!

I intend to go out with my glasses on next time.... I could make a nice living of £30,000 a year at this rate!

janesk said

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To RosemaryPettit

After using the banana and avocado skins, put them on your compost heap or even juust on your garden, makes great soil and keeps the weeds dowm.

I like the canny pensioner idea !!! I think I might do that at a couple of the youth clubs I go to !!

cgotts said

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The comment about getting children to make cards is good but you can take it a step further. Buy a roll of wallpaper liner paper. It is always cheap, cut a peice the size of your present and get the children to decorate it, hand prints or potato prints are easy, even colouring geometric shapes works well. Paper and cards are luxury prices now and all get dispose of in the recycle.

Cut up used cards and use the pieces to make new ones. With children going to a dozen parties every year it can save pounds!

debtwagon said

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chris280 - you're sad.

tigertim08 - yes, I've used that technique for bleach and washing up liquid - but how the hell do you do it with a toothpaste tube?

bimber - nice one

povertypot - I've never heard that water filters remove nutrients! Explain somebody!

jbectoplasm - the best laugh of all! Thanks. Although going to India to do it would be counterproductive, I fear.

I've had birthday-card curtains for years and wouldn't want to part with them now.

Parking: Choose the far empty corner of the car park, then you can drive in forwards and out forwards. If in the unlikely event that someone parks in front of you, WAIT for their return and explain polite but with a suitably raised voice that their thoughtless behaviour replicated over a whole year would cost you ... at least 5p probably.

Gulchard, how do you cope at the weekend? I suppose you've got the office key but then you'd have to waste fuel. Hold it in, man! "Have you noticed on Monday mornings, ol' Gulchard always walks in with clenched buttocks?"

Anyway, my tips:

1) A few peanuts and a squirrel trap - Sunday lunch sorted

2) Rinse out condoms, turn inside out and hang up next to bed but be warned this might put off a new partner on the first night, so keep the lights off and hey presto, double savings!

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Here's my best tip for motoring - fit slightly bigger tyres than specified to your rear wheels, and slightly smaller ones to the front. That way you're constantly running downhill, thus saving fuel.

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Buy the cheapest white T-shirts from the market for your children and then carefully felt tip a 'Nike' logo on to them, thus making you feel you're still up with the Jones's (who though, ironically, are trying to hide the fact that they're going down financially anyway!)

Then felt tip the word 'Barbour' on to your old coat in a restrained yet noticeably fetching way and perhaps scratch 'Rolex' on to your £10 watch.

Living cheaply is simple when you still feel like your up with the middle classes.

whiteburn said

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What a tonic. LOL on a lot of the postings.

Particularly loved how to fade ink on cards for reuse and the squirrel trap.

I live on a farm and my cats prefer the fast food on offer in the barn and veg patch rather than my mass produced offerings. Most cost effective animals on the place.

Trained one cat to sit on knee and other to drape itself around neck, keeping me warm and saving on heating as I type.

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Here's mine

Dont use liquid soap, it costs more and runs out quicker. When cakes of soap get small, to avoid wasting them, get a new cake out and stick the left overs to the new cake.

If you use tumble dryer sheets, cut them into half or thirds, they are just as effective. Better still, buy the reusable tumble dryer balls that will last for years.

In the washing machine, use half the quantity of powder or one tablet instead of two.

If you want to sell your house, join a house swapping site. If you find a swap, set the prices low as it is just the differennce in price that matters. Saves on stamp duty

Use less heating and more blankets and jumpers

draft proof your house - many free schemes out there. Also make draft excluders from old clothes

Join freecycle (I know this has been said but a really good one - dont forget to list things you have finished with too. Pleople will collect them from you thus saving that trip to the dump)

Buy clothes from charity shops - buy things that the kids will grow into and store them if you have space, or give them to friends' older kids to be passed back to you (maybe with some of their other used stuff) later

Use lower watt light bulbs

Get rid of the wireless phone and have an old fashioned one with a wire. Put in a place that's not too comfortable, to encourage shorter phone calls.

Dont buy newspaters, get your news online or from the radio

Make home made soup to use up what is left in the fridge (mind you, if I do that now, it will be pickled onion, strawbery yoghurt and branston soup!)

