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05 December 2011

What is the eligibility criteria for a first time buyer mortgage? (not as obvious as you might think)

When I was younger I owned a house, but had to sell and am now stuck renting. My bank has said that i am no longer eligible for first time buyer deals as I have previously owned a house? is this true? I am trying to find a way to get off the rental market but I am not able to afford the standard deals and a first time buyer deal would be affordable for me. I had assumed that if you do not currently own a house then you would be entitled to a first time buyer deal. Although it seems that you are only eligible for this once in a life time. Any advice would be appreciate.

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