Club Lloyds: The Current Account That Rewards Your Everyday (sponsored post)

Banking and Borrowing

Updated on 09 January 2026 | 0 Comments

Looking for a current account that does more than just store your money? Club Lloyds’ Current Account is designed to reward you with lifestyle perks, a linked fixed 6.25% AER savings account’, and smart everyday banking tools - making your money work harder and your life a little brighter.

Disclaimer: This article has been written by Lloyds Bank, and the details within this article are correct on the 26th November 2025. Please visit Lloyds Bank’s website for more information.

Why Choose Club Lloyds?

Bank accounts aren’t usually associated with fun, but Club Lloyds is changing that. Whether your perfect weekend involves an iced latte, a trip to the cinema, or a cosy night in with Disney+, Club Lloyds brings a little extra joy to your everyday spending.

Pick Your Annual Lifestyle Benefit

Every year, Club Lloyds customers can choose one of four lifestyle perks:

  • 12 months of Disney+ (Standard With Ads): Stream blockbuster movies, brand new originals, and exclusive hit shows.
  • Six cinema tickets: Use at ODEON or Vue cinemas across the UK
  • Coffee and dining discounts: Annual Coffee Club and Gourmet Society membership for 25% off barista-made drinks at Caffè Nero and 25% off dining at PizzaExpress and thousands of UK restaurants, plus 50% off pizza delivery.
  • Magazine subscription: Choose from a wide range of print or digital magazines delivered to your door or device.

You can change your chosen benefit each year to suit your lifestyle.

Everyday Banking with Real Rewards

Club Lloyds isn’t just about perks — it’s a powerful current account with features that help you save, spend, and manage your money smarter.

  • Monthly credit interest: Earn up to 3.00% AER (2.96% gross variable) on balances between £4,000 and £5,000, when you pay out two different direct debits each month.
  • Exclusive savings accounts: Access the Club Lloyds Monthly Saver, offering up to 6.25% AER/gross fixed interest for 12 months fixed interest for on savings from £25 to £400pm
  • Mortgage rate discount: Club Lloyds customers could get a discount off the initial rate when taking out a mortgage with Lloyds Bank.
  • Up to 15% cashback: Earn cashback at selected retailers when you shop with your Lloyds debit card. Retailer offers and cashback amounts may vary.
  • No fees from Lloyds for using your debit card abroad: Spend and withdraw cash overseas without worrying about fees from Lloyds Bank.
  • Preferential rates on Travel Money: Get more for your money when you order foreign currency through Lloyds Bank for your next trip.
  • Smart digital tools: Manage your money with the Lloyds Bank app and online banking, featuring spending insights, budgeting tools, and instant card freezing if lost or stolen.

Simple Fees, Great Value


All these benefits come for a £5 monthly fee—but deposit £2,000 or more each month and Lloyds will refund the fee, meaning you could enjoy all the perks at no monthly cost. Whether you’re saving for a big trip, a new home, or just want to get more from your everyday spending, Club Lloyds is designed to deliver value.

Easy Switching

Switching to Club Lloyds is simple and secure with the Current Account Switch Service (CASS). Your payments, direct debits, and balance are transferred seamlessly within seven working days, and you’re protected by the Switch Guarantee every step of the way.

Is Club Lloyds Right for You?

If you want a current account that rewards you with real perks, helps you save, and supports your financial goals, Club Lloyds is a compelling choice. It’s available to UK residents aged 18 and over. Terms and conditions apply, and benefits may change.

Ready to make your bank account work harder? Visit: lloydsbank.com/current-accounts

Club Lloyds Lifestyle Benefits are administered by Blackhawk Network EMEA Ltd. All information correct as of October 2025. For the latest details and eligibility, visit the official Lloyds Bank website.

This is a paid promotion on behalf of Lloyds Bank and does not necessarily reflect the views of loveMONEY.

Comments

Be the first to comment

Do you want to comment on this article? You need to be signed in for this feature

Copyright © lovemoney.com All rights reserved.

 

loveMONEY.com is a company registered in England & Wales (Company Number: 7406028) with its registered address at First Floor Ridgeland House, 15 Carfax, Horsham, West Sussex, RH12 1DY, United Kingdom.


Our company maintains relationships with various affiliates and lenders, which we may promote within our editorial content in emails and on featured partner pages through affiliate links. Please note, that we may receive commission payments from some of the product and service providers featured on our website. In line with Consumer Duty regulations, we assess our partners to ensure they offer fair value, are transparent, and cater to the needs of all customers, including vulnerable groups. We continuously review our practices to ensure compliance with these standards.


While we make every effort to ensure the accuracy and currency of our editorial content, users should independently verify information with their chosen product or service provider. This can be done by reviewing the product landing page information and the terms and conditions associated with the product. If you are uncertain whether a product is suitable, we strongly recommend seeking advice from a regulated independent financial advisor before applying for the products.