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08 February 2009

Will a promise of a job be sufficient to obtain a credit card when i have zero credit rating.

I am a student in his final year at university and have just been offered (and accepted) a graduate engineering job that pays £23k per year which i will start in july. However, this may be the last time I see my uni pals. So, as in the true style of students who complain about how little money they get to live on whilst spending £100 per week on drink we have booked a lovely 2 week holiday in Ibiza in a shabby looking, misrated, 3* hotel (no expense spared). I literally have no money to spend and was planning on slamming it on a credit card (I quite like the look of Virgins 6 month interest free on puchases option), I have never borrowed before so im quite certain my credit rating is zilch. Will i be able to obtain a credit card with a contract to a job in leu, and does anyone have any advise on which credit card would be most suited to me, for example a card that provides free comprehensive travel insurance.

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