Dont flush every time

Remember if you buy higher quality loo roll, to use fewer sheets

When putting shopping away, put all your fridge stuff near the fridge then open door only once to put all in (same for freezer)

Do holiday house swaps to save on accomodation costs

And seriously, dont reuse teabags... .yuk, no flavour - that is a step too far.

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This is just the stuff. I laughed so much. Poor old souls who can't see the funny side of life. Heres my tip- move back home to the parents then they pick up the bills.

kittzy said

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O M G - find a penny pick it up, all that day you'll have good luck....

Stop Theif theif, THEIFFFFFFF.

A prime example of the world gone mad, when you cant see the humour and lightheartedness in picking up a penny you should just give it up.

whiteburn said

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Good god Kryptonitekid, NO!

Don't give my children ideas, its taken me years to get them to move out. I'll have to sensor this site.

Just thought ... don't wee in the loo save your wee in clean milk cartons, water down and use as a high nitrate fertilizer on your plants. Double save, fertilizer and water.

Also... put end of soap in the net oranges/onions/garlic comes in and use in the shower as a scrub.

JayJay107 said

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- Haven't had such a good laugh in months!! Such good tips, too...I always look for reduced-price goods in supermarkets...not only do you save money, but you can often try a new food item which would not have been considered at full price. We always buy our clothes from charity shops...now that one large High St. chain is not allowing sale goods to be returned, charity shops benefit, and there are many bargains to be found, brand-new with labels attached!! Not only clothes but bedding, furniture and household items, too...

bob1023 said

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When the soap gets too small to use, soften it and the replacement bar in the bath with you, and stick them together.

Close your curtains as soon as it gets dark. The extra insulation really helps.

Avoid brand name pharmaceuticals. All those expensive headache pills that you see advertised have a perfectly good generic alternative. If you aren’t sure ask the pharmacist.

Don’t confuse “sell by” with “use by” dates. The first is for the shopkeeper and the second should only be used as a guide because it always assumes bad storage.

Send your kids out to work. At five or six years old they are just the right size to get up those chimneys without getting stuck, and there is plenty of work now with everyone going back to wood fires. Teenagers can be hired out to farmers as scarecrows. Just plug an MP3 into their ears and leave them jigging about happily for hours in the middle of a field.

If anyone you used to know as a kid has become famous then root through the family photo’s to see if you have some suitably embarrassing pictures. Red tops will pay a fortune for pictures of a celeb paddling naked in the garden pool.

JayJay107 said

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- Forgot to mention Tesco Value Toilet Paper in my previous post...you can get 4 rolls for just over 40p...OK, you use more as it's thinner, but even Tesco's normal stuff is over £1 for 2 rolls, and you don't want to frame it, do you??!! Also, a colleague of mine swears that it's the only sort that doesn't block her loo.....

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Bob1023-just a thought but if the MP3-plugged-in- teenagers jiggling happily in the middle of that field could tread on grapes at the same time you could make your own wine.

Whiteburn- my parents were not happy to have me, three kids two dogs and a cat move back home but they couldn't move fast enough on their zimmer frames to stop us. We have saved a fortune.

Have you all discovered the Pound shop yet?

bob1023 said

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Kryptonitekid - Better than that. What about the 99p stores:

http://www.99pstoresltd.com/

laalaa41 said

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In most offices here, everyone must reverse into parking spaces. If we dont, the janny phones you and tells you off - demands you repark!

The "learning to cook" tip. Doesnt really ring true. If you live alone it is far more expensive to buy all the ingredients, and to run the oven for a couple of hours than it is to shove a ready meal in the micro wave for 3 mins.

Ive halved my food bill by heading straight for the section with food dated that day. I can fill a deep freeze with a week's food that way.

I rediscovered Farmfoods and Iceland for frozen veg. Buy things like packs of chicken breasts and separate them so you only defrost what you need.

Cleaning fluids etc are expensive. Invest in washing balls (better for the environment too). I use cider vinegar as an anticeptic and grow my own herbs.

