hi. I have an account with Santander for the past 8 months, pay in around 2500 each month, have no outstanding debts, and always in credit, they give
me a 500 pound overdraft, i also have all my normal ins. with them, ie. house car etc. I have asked for an unsecured loan and been refusd 2 times without an explanation, i have a clean credit report but a low creditcsore apparently, i am not getting a clear answer from them as to why the refusal, i want a loan but do not know what to do about it. tnx
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14 March 2011