Peer To Peer Savings

P2P or social savings schemes are becoming a popular alternative to high street savings accounts. The new schemes allow you to invest in businesses or lend money on the loans market whilst naming your own interest rates.

  • Provider & account name
  • AER / Gross
  • Projected AER / Net
  • Min/Max
    investment
  • Notice/Term
  • Apply now
FundingCircle.com Lending
FundingCircle.com
6.20%
Variable rate
6.20% £20 /
£0
2 days on average Apply »
  • Earn an average net return of 6.2% by lending your money to creditworthy UK businesses.
  • Choose the businesses you want to invest in at the rate you are comfortable with so you can manage your level of risk
  • Easy Access to your money, lend as little as £20 to get started (no maximum)
  • No FSCS (direct contracts would still stand)
RateSetter.com 5 Year Income
RateSetter.com
5.20%
Fixed rate
5.20% £20 /
£0
Monthly Repayment Apply »
  • All Rates protected by Provision Fund
  • Long Term Income or Reinvestment
  • Rates inclusive of fees and bad debt
  • No FSCS (direct contracts would still stand)
RateSetter.com 3 Year Income
RateSetter.com
4.30%
Fixed rate
4.30% £20 /
£0
Monthly Repayment Apply »
  • All Rates protected by Provision Fund
  • Long Term Income or Reinvestment
  • Rates inclusive of fees and bad debt
  • No FSCS (direct contracts would still stand)
RateSetter.com 1 Year P2P Bond
RateSetter.com
3.00%
Fixed rate
3.00% £10 /
£0
Maximum 365 days Apply »
  • All Rates protected by Provision Fund
  • First ever "P2P Bond
  • Rates inclusive of fees and bad debt
  • No FSCS (direct contracts would still stand)
RateSetter.com Monthly Access
RateSetter.com
2.40%
Variable rate
2.40% £10 /
£0
Maximum 30 days Apply »
  • All Rates protected by Provision Fund
  • Simple and quick lending
  • Rates inclusive of fees and bad debt
  • No FSCS (direct contracts would still stand)

Some important information about this page

We are normally made aware of changes to rates and products, but very occasionally changes may occur without our being notified. If you spot any mistakes or inaccuracies on our site, please contact us.

Please note that the services and products featured are those made available from advertisers and may not necessarily be the best offers on the market. For more information, please see our Savings advertising disclosure.

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