Ive bought seeds for veg hoping I find the time (and energy) to grow my own.

janedeans said

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The pound shop is great.....but wait until they have a half price sale!!!

Incidentally, is it me or are there more 'wanteds' than 'offereds' on Freecycle these days???

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You can save lots of money by doing your shopping late on Saturday, we get loads of marked down fruit and veg this way. Anything they might run out of you can get earlier or the day before.

This thread reminds me of the old tips in Viz, thanks for the laughs! (save money on expensive carpeting by gluing a square of carpet onto each shoe. The luxury feel at a fraction of the cost!)

nattienoo said

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Best laugh in ages, these tips are great!

I especially liked doughtsh-'If you're going out, turn your doorbell off'.!!

Some people need to lighten up, I for one enjoyed this light-hearted article and it sure has the best comments i've ever read.

pogoschic said

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JayJay107: tell your colleague that my husband just spent 2 days routing a toilet plugged with Tesco's value paper, so if she has an overzealous 9 year old, watch out...

I think the funniest part of reading these posts are laughing at those getting so uptight about the stealing. Makes me wonder, how many of them watch pirate dvd's or 'taste' the grapes at the grocery store before buying?

My top tip? I have a friend with whom I swap babysitting. Once a month or so, I watch her kids and in return she watches mine. Gives us a guaranteed date night once a month, saves loads, and gives me an excuse to sit on my backside for several hours reading a book (which can be done for free if you use the library or borrow from friends).

pinkvixen said

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The stolen penny:

For goodness sake - it's only 1p! If a penny is laying on a desk then obviously the owner doesn't want or need it, ask the owner if you can have it - problem solved.

I wonder how many of you shouting 'It's theft' take pens, stamps, paper clips etc from the office and don't consider it stealing.

I agree with pogoschic, you are probably the ones downloading music and films for free - costing far more than a measly penny.

I often find coins around convenience food stalls in the street, on the road/street, near slot machines and around cash tills. I don't have any qualms about picking these up.

Pink

pinkvixen said

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The kettle:

I've just invested (on ebay) in a Tefal quick cup. It takes 3 seconds for 1 cup of water to (nearly) boil. This would be a huge saving if you're not worried about having 100 degree hot tea, as apparently it only heats up to 90 degrees - which is perfect for coffee as water shouldn't be boiled anyway because it causes the coffee to be burnt and firms a film of grease on the surface.

Pink

pinkvixen said

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I recall as a teenager in the 60's and living with my parents, we moved into a large house that Dad bought ar a bargain price. The 'best room' was carpeted with sample carpet squares. The floor was multi-coloured but looked great and was all done for free because he had gone round the carpet shops and asked for any they were throwing out.

Pink

pinkvixen said

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Also - like pogoschic - my daughter swaps babysitting with her friend not only durig the evenings but daytime too when their shifts at work don't clash. Saves a small fortune

Pink

pinkvixen said

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My boyfriend and I live separately and although he cooks for himsself, he is able to buy his tea in the company's canteen, which he does once a week, for a mere £1.20. Why even bother turning the cooker on?

Pink

debtwagon said

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If you're on regular medication - and I reckon some people on here must be - and you pay for prescriptions, then instead of getting just 28 days worth at a time, ask your doctor nicely for two months' supply on one form. You'll only pay the one charge.

3 seconds to boil a cup of water, Pinkvixen? That's one hell of an appliance you've got there. If I were you, I'd get it checked with a Geiger-counter.

MrsBridges said

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Regards to finding coins lying around, when I used to (be able to afford to) belong to a gym I often found money lying around on the floor, in the lockers, etc. and we're not talking just a few coppers sometimes.

So what should you do, go around like a numpty asking who used the piece of kit or locker before you? Yeah, right!

In fact some of the kids quickly cottoned on to this and could be seen regularly going around checking all the empty lockers for loose change.

Clearly the tip from this to everyone is to be more careful with your own money, and don't give others the chance to pocket your loose change.

DaveH105 said

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I haven't bought a newspaper for years. You don't need them.

Turn your heating down and go back to the open fire. I use junk mail for the paper, and old pallets for sticks and wood.

