As a general rule, if you're planning two or more foreign holidays in the next 12 months, then an annual policy should work out cheaper.
Think about where you are going, generally speaking, worldwide cover is more expensive, particularly when it includes the US and Caribbean.
A European Health Insurance Card entitles you to free or discounted treatment in state hospitals in Europe if you have an accident or suffer a sudden illness.
Typically you’ll pay five times the price of a best buy policy.
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