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27 January 2012

If i add my GF as a extra cardholder will it affect my credit score? Also how does it affect liability?

I Have signed up for the capital 1 cash back card. To maximise the amount of cash back i am thinking of adding my girlfriend (as good as a wife, we have a house and child together). She has worse credit than myself as she has a satisfied CCJ etc. If i get a extra card for her would my credit score be reduced to her level? Also would the liability be the same as a joint bank account?

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