Stop smoking. (...however, this has the unfortunate side effect of prolonging expensive living instead of free death)

If you are fortunate enough to still not be on a water meter, you can sell your water to your neighbours who are.

Use the bus if you are over 60

Lose the Satellite TV and Freeview. There is so little of interest left on the terrestrial channels, you will soon find the TV spends most of the time off. (be careful however, not to allow this to lead to increased computer use, or the benefit will be lost.)

Lots of others, but I have to get back to work now................

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Learn to ignore supermarket marketing tricks if you must shop in one. When going in, simply put your head down and go straight for the "reduced" section, fill up there and then do the rest of the shopping in the "wrong" order (i.e. work your way from the back of the store to the entrance). Scan the top and bottom shelves for the bargains - the stuff they want you to buy (i.e. greatest profit) is at eye/chest height where you are most likely to see it.

ProDropout said

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Real Top Tips as read in women's magazines :

They're all genuine I swear

'Save money on expensive Umbrella tidies by using old tights ...'

'don't buy kids expensive bath toys ... give them an orange to play with'

and my personal facourite :

'Old Character Bubblebath bottles make great cheap Garden Gnomes ...'

CodeGimp said

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Save money on expensive toilet paper by wiping your nipsy on your underpants.

Save £££ at Christmas by giving your used underpants to relatives you don't like very much.

SannaLar said

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To make fire starters, put well dried used tea bags in a jar. Half fill jar with paraffin or other slow burning fuel. Bags work well even when not dripping with fuel.

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have 2 bank accounts - 1 holds your wages (no bank card!), the other your spending money (this is the one with the card), paid by Standing Order once or twice a week, at a rate that you can afford. You only spend what you can afford, and are forced to live accordingly. You will always save money over time, and never have to go more than a day or two without cash, no matter how poor - because you've planned your SO amount accordingly. You never let your guard down when drunk, because you can't. You never incur bank charges for bounced chqs etc, again you've set a SO amount that prevents it. This will teach you such good financial discipline, you'll be a master in no time

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There are several sites where you can adopt old age battery chickens. They take a while to get used to the freedom but they lay lots and are good at eating the vegetable cuttings etc.

Additionally, Ive noticed that many of the solutions on here can actually be solved by these 'free' chickens: heat source, childrens babysitter, even toilet paper.

DarBenLor said

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What's wrong with everyone on here? No-one got a sense of humour! This article is quite clearly tongue-in-cheek!

Wow! Come on everyone who's up in arms about point 3 - get a grip!

flojo3 said

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When we first married and had open coal fires, we made fire-starters by rolling & flatting newspaper sheets and then platting them. Cheaper than commercial fire-starters and a good way in those days to dispose of old papers came in.

My mother used to make vinegar go twice as far by diluting with the same measure and boiling it. Sounds odd, but it worked.

flojo3 said

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Last line should - first para - should read 'good way in those days to dispose of old papers before recycling came in.'

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I've just spent twenty minutes giggling my way through this thread. Thanks everyone - great advice and a good laugh into the bargain!

My own personal favourite Viz money-saving tip was this one:

"Don't waste money on expensive Satellite TV. You can achieve exactly the same effect by nailing a dustbin lid to the side of your house, then taking an old fish-tank, filling it with sh*t, and sitting and looking at it for 23 hours a day."

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Many of these posts are funny some go over the line frugal/mean some are useful but the only real money saver that will last the rest of your life is learn to cook ignore the post about using more electricity still works out cheaper than awful ready meals.

Pilscat said

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Ive noticed that its alway men who reverse into a parking space and women who go in forwards.

The Reasons?

a. Men like to prove they can get the car in backwards.

b. How on earth do you get your shopping into your car if you can't get to the boot because it is so close to the car behind it?

My best tip - ditch the credit card and only keep a cash card with you. If you want to buy anything on impulse then you will have to go home to transfer the money to your spending account.

By this point you will probubly have thought better of buying the half-price £500 boots.

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Another Viz favourite:

Don't waste money on expensive iPods. Just think of your favourite tune and hum it. If you want to change tracks, think of a different tune and hum that instead.

chris280 said

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Debtwagon, Please don't get personal it just means your wasting the air you breath and doesn't become you..

