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I have a rather large lump sum to inherit when im 21, 20 now, could i get a loan that gets paid straight out of that money???

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It would be up to the lender. It would have to be an unsecured loan as you wouldn't be able to assign the inheritance. Mike



What is the rush - wait



Banks lend on the strength of historical criteria, so they will look at the past conduct of your account, if you have one and your Credit Rating. They won't take into account your future prospects. You might do better to approach a private lender, who might require you to execute a Deed and a guarantor as well.



Patience, dear boy. It sounds rather as if you are already planning to blow the inheritance, so perhaps this would be a good time to seek advice, before you get your hooks on the cash and it's too late.