Think "wealthy," and the citizens of Switzerland, Luxembourg and Singapore likely spring to mind. But exactly how much is the average adult in these countries really worth? And how do other key nations compare?

The latest Global Wealth Report from Swiss bank UBS has crunched the numbers for 56 countries and regions worldwide. The average wealth figure is calculated as assets, including property, minus debts. Because a small number of extremely rich individuals can skew the average, UBS has also provided the median in most cases, giving a more accurate indication of the typical adult's wealth.

Ranked from least to most wealthy, click or scroll on to discover what the average person is worth in 20 wealthy nations and find out how your country stacks up. 

All dollar amounts in US dollars

In Qatar in 2025, average wealth per adult was $188,505. The country's median figure, which shows the wealth level at which exactly half the population has more and the other half less, stood at $95,499.

While the median is around half the average, the gap between the two figures is relatively narrow. In fact, Qatar has one of the best Gini index scores in the UBS report. The Gini index measures wealth inequality on a scale of zero to 100, with zero denoting perfect equality and 100 denoting total inequality. Qatar's 2025 figure is a decent 47, though it was even lower in 2008 at just 43.

Largely due to its rapidly aging population, Japan's wealth growth plummeted by 23% between 2010 and 2023. Still, average wealth per adult was a respectable $211,846 in 2025, and the number of US dollar millionaires in the country grew by more than 30,000.

The median wealth per adult is well over half the average at $135,745. Japan is among the world's most equal countries in terms of wealth, though its Gini index score has worsened since 2008, rising from 50 to 53.

Average wealth per adult in Italy was $279,439 in 2025. The median figure was $131,001, but at 54, Italy's wealth inequality score is worse than Qatar's.

Wealth inequality is increasing in the country. The reasons are complex, but Italy's aging population is a key factor behind the slowdown. As UBS points out, shrinking populations and aging societies tend to dampen economic activity and, as a result, wealth accumulation.

The UK has experienced the sharpest fall in average wealth per adult among major developed economies. Between 2020 and 2025, the figure fell by 23.2%, driven mainly by inflation, persistently high energy prices and a slowdown in the property market. The median wealth figure now stands at $125,335.

The UK added 43,000 millionaires in 2025 and remains one of the world's top countries for total millionaire count (it's currently in fifth place just ahead of France). However, the nation's millionaire population is now growing much more slowly than in many Eastern European countries.

Spain's wealth growth has increased by 16% since 2025, according to the latest UBS figures, but the gap between average and median wealth has widened, with the median figure of $111,575 giving the nation an average-to-median ratio of 2.7

Spain's Gini index score has shot up from 47 in 2008 to 57 in 2025, suggesting wealth is becoming increasingly concentrated at the top end of the scale. The country added over 30,000 US dollar millionaires in 2025, with around 2.5% of the population now sitting on seven-figure wealth sums.

South Koreans are getting richer at a faster rate than anyone else in the world, with average per-adult wealth surging over 55% since 2020. However, median wealth grew by just 12% over the same period, and now stands at $101,739.

While South Korea's Gini index score has fallen from 62 in 2008 to 57 today, the widening divergence between average and median wealth again points to deepening wealth polarization. In fact, South Korea's US dollar billionaire count surged 68% year-on-year, with the nation now boasting 61 of them.

The gap between rich and poor is comparatively wide in Ireland, and the country is one of the most unequal in Europe when it comes to wealth. This is reflected in its median wealth per adult, which is only 31% of the average at $98,413.

According to Oxfam, the richest 1% of Ireland's population possess more than a third of the nation's wealth. As in many countries, property ownership is the overriding driver, with housing assets largely supporting wealth growth.

In 2025, France's average wealth per adult was $341,359, while the median was $121,898. The disparity has expanded over the past decade and a half, while average wealth growth has outpaced median wealth growth. The data is mirrored by France's Gini index score, which increased from 56 in 2008 to 57 in 2025.

Meanwhile, France added over 34,000 US dollar millionaires to its population, the most of any EU country, and now has close to 2.4 million, ranking sixth globally.

Germany's average wealth per adult amounted to $346,613 in 2025. However, there's a huge drop-off to the median wealth figure of $53,485.

Writing for recruitment firm The Stepstone Group, labor economist Julius Probst credits this relatively low wealth figure to the lack of widespread home ownership. Germany is a nation of renters, with one of the lowest home ownership rates in Europe. As a result, most Germans miss out on property as a store of wealth. A lower appetite for investing in shares and the exclusion of state pension entitlements (Germany relies on a state-run pension system rather than private pension funds) are also significant factors.

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At $399,886, Canada's average wealth per adult is much lower than America's, but its median wealth is higher at $147,811, securing it the top place among G7 nations. It goes without saying that wealth in Canada is more evenly distributed, though with the median at only 36% of the average, the country is no egalitarian paradise.