As for reading the article:-

"There’s a thin line between being frugal and stingy. I scoured the discussion boards on various money-saving websites to find some tips – from real people - that may cross this line. Here are some of my favourites (I’ve kept them anonymous to protect the identity of the posters):"

The author is suggesting the crossing of the line between being frugal and downright stingy, not whether it is ethical or stealing...

Point 3) Is stealing, finding coins in the street and locker rooms is subtly different but technically if not handed into the police it too is classed as stealing.

What you have to understand even if this is lighthearted it gives those with no moral fibre the reasons to justify what they do.

Whether it be a penny or £1m if you steal you should be shot at dawn. Or at the very least Hung Drawn and Quartered.

Have a nice day Y'all.

llemtrac56 said

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I have just stopped reading these and having a good laugh to make a cuppa.

My Tefal takes 14 seconds to make a cup. I always make one for my hubby who has it black. I put water into my cup then pour it into his. It is just the right heat for a black coffee. Then I make mine in the same cup which is now warm. This way I get a hotter cup of coffee.

I like all the wants on freecycle. It saves me posting and having to decide one out of the many "deserving" cuases to give my item to.

I think I have a better money saving idea. Dont waste money on the kids OR on Food. Just eat the kids.

Think of all the money you wont spend when you are inside too!

aulide said

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Unless entertaining, don't put on the heating. Just wear more clothes.

aulide said

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Unless entertaining, don't put on the heating. Just wear more clothes.

whiteburn said

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Aulide, have you tried going to bed with friend/partner and let friction take over. Warmth, entertainment and exercise.

Owww... go to friends house and use their heating, they might feed you as well.

Wolfe71 said

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Some people either seem to not be very good at reading or else don't have a sense of humour. Point 3 clearly comes with a note saying "(Editor's note: This is stealing. So I don't recommend it.)" so what's the fuss? It was clearly meant to be humorous, as indeed is the whole article.

chris280 said

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Wolfe71.

Two points

1) yes you are right some people have miss read the article.

2) the Editors note was only added last night 26th Jan 2009. Making it confusing for those that come in to the thread late...

Where have you been? Don't tell me you have better things to do? Or, did you not have your clothes on?

We all have a sense of humour but thankfully we are all different. Otherwise this would be a very boring place.

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the Editors note was only added last night 26th Jan 2009.

Victory is ours! Never again will the Fool rely on us to use our intelligence to work out if they are joking!

A triumph for good old-fashioned Common Sense!

Hoorah!

NB for those that need it: This post is not to be taken literally.

chris280 said

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GeneralDownturn,

Welcome to the Common Sense Party!!

Katnip1100 said

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What a hoot!

I am impressed with the fiendishly, foolishy clever tactic of getting so worked up by certain items in this article that the blood pressure goes up, thereby increasing body temperature and reducing the need for heating or jumpers. What a fantastic tip!

Thank you to all of the useful, common sense tips from the real fools among you, and to those of you taking life too seriously - happiness and joy are about the only free things left, and you should embrace it when it happens not become so embittered with life.

Yay for common sense!!!

pinkvixen said

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If you want a real laugh, take a look at the Queen of Mean:

http://meanqueen-lifeaftermoney.blogspot.com/

Talk about frugal....

Pink

Klawman said

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Tip 7A. Volunteer to take a friend's/neighbour's/relative's dog for walks. Teach said dog to snatch handbags, purses and/or wallets. If confronted by an outraged victim, proclaim truthfully (and in your best Inspector Clouseau accent) "That is not my deug".

Or maybe not.

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hahahahahahahaha

Thanks Harvey for a great article. Good to see so many posts are from readers completely devoid of a sense of humour - and an equivalent lack of intelligence to understand the tongue in cheek nature of the article. They made me laugh more than what you have written.

Writing to the paper and MP. No! Really? If you genuinely have that much time on your hands please could you come and wash my car or clean my house (your choice) because I don't have time and am too stingy to pay for it.

