More banks offer Paym mobile service


Updated on 18 November 2014 | 0 Comments

NatWest and Royal Bank of Scotland are among six more banks who have joined the Paym mobile payments system.

NatWest, Royal Bank of Scotland, Clydesdale Bank, Yorkshire Bank, Ulster Bank and Isle of Man Bank have all launched the Paym (pronounced ‘pay em’) mobile payments system.

Launched back in April, Paym allows users to transfer money using just a mobile phone number.

The expansion of the service means customers of 16 banks and building societies can now use it, although Isle of Man Bank, NatWest, RBS and Ulster Bank customers won’t be able to send payments until next summer.

As well as the new additions, it’s also available to customers of the following:

  • Bank of Scotland;
  • Barclays;
  • Cumberland Building Society;
  • Danske Bank;
  • Halifax;
  • HSBC;
  • Lloyds Bank;
  • Santander;
  • TSB.

[Related story: Tesco and Virgin want end to free accounts]

How Paym works

To use Paym you need to link your mobile phone number to the current account you’d like to receive money into. If you want to send money to someone else, they need to do the same.

Then you just use your bank or building society’s app to send money payment to the other person’s account by entering their mobile phone number via Paym. You don’t even need a smartphone to receive money.

A successful launch

Around 1.6 million people are now registered to use Paym, according to the latest figures from the Payments Council, with £15 million having been sent using it.

Ipagoo (which launches UK current accounts in January), Metro Bank, Nationwide and Tesco Bank are all due to join the service next year.

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