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26 January 2012

I currently belong to a final salary pension scheme and also pay £300 pm to AVC's. I am 46 yrs old would an ISA be a better option.

Currently the AVC's are in pru deposit fund earning very littele but we have recently been offered the choice of 4 other funds pru socially responsible, black rock 50/50 global, black rock aquila consensus black rock corportate bonds and HSBC Amanah, we can divide our money between these funds, but with no advice as to where just a guide on high to low risk but not any understandable past perfromance figures please any advice would be welcome

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