I love the outrage at 'stealing' 1p from somebodys desk but the same people are OK with renting your kids out. What a sign of the times (and yes I know the kid renting is also tongue in cheek - sense of humour still intact for me!) btw my colleagues and I leave bits of change on our desks all the time and are happy to let whoever wants it take it to make up the right amount for the vending machine when it runs out of change - we haven't had anyone prosecuted yet. And I don't think we will have anyone shot or hung, drawn and quartered (which is probably a slightly worse crime than having away with a penny!!)

Couple of tips from me as well as the social commentary - do nice things for people, especially when it doesn't inconvenience you that much. Often times they do favours back and save you time and money (like you have for them) - good will has great value financially as well as for the soul!

Cook from ingredients - yes it takes more time but you will eat better quality food (with nothing artificial) with a greater nutritional value keeping you nice and healthy which you can't put a price on. I get that if you live on your own then sometimes its hard to cook for one. So don't, either cook for two and take turns with friends to do the cooking or freeze what you don't eat and have it later.

Oh, and don't take it too seriously. if you don't like my tips don't use them. And if you object that strongly write to your MP then let us all know you've done it and give us an even bigger laugh - free laughter - another great money saving tip.

cheers all

livethelifeulove

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livethelifeulove wrote:

Writing to the paper and MP. No! Really? If you genuinely have that much time on your hands please could you come and wash my car or clean my house (your choice) because I don't have time and am too stingy to pay for it.

...And if you object that strongly write to your MP then let us all know you've done it and give us an even bigger laugh - free laughter - another great money saving tip.

Hi there.

I wrote the post about the MP and the Daily Mail. Like the article it was supposed to be tongue in cheek (ah, the irony in your opening paragraph!) and was intended to poke fun at the people who were taking this so seriously. My intention was to draw a subtle parallel with the furore surrounding Jonathan Ross.

I mean, did the bit about Graham Norton not ring any alarm bells??

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GeneralDownturn - good one. Bit harder to spot than in the article. I take it my car will remain dirty for another week ;o)

I did write 'No! Really?' consistent with my disbelief. But you definately got me, I was really unsure and concluded that someone really had done that (and judging by some of the over-the-top outrage they still might have). Sadly I think there are people who take it that far which made you all the more believable.

I will watch out for your subtle humour in future. Thankfully there are still readers like us that are able to see the funny side.

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Tip no. 367) Instead of boiling a kettle to fill your hot-water bottle, try urinating into it instead. Pop it into your bed about an hour before bedtime and the body-temperature wee will warm up your covers nicely!

Cliff

PS: For those with no sense of humour (especially the penny-pinching lot), this is a joke. ;0)

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Let me rephrase that:

"Instead of boiling a kettle to fill your hot-water bottle, try urinating into your HWB instead."

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Cliff, I tried your tip but found it too difficult to keep the kettle upright in bed. Oh... I see...

lifethelifeulove, no, you're right. There are actually people like that out there so I was a bit mean on you for missing the fake. Sorry about that.

Got to go now. I have letters to write to the BBC about presenters with regional accents.

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I'm surprised that all the tips on saving money on toilet paper haven't suggested the obvious method of using both sides of the paper!

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PS. Forgot the alternative. Why not use the cat. Cats are self cleaning so half an hour after use, it's all fresh and ready to use again.

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Choose one with nice fur, but not too long or it can get matted. I find kittens are nice and soft.

BobeyeD said

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Great tips everyone - really brightened up my Monday morning!

Here's a couple more:

Save money at Christmas and birthdays by returning last year's cards to the sender with the simple inscription "Same to you".

Avoid splashing out on handsfree sets & getting prosecuted for using your phone while driving. Simply pop your mobile inside a large shell and the police will think you are listening to the sea!

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Absolutely brilliant BobeyeD!!! I am going to return all my cards in future just as you suggest!!

Another suggestion, instead of toilet roll, use all that junk mail you receive and then post it back to them, in the pre-paid envelope! They'll get the message and stop sending you junk, the postman will have less to post through the door and thus saving wear and tear on your letterbox!