Financial assets make up 66% of gross personal wealth, with an estimated 55% of Canadian adults holding assets exceeding $100,000.

Sweden is one of the most unequal countries in the latest UBS round-up, with a Gini index score of 74. The average wealth per adult is now almost five times the median of $84,039. This may come as a surprise given the reputation Nordic nations have for equality and progressiveness.

According to medical journal The Lancet Regional Health, the failure of successive governments to reform tax policies that favor the rich, along with other misjudged political decisions, has driven increases in Sweden's inequality and poverty rates.

Wealth is much more evenly distributed in Belgium, which has one of the best Gini index scores in the UBS round-up. The country's rating stood at 46 in 2025, a noteworthy improvement on 2008's score of 51.

Belgium also has one of the smallest disparities between average wealth and median wealth per adult, with the median figure of $277,166 placing it second in the UBS ranking. Because wealth is more spread out, Belgium has a smaller US dollar millionaire population relative to many other advanced economies, but that number is forecast to keep growing.

The Netherlands is another country to see a marked decline in average wealth per adult, though at 14.36%, it's not as steep as the UK's. That said, the country's average figure grew in 2025, but at $127,407, its median wealth figure is worse than the UK's in percentage terms at around 31%.

Like the UK, the nation has proved popular with super-wealthy "nomads" who are now leaving in droves for more tax-friendly locales. Consequently, the number of millionaires is forecast to drop to under 1.1 million. Nonetheless, the figure remains high considering the Netherlands' relatively small population.

New Zealand's average wealth per adult came in at $449,852 in 2025. According to the Inequality: A New Zealand Conversation website, the country recorded the developed world's biggest increase in income inequality during the 1990s and 2000s.

However, New Zealand's Gini index score has improved in recent years. It's not as low as neighboring Australia's, though median wealth is higher proportionally. In 2025, the figure was just under half the average at $206,617.

Singapore is seemingly trapped in a wealth inequality spiral. Between 2008 and 2023, average wealth per adult soared well over 100%, but the median figure actually declined. It's now less than a fifth of the average at $96,434.

Since 2008, the city-state's wealth Gini index score has jumped from 57 to 69, indicating a drastic rise in inequality. All too aware of the problem, the government has taken steps to redress the balance, from increased cash handouts for low-income earners to better financial support for recent graduates. Meanwhile, Singapore's US dollar millionaire population has increased to 244,000.

With Australia, we begin the countdown of the top five nations ranked by average wealth per adult. Wealth inequality in Australia increased by 5.4% between 2008 and 2023 as median wealth growth lagged behind average wealth growth. But the Land Down Under remains more equal than most, with its Gini index score of 53 one of the lowest in the UBS round-up.

That said, the gap between the average and median is widening, and median wealth per adult is now 34.2% of the average at $210,783. Meanwhile, US dollar millionaires now make up almost 10% of the population.

Wealth inequality in Hong Kong is improving, albeit slowly. The Chinese region's Gini index score was 64 in 2025, down from 66 in 2008. Over the same period, median wealth per adult grew at roughly the same pace as the average. However, the gap between the two isn't small: the median in 2025 was only 29% of the average at $187,968.

Hong Kong ranks third in terms of millionaire density, and this ultra-wealthy cohort skews the average wealth figure. The region now boasts 628,000 millionaires, roughly one in 10 of the population.

Luxembourg is probably the most truly rich country in the world. The tiny duchy has the highest proportion of US dollar millionaires worldwide, around one in every six adults, and the planet's largest median wealth per adult at $394,005.

Wealth is better distributed in Luxembourg compared to many other affluent countries, but not everyone in the compact nation is made of money. And with the cost of living painfully high, one in five households is struggling to make ends meet, according to recent figures from the country's Chamber of Employees.

The US is a country of great contrasts. America has the world's largest millionaire population, standing at 23.6 million in 2025, with 440,000 added, the equivalent of around 1,200 per day. The country is home to around 40% of the world's millionaires, while its share of total global wealth stands at a staggering 35.7%.

Yet wealth is poorly distributed in the country, and the US has one of the worst Gini index scores in the developed world. It's now at 77 and has been creeping up in recent years. Since 2020, average wealth per adult has grown by almost 10%, while median wealth has fallen by nearly 20%. In 2025, the median was roughly 10 times lower than the average at just $68,998. 

Switzerland outclasses every other country in terms of average wealth per adult. In 2025, the figure wowed at $910,382. However, according to UBS, between 2000 and 2025 real average wealth per adult grew by over 11%, whereas real median wealth actually fell by nearly 15%. The median figure is now $145,555, around six times less than the average.

Switzerland's Gini index score is 68, not the highest by any means, but the country's high proportion of wealthy individuals continues to skew the numbers. Around 13% of Swiss adults are US dollar millionaires, meaning roughly one in seven people in Switzerland hold millionaire status. And poverty is most definitely a problem, with around 8% of the population living below the breadline, though the bar is set relatively high.

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