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Your 18 stingiest money-saving tips

Published 19 June 2009 in Make your money go further

Thought you knew them all? Well think again as lovemoney.com readers get their say on the 18 stingiest money-saving tips - EVER!

One thing we all love to do here at lovemoney.com is to save money. And there's nothing better than freebies!

But it seems even die hard money-savers like us can still learn a thing or to about frugality, as we discovered from your comments after publishing Seven Seriously Stingy Money Saving Tips earlier this year.

So if you're up for some serious (and some not-so-serious!) advice, here are a few of the stingiest moneysaving tips as submitted by you, our trusty readers.

Food & Drink

Well, you've all heard that the best time to go shopping is when the supermarkets are about to close (around 5pm on a Monday is recommended by many readers).

Reduced meat and bread can be snapped for the freezer. And cheap fruits and vegetables could be made into soups, sauces and pies, and frozen for later consumption.

But lovemoney.com reader povertypot recommends also stocking up on double or whipping cream. She uses it to make butter, which she reckons tastes far superior to the shop-bought stuff.

Fancy trying for yourself? Grab yourself a jam-jar, follow this Hugh Fearnley-Whittingstall butter recipe and give it a go (I will!).

Growing your own fruit and vegetables is also a very popular way to save money - simply buy a few packets of seeds (Aldi's and Lidl's are particularly good value) and you can grow enough beans, peas, carrots and tomatoes to last a whole summer.

And many of you extol the virtues of making your own wine. Mike10613 reckons you don't even need a kit - simply arm yourself with some grape (or apple) juice, a 25l fermenter, a Harris filter, sugar, isinglass and wine yeast and you could be making bottles for as little as 20 pence (for more tips check out this cheap winemaking website).

If you're really keen you could become a freegan and only eat food you can get for free. Or better yet, one aptly named reader - hungary - advocates sending the kids round to play at friends' houses around dinnertime. Apparently, it works best if you help them practice acting hungry first.

And how about this, for a change? One seriously stingy reader, smudgebutt, particularly recommends this recipe book to frugal money-lovers: The Roadkill Cookbook.

He says: "I particularly like the bit on how to identify which species of snake you might be picking up (so you could avoid the venomous ones), and at what point it was suggested you don't bother - either due to excessive flatness or length of time it had been baking in the sun."

A bargain at £4.99, I'm sure...

Home

A number of readers have also mentioned easy ways to save money if you have a water meter (incidentally, if you have more bedrooms than people, a water meter will probably save you money). Check out Waterwise for loads of useful tips.

If you've got a printer, many of you advocate taking out the cartridge and giving it a shake when it's running low (I've done this with HP cartridges and it works a treat).

And if you use tumble dryer sheets, cut them in half or thirds - they are just as effective, says jumpexchange.

If you're concerned about the cost (and content) of the cleaning products you use in your home why not try making your own? White wine vinegar, bicarbonate of soda and lemon juice can be used to make all manner of cleaning products for very little - check out Kim & Aggie's top natural cleaning tips.

But what about cleaning yourself? Aliciaf100 recommends diluting down shampoo and conditioner with water before applying - you use much less.

Then again, perhaps Owyouknowitme has a superior method: immersing an almost empty shaving foam container in hot water will apparently help extract all the remnants.

And as a mum who has often found loo roll trailing out of the bathroom and all around the house I am keen to try Braniac5000's tip - squash each roll in the middle to prevent kids unrolling a 6ft long strip each time...

Finally, check out this tip from RosemaryPettit about the inside of a banana skin: "It's very good for shoe nourishment so rub it on your shoes." She adds: "You have to rub up the shoes a bit to remove fruity bits - but it really works and is especially useful if you're on holiday." 

Work

Redsaz recommends charging mobile phones in the office, and thus reducing your electricity bill.

But why stop there - invest in a discreet rucksack and you could cart all manner of equipment in - camera, laptop, video camera, electric toothbrush, kids' toys...?

Another tip that caused a lot of controversy was: Scour the office for the humble penny. Yes, office pen-holders are be a great place to find those coppers, but before you start rooting around your co-workers' desks - please be sure to ask them first.

Restaurants

Aliciaf100 has a top tip that most of us would probably agree with - always ask for a jug of tap water when dining out - not only is it free, it's environmentally friendlier than bottled water, too (just let that snooty waiter dare make a fuss).

