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“Average family spends £704*a year on gas and £470*on electricity.”

*SOURCE: ABI DATA BULLETIN 2012 ABI

Top tips for a cheaper quote

1

Single trip or annual cover?

As a general rule, if you're planning two or more foreign holidays in the next 12 months, then an annual policy should work out cheaper.

2

European or worldwide?

Think about where you are going, generally speaking, worldwide cover is more expensive, particularly when it includes the US and Caribbean.

3

Get an EHIC

A European Health Insurance Card entitles you to free or discounted treatment in state hospitals in Europe if you have an accident or suffer a sudden illness.

4

Never buy from travel agents and operators

Typically you’ll pay five times the price of a best buy policy.

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