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can a default be added back on to your credit file after it has been 6 yrs

laney831
by laney831 02 May 2012  |  Comments 2 comments  |  Love Love  0 loves

I defaulted on a credit card on 29/04/2006, this was shown on my credit file as a default. I have been paying £15 a month off this debt. This has now gone from my credit file. If I stop paying this will it go back on my credit file.

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Comments (2)

  • MikeGG1
    Love rating 881
    MikeGG1 posted

    This is now a current agreement which you would be defaulting on now, if you did stop paying. It would show on your record for another 6 years.

    It would be different from the original default.

    Mike

    Posted on 03 May 2012 | Love Love  0 loves Report
  • JoeEasedale
    Love rating 174
    JoeEasedale posted

    As Mike says, you would be making a new default. If you have debt issues, help is available on fool.co.uk dealing with debt.

    Posted on 03 May 2012 | Love Love  0 loves Report

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