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20 April 2010

Is it a bad thing to have all my finances liquid i.e. highest rate paying savings accounts and N S & I index linked bonds.

My experience has taught me not to trust financial advisors and investment bonds for the cautious investor. ( I do understand the risk reward factor) My latest venture returned me £100 on a £30k investment over 5 years. I don't like tieing my assets up for too long especially when interest rates must rise soon. All I ask is that my money keeps up with inflation. I am a pensioner on a index linked final salary pension scheme.

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