Q&A

Answer a question



08 February 2009

Will a promise of a job be sufficient to obtain a credit card when i have zero credit rating.

I am a student in his final year at university and have just been offered (and accepted) a graduate engineering job that pays £23k per year which i will start in july. However, this may be the last time I see my uni pals. So, as in the true style of students who complain about how little money they get to live on whilst spending £100 per week on drink we have booked a lovely 2 week holiday in Ibiza in a shabby looking, misrated, 3* hotel (no expense spared). I literally have no money to spend and was planning on slamming it on a credit card (I quite like the look of Virgins 6 month interest free on puchases option), I have never borrowed before so im quite certain my credit rating is zilch. Will i be able to obtain a credit card with a contract to a job in leu, and does anyone have any advise on which credit card would be most suited to me, for example a card that provides free comprehensive travel insurance.

  • REPORT This comment has been reported.

5 Answers

Answers


Be the first to answer

Do you want to answer this question? You need to be signed in for this feature

Answer a question


Be the first to ask a question

  • {{ question.title }}

    {{ question.authorName }} On

    {{ question.answerCount }} Answers

Copyright © lovemoney.com All rights reserved.

 

loveMONEY.com is a company registered in England & Wales (Company Number: 7406028) with its registered address at First Floor Ridgeland House, 15 Carfax, Horsham, West Sussex, RH12 1DY, United Kingdom.


Our company maintains relationships with various affiliates and lenders, which we may promote within our editorial content in emails and on featured partner pages through affiliate links. Please note, that we may receive commission payments from some of the product and service providers featured on our website. In line with Consumer Duty regulations, we assess our partners to ensure they offer fair value, are transparent, and cater to the needs of all customers, including vulnerable groups. We continuously review our practices to ensure compliance with these standards.


While we make every effort to ensure the accuracy and currency of our editorial content, users should independently verify information with their chosen product or service provider. This can be done by reviewing the product landing page information and the terms and conditions associated with the product. If you are uncertain whether a product is suitable, we strongly recommend seeking advice from a regulated independent financial advisor before applying for the products.