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17 September 2009

My bank will not give me a loan of 20k

 to consolidate my finances even though they know it will make my monthly out goings less the reason they will not give me a loan is my joint account exceds the OD limit each month the reason I go over is genrally down to there own charges. I have tried loans elsewhere but wonder if I should try moving the lot to another bank and starting again. any ideas who maybe able to help  

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