And always check Frugal Friday before dining out for the latest 2-for-1 restaurant vouchers - you could save a packet.

And finally, Kitxp123 suggests we should:

1. All become naturists to save money on clothes

2. Carry out a 24-hour fast - you save on food while raising money for charity

3. Visit friends and family more - you'll use their heating/electricity, not your own!

If you have more super-stingy moneysaving tips to share, why not add them below - we'd love to hear them!

Find a higher-paying savings account at lovemoney.com

More: Seven seriously stingy moneysaving tips | 17 things you can get for free

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Comments

YoursAnon said

  • 0 recommendations

Are you serious? Have you read your "Work" section?

It amounts to nothing more than blatent theft in the workplace. Something is immoral, illegal and could even cost you your job.

Great advice guys. Classic.

  • 0 recommendations

Not again... before this gets out of hand, we are not seriously suggesting you steal pennies from your colleagues' desks. That was one of the 'not serious' suggestions. Sorry if that wasn't clear...?

Donna (Acting Editor)

Mike10613 said

  • 2 recommendations

Make your own wine:

I didn't think much of the winemaking site. Basically, you buy 5 litres of grape joice or apple juice and 5 Kg of sugar to make your wine. Acid is important, grape and apple juice are both high in Malic acid. You can use citrus fruit juice - but the wine if much sharper. The wine will be low in tannin and so you can buy grape tannin, but it's usually low quality. To get around that problem use a good quaity tea. Just make a pot of tea using 10 teaspoons of tea or 10 teabags! You also need yeast, a wine yeast from a decent supplier.

Now it's easy. Make the tea. Pour the sugar into your 25 litre formenter. Add the hot tea and stir or shake up. Add your 5 litres of fruit juice. Now dilute with water up to around 20 litres. Not too much as it will froth and make a mess. Now when it's cool add a good wine yeast. i used to use Vinkwik, because as the name suggests it was quick. Now leave it somewhere warm for a week. Allow the gas, carbon dioxide to escape or your formentor will explode! That is easy just cover the top with a plastic bag secured with an elastic band - that lets the carbon dioxide out and also keep out nasty bugs like fruit flies and ants. At the end of the first week top up with water once the initial fermentation has settled down.

Use filtered or boiled water if possible for dilution as it will give you a better flavour. You can test it with an hydrometer. Buy one at your local wine making shop and a jar and they will show you how it works. You will also need a couple of syphon tubes. You ferment the wine until the specific gravity on the hydrometer is 1.000. Then add a fermentation stopper, something like pottasium sorbate and some crushed campden tablets (about 10). This will help stabilise the wine and stop the yeast growing and keep out nasty bacteria. Leave it for 24 hours and then syphon some wine into a bottle, a 2 litre lemonade bottle is ideal; add the isinglass wine finings and shake the bottle to disperse the finings in the wine. This mixture is then added to the bulk of the wine and will clear the wine. You then syphon the wine from the sediment (the yeast). If you want it crystal clear run it through a Harris filter. You now have just under 25 litres of wine for five or six pounds. That's around 35 normal 70cl bottles. The price is good and you get better at it you can make two lots alternatively so as to never run out. You can also add a vintage wine to your plonk and it will improve the whole wine. Try too, adding Spanish sherry to a wine and leaving it to mature for a while and the whole lot will taste like sherry. I did sherry for a wedding like that and no one knew the difference. No one knew I had made all the wine either. You can use your computer printer to make nice labels. I like to put jokes on like CONTAINS GENUINE TOXIC WASTE. You can also get corks from a decent winemaking supplier and the plastic seals to make your own wine look very professional. The wine be arounnd 12% alcohol. To make a stronger wine use more sugar and a yeast like Tokay that will withstand the higher alcohol content; that takes a lot longer to ferment - maybe a few months.

Good Luck!

Foghorn59 said

  • 0 recommendations

Here's my two tips- sorry they're late.

Why spend pounds on heavily marketed, over-packaged and hyped shaving gels and oils?

Over the last month or two, being absolutely broke, I've re-discovered just how good a shave a combination of a traditional shaving brush and plain tablet soap can give- for a fraction of the cost. 4 bars of soap: under £1- you could probably get more than a hundred shaves out of that. King of Shaves etc- around 4 quid for probably no more than thirty.  You do the maths .

