Getting name off joint mortgage - advice needed

by Ruthking 17 October 2012  |  2 comments  |  Love  0 loves
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Hi all,

I have read a post here by 'pippypipster' with the same title and hope she has solved the issue.

I am now in a similar situation. I wonder if anyone here could help as I am afriad that the solicitor is not going to act promptly.

I bought the property jointly with my ex in July 2007, we split up in Apr 2008. I moved out in Apr 2008, my ex paid me off of all my previous contributions and I agreed not to have anything to do with the property. He continues to pay the mortgage himself ever since and lives in the house with his new partner.

I have requested him to take my name off the mortgage deed and the joint ownership several times. He agreed to do so in 2008 and 2010 but never heard from him since. I thought it has been dealt with and never pursued further.

Now I am buying a property, and the credit check shows that my name is still on the mortgage deed. In the meantime, he is selling the property and asks me to sign some papers which means I am still the joint owner.

I have emailed him many times asking about why my name is still on the mortgage but have not got any reply. I have tried to call him but no answer. I have contacted the solicitor who dealt with the property transaction in 2007, he agreed to write to my ex and copy me in. But it has been a while and nothing has happened. I have given the mortgage lender the solicitor's contact details, but I do not know if the solicitor will act promptly.

Could you advise any other things I could do to speed up the process?

Many thanks,

Ruth