What does 'Protected No Claim Bonus' mean?
I had 10 years 'protected no claim bonus' on my car insurance last year. But during the year I had 2 fault accidents (both claims settled). When I received my insurance renewal notice this year the premium quoted was £1200 (last year £250) with the No Claim Bonus down to 0 years! Is this right? I was under the impression that 2 fault accidents are allowed in a 3 year period before losing the NCD. Please advise?
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12 October 2010