should I take out loan to pay of my mortgage at end of offer period?
marks and spencers offering large loans @ 3.3% fixed for whole term of loan. I am wondering if it is worth taking out large loan, putting it in savings/premium bonds until my mortgage offer period expires ie 12 months and then using loaned money to pay off mortgage? I would be surprised if , in a year's time I could switch to such a low rate? Anyone else doing this?
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09 January 2016