I have ~ £10K debt on credit cards, should I cash in my ISA to deal with them?
I have been putting £100 a month into a Stocks and Shares ISA for over 10 years now, with the aim of paying off some of my mortgage when it comes to fruition. However in the meantime I have run up debts on my Credit Cards which amount to ~ £10K, although this is on 0% at the moment...
The question is, should I use the money in my ISA to reduce/wipeout my Credit Card debt, or should I continue to service my debt and/or transfer to a new 0% deal (taking the 3% hit each time)...
Should I take advice from an IFA on this?
Thanks for your help.