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Wow, this is a long and lively one!! How about this tip that I discovered all by myself recently during this extra-nippy winter we've been having. (don't think anyone's suggested it either) Just as you get into bed at night in winter, instead of putting on electric blankets (anyone still got one of those??) or even boiling a kettle for a hot-water bottle, how about instantly heating up your pj's or nightie with a quick blast of your hair-dryer and then when you're in the afore-mentioned snuggly, warm night-attire then put hair-dryer into the bed and for a few seconds heat up the top and bottom sheets, particularly down the bottom so your feet get all nice and toasty. Only one snag, the dryers have a thermal cut-out so allow a bit of air to circulate or the dryer may switch itself off mid-blast, very frustrating. I've found this works really well for me and now I suppose some brainoid electrician will p**s on my bonfire by informing everyone that it's far more expensive to run the hair-dryer, but hey it's so quick and easy, I don't see how it can be. Try it in the morning too when putting on cold clothes!! And yes I agree that Freecycle is fab.

Johnny5 said

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My Viz favourite was:

 "Don;t waste money on fly spray, buy new fly brick ! "

In fact you could sell tickets to the neighbours so they can watch you hurl a house brick aroud your house at any errant fly !

You can then start a sweepstake of bets on getting "said fly" with 1st to 50th throw.

neltek said

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All this upset over the STEALING item

Agree it is stealing but don't see what the author has done any differently to those complaining about it being posted

in that:

he clearly stated this is from another website and also clearly stated it is stealing "This is stealing".

So how is that different to ALL the posts below stating it is stealing?

What happened to teh right to publish information and express a view?

If the BBC posted that people had stated they were doing this and then pointed out it is stealing surely that would be ok?

Also the opening style of the piece was stating that he thinks some people go to far !

Soruk said

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When I buy a loaf of wholemeal bread I re-bag it with sandwich bags into lots of 4 slices, then freeze them. Later on I defrost a bag, make my sandwiches for lunch at work, reusing that bag. Also, should plans change and I don't use that entire loaf in a few days, it'll last longer in the freezer.

I buy milk in 2 pint bottles (yes, I live alone), and buy several at a time and freeze all but one (which goes in the fridge). When I run low of one I defrost the next. While 2pt bottles may be more expensive than 4pt ones, I can't get through 4 pints before it goes off.  (I suppose I could buy a 4pt bottle and decant it into a 2pt bottle for the freezer, and the remainder in the fridge.) Also - the 2pt ones don't split when frozen.

When using a jar of cooking sauce I cook enough ingredients to use the entire jar - then split the result into portions, cool and freeze those which don't become my supper.  That way I don't waste the sauce and I get nukeable meals for a fraction of the price of those made in the supermarket.

And, for the less serious ones...

if I want to call my mum on her mobile phone, I know how long it takes her to realise it's her ring tone and to answer it, so I hang up just before. Almost without fail she phones me back.

Use a revenue-generating call-through number that's inclusive on your mobile phone contract, and call UK landline numbers through it.

A computer fan attached to a partially cut-open cardboard tube wedged over a radiator helps circulate the warm air from behind it. This does require a 12V power supply, but any self-respecting geek will have a pile of the things.

Concord UK said

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Avoid paying for plastic bags by only frequenting supermarkets that give free plastic bags (most of the real ones do). Reuse plastic bags to avoid buying waste paper basket liners, lunch bags/boxes, goody goody shopping bags etc, and as wraps for disposing of waste food to help prevent smelly bins etc etc.

Use low energy bulbs but beware of their mercury content if they shatter. Also be prepared to go for more eye tests as they never seem as bright as real bulbs and the eyes suffer.

Freeze in winter to minimise your carbon foot print and save money on your energy bills. If you can hang round a while, about half a century or so, the 'experts' tell us, it will get warmer anyway so you will gradually (on average) freeze less in winter and kinda save the planet or something.

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Take the time to write a budget. Consider all income and bills. Weigh up essential items vs 'luxuries' and use the many techniques above to reduce the cost of both. (e.g. cheaper brands, lesser quantity)

Once this is recorded set exactly how much you're allowing yourself to spend on a weekly basis, and don't forget your pocket money.

Take the following items to work and store them there.

