I have just opened a 3 yr fixed rate isa with £1,000 - didn't realise I can't add - what's my best option as I want to use my full allowance of £3600
ISA is with the Halifax.
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212SoftwareBear postedTransfer it to another provider then ...
Posted on 02 September 2009 |
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804MikeGG1 posted
Susan
You may not be able to transfer without penalty.
Is it that you can't add to the bond you have taken out or is it that you can't add another bond to the ISA?
An ISA is only a wrapper which protects the bond from tax. See if you can add another bond to the wrapper.
You say only just. Is there a cooling-off period not yet completed? If so they could unscramble the bond and open a bigger one for you.
Otherwise, if you are saving long-term, consider a Stocks & Shares ISA.
Mike
Posted on 02 September 2009 | Love 1 love
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