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How can I find out who my fathers life insurance policy was paid out to? I have asked the insurance company but they will not say who.

My father died a few years ago and the executors will not provide a statement of the estate accounts. I know he had a life insurance policy and I want to find out if the executors have taken the money; or if the policy was paid to someone else. Many thanks in advance for any help or advice.


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it seems like your father didn't want you to know about his financial affairs if he didn't make you an executor. the insurance company shouldn't tell you because the contract was with your father and it wasn't you who benefitted. were the executors solicitors ... were solicitors used by the executors ?

This board is useful for advice re probate / executor problems: http://boards.fool.co.uk/wills-probate-51094.aspx

It might be worthwhile you taking your own legal advice - you should be able to get an hour's free consultation with a solicitor who can give you guidance on how to proceed.

This guide may help you: [url=http://www.hmcourts-service.gov.uk/cms/1226.htm]http://www.hmcourts-service.gov.uk/cms/1226.htm[/url] Mike

Man in the moon Thanks for the advice, And many thanks for you comment Software Bear. My fathers executors have a duty to tell a beneficiary such as my self and my other brother about all bank accounts and insurance policies ect. They have distributed the money from the sale of my fathers house but refuse to say if there were any bank accounts, or who the insurance policy benificiary was. If the executors cashed the poicy as part of the estate and cashed in my fathers bank accounts there seems no way of assertaing this. My next step will have to be to employ a solicitor to try and force the executors to provide a statement of the estate accounts. Once again thanks for all advice.

Do you know what was in the Will ? This website suggests you can obtain copies of the Grant of Probate and a copy of the Will ... and that's all. The executors have a duty to inform you of the total estate value and nothing more. If you and you brother's total inheritance doesn't come to that figure (taking into account the tax payable by the estate on the total figure) then something went elsewhere. This will tell you very little if you already know what the Will says. Insurance payments typically aren't part of the estate ... someone is named the recipient of some money if the insured person on the policy dies ... the money doesn't ever belong to the insured person and is not subject to inheritance tax. Does your brother share your inquisitiveness ? But I guess your solicitor will know best what you should do next.