How-to Guides » Have a cheaper Christmas

Draw up a budget

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List all the things you're going to need to pay for, such as food, drink, presents, decorations, etc. Make sure you don't miss anything out.

Then you need to work out how much you can afford to pay for it all. If you go over budget in one area, don't worry, keep reading this guide and we'll show you how to cut back some of your costs.

Once you've finalised your budget, make sure you stick to it!