Video: How to... save when you've got no money

Saving doesn’t have to be boring: It just has to be made simple.

Another quality video from Ed Bowsher as part of the lovemoney.com “How to”videos series.

Physically writing down what you spend in a day, although you may think “boring”, it does highlight how much money you waste, and if you are looking to have a safe cushion of the all important three months salary in the bank I cannot stress enough the importance of this method of “Writing” you will be surprised what you can cut out or replace with something cheaper.

I know from experience some B2B organisations do this type of written evidence on a commercial level, it is a key factor which allows businesses to make bigger commercial decisions on their strategy for savings, and this leads to quality partnerships with suppliers.

Shooting stars Vic Reeves made an important comment about how to save money by getting a garden to grow your own vegetable, this is so true if you have the luxury of being able to afford a house or flat that offers garden space. Perhaps there are some solutions to be found in the older generation? Many are struggling with their gardens and would welcome an opportunity for help; you could perhaps share your crop of home grown vegetables in exchange for their “Garden Space”

Not sure whether Vic Reeves thinks he's being funny when he says get a garden, but it turns out to be quite good advice. Not sure about his suggestion to keep drinking though!

any chance of having transcripts of this sort of thing? I need text to read; I don't 'do' sound!

HANDS UP WHO WANTS TO SEE ED IN SPEEDOS!!!! :-)

Best money saving nights were Saturdays. Expensive clubs, expensive taxis etc. Here is what you do: get 4 - 6 People together. The host provides snacks, the others some alcohol. Then take a board game (Monopoly is my personal favourite). Voila - a good night for about £10 each!!! Granted, it is a bit of a studenty way to spend Saturdays, but every now and then with your friends will save you a few quid each time, plus you can actually talk (rather than having to shout into each other's ears)!!!!

I echo the plea for transcripts. Videos are no use to me whatsoever!!!

My wife simply adores charity shops. We both wear designer labelled clothing and ususally it has never been worn and we pay typically £5 to £10 for items that retail for more than 10 times that.

Supermarkets have cut price offerings every day with items close to sell by dates, again amazing bargains on expensive cuts of meat, fish etc.

Car boot sales usually have a good selection of low priced fruit and vegetables apart from the amazing array of other stuff that people virtually give away.

Whatever you are about to buy there is usually a cheaper alternative although you could argue that spending time and thought on creating wealth rather than saving costs may pay better dividends.

love this video please put up plenty more on banishing debt!

I can't agree with the requests for transcripts by other viewers. When I watch the love money video's I find the content is the same as written content on other areas of the site. I didn't find anything new in this video, but enjoyed the different method of presenting the information. And I think that's the point, it's the same information in an alternate format for those who would rather get their info in this way. All this information is already available in text on the site. Perhaps the best thing to do is simply to stick a few links to the same info in existing articles directly below the video.

And Ed is right to avoid speedo's - in keeping with the spirit of love money I have to point out there are far more cost effective brands of swimming costume.

My partner and myself started doing this "saturday nights in" thing, have a few DVDs on hand, as we do have a great collection anyway, so watching it the second time isn't a problem (we only buy the DVDs that we've earned with points from various survey sites) Have a few friends around, take turn either buy takeaways or we buy food and cook.  All round, maybe the most expensive nights would be around £20, but for 4 people, that isn't bad at all.  It's a lot cheaper than going out for a meal, even if it is to those "buy one, get one free places"

Carboot is also a good place, but we tend to go when we are actually needing something, as I do find sometimes we go with no "list", then come home with things that we don't actually even want, nevermind use, it's the impulse buying at carboot that sort of let people down.

Support your local green grocers, their fruit and veg are a lot cheaper and fresher than supermarkets, even if you buy from people that owns allotments, again, you can pick up a pretty good bargain there!