Milk, bread, marge/butter, cereal, sandwich filling of choice. This allows you to make your own breakfast and lunch at work which has a few effects. Firstly you save money of splurging on ready sandwiches, McDonalds, Subway or snack machine stuff. For the cost of one Subway footlong I can buy the bits I need for a whole week or more. Also you're not spending your water/heating bill on washing up your used utensils afterwards. Get your colleagues to start a tea float so everyone shares the cost of teabags/milk etc.

If you travel to work using a weekly or monthly card consider getting something more long term. I use a coach to get to work where a year pass is £995 and a monthly pass is £173 (£1081 difference!)

Invest in a fridge with a large freezer space. Make sure it's an A rated fridge freezer! Use this new space to buy food in bulk for freezing. Other than veg and meat you can also freeze quite a few other things such as bread. Check the labling.

Buy herbs in a pot. I spent a £1 on each of my herb plants which live on the window sill in the kitchen. I look after them and in return don't spend on refills from Schwartz which cost more than a £1 each time!

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having just dried my eyes after laughing myself to tears with all the above, here's a boring frugal tip.

Instead of buying expensive wrapping paper, use left over wallpaper rolls, or even buy clearance rolls or get them from Freecycle. My kids used to really love having birthday presents wrapped to match their bedrooms.

As for Freecycle, I too like wanted posts. Saves me having to list stuff I need to clear, and gives me a laugh at some of the unrealistic wants out there. I have also received a particular book I posted a wanted for, and got rid of so much unwanted reusable stuff it has saved me at least 2 trips to the charity shop and the tip. I also find that when replying to offers, people often choose to give something to me because they have had something from me in the past.Also a good place to meet like minded people - best thing I've got from Freecycle is a new group of friends!

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Thanks for the many brilliant and amusing suggestions.

Serious suggestion: We are being urged to use low power energy-saving light bulbs. I have always hated the fact that they are so dim. Search on line for '30w Energy Saving Light Bulbs'. I found a supplyer of these at £3.79 each. They are as bright as a 150w ordinary bulb and compact enough for most fittings. Fantastic.

Less serious: Leaking rubber washing up gloves? Cut the fingers off (about 2" long). Save for when you are using contact adhesive. Keeps glue off your fingers.

Even less serious: Cut old clothes into small squares. Use instead of toilet paper and launder when you have enough for a 'load'. What's the difference between this and using baby's terry nappies? (Also corduroys are fun!)

gardener said

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My neighbours are elderly, so once a week I go in and clean for them and they water my plants when I am not there and receive my parcels. We all benefit.

I have really enjoyed the posts...keep it up!

Mr Tuba said

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Eat the dog!

nosbort said

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Eat roadkill, there are thousands of rabbits, pheasant, and deer killed each year and even a mangled deer will generally yeild a good pair of haunches which will easily feed 10 people for a meal or a roast haunch followed by venison pie for 3 days for 3.

trekker said

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I have standard gas heating and hot water.

The controls I have allow me to put these on seperately>

For the past 12 months I have not had the hot water on ,instead have used my electric shower/dishwasher/washing machine all with built in elements to heat water.

If water is needed to make a brew or wash a few pots kettle is used sparingly.

Not sure if Im winning with this but as my bills went down feel I must be.

In the north west water costs 4pence a litre to bring in use and dispose of .

we now use what I call secondary water from the outside butts .

We have 2 kettles ,small one for consumption of a brew when we use water from the tap and other when we boil to wash up purely for hygiene  from the water butts.I could go on about collecting water from the shower which starts out cold for 2 litres each morning etc....etc... dont want to get to technical ...can anyone add to these thought ???...to help save the planet ???

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Never buy cleaning materials, soap powder, etc UNLESS it's on offer, then stock up a 3 month supply...

nosbort said

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Collect all your shampoo/conditioner/soap from Hotels when you stay in one, we have about 2 lifetimes' supply of them.

AMDKilla said

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Here's one: if you are after plant pots, have a look at your local garden centre. They may have a bin of them that anyone can take from or add too. No point in wasting money down at B&Q or homebase when they can be had for nothing. It is also a very good way to recycle plant pots you no longer need. Although I wouldent bother taking broken ones there, no use to that at all....

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