And with an 800g loaf now close to the pound mark or more if you're lucky, why not invest in a breadmaker. Argos do a great basic model from Cookworks for around £30.  You'll get a tastier, fresher loaf for a fraction of the price and with that wonderful fresh-baked aroma too.

  • 0 recommendations

Why not get an in-car charger.

That way you can charge mobiles, I-pods etc for free as well as help the environment by charging stuff during journeys you were going to make anyway.

Alec Knox said

  • 0 recommendations

Most of the tips are on a par with the Scotsman (like me) who didn't know whether to take long steps to save on shoe leather or short ones to avoid straining the threads on his trousers. Still the article was a light hearted relief from the relentless plugging of these preposterous Virgin/MBNA cards

Nosht said

  • 0 recommendations

Use a cardboard coffin, a lot cheaper than wood & biodegradable.

Regards,

N. 

seabiscuit said

  • 0 recommendations

There's always more in the  tube!!!

Toothpaste, hand cream etc etc after you've squsszed out all that you can, cut off the bottom, all the way up the side and across the top, open it right out  (mind your fingers on any sharpe bits)and you'll be amazed at how much is still in there.

  • 0 recommendations

Brewing Beer can also save money but great beer is rather tricky to make.

I brew 40 pints at a time for 55 - 70 pence / pint

My suggestion / rules are as follows:

1 Always use an expensive two tin concentrate (ie Woodfords) £16 -£18

2 Always filter your water with a new water filter jug cartridge

3 Buy a 100g pack of dried hops and make the kit with hop tea (Hops add flavour, bitterness and are an essential preservative)

4 Cask in a 40 pint pressure barrel and wait 4 - 5 weeks for the beer to drop clear naturally.

5 Sterilize everything! (Camden tabs or Milton)

6 Subscribe to free Beer Podcasts like "Basic Brewing Radio" or "Craft Brew Cast".

7 Get fresh yeast from your local Brewery its better + faster than dried yeast.

Cheers!

stressful said

  • 0 recommendations

Mike10613:  thanks for the tip regarding the tea for winemaking, I will definitely try that.

I use any windfall /gluts of fruit and veg for my wine, and have just made an incredibly hot chilli wine from stock found in a freezer clearout. (suspect it kills all known germs dead, so may sell it to Domestos or something)

Cheapest (and local) place I've found for wine/beermaking stuff is Wilkinsons, but scout around charity shops or friends sheds/gardens for demijohns.  (I did have about 30 of them, but my father in his wisdom gave them away.. at something like £4 a jar, I was not best pleased!)  I only have 3 now and that's plenty for all the winemaking I do in a year.

Save all wine bottles, screw and cork.  I invested in a cheap corker (from Wilkinsons) and the corks don't cost too much - great for making a present to people of a really good homemade wine with your own labels.

I also use any windfall fruit for chilli jams - all my friends recycle their screw top jars my way or they dont' get any jam!

  • 0 recommendations

common items like paracetemol/asprin can be bought in most supermarkets/pharmacies for a fraction of the price that branded ones will set you back. e.g. own brand paracetemol (16-tablets) can cost as little as 30p (or less sometimes), whereas Nurofen, Anadin and all these brands are well over £2.00, sometimes into £3.00.

Now check the back of the packets. The contents will normally state "contains 500mg of paracetemol"; occasionally it may state a few "E" numbers. But otherwise these are exactly the same in every regard as brand name offering.

Sometimes these cheaper alternative aren't always 'advertised' as much especially in pharmacies, but there is nothing wrong with simply asking at a counter for 'alternative paracetemol products' or 'economy paracetemol'. No need to be embarrassed. I'm not.

This principle actually applies to a great deal of other daily/common items that we may buy.

  • 0 recommendations

If you have needed to buy a bus daysaver ticket because it was cheaper than buying seperate tickets, but have finished using it during the middle of the day, then you can claim back half of the money you paid simply by selling it to someone else at the bus stop. That way you each only pay half towards the costs.

  • 0 recommendations

Ladies, if you have run out of shaving gel for your legs simply use a cheap creamy supermarket conditioner.  It does exactly the same job, promise.

  • 0 recommendations

money saving tip if you buy lots of medication invest in a pre paid prescription card i think it is £102.50 for the year. say you suffer from hayfever, one pack of hayfever tablets is around £2.99 there is seven in a pack that means you need at least 4 packs a month which is £11.96 if you go to doctor you can get them on prescription they are same ingredients you can ask for none  drowsey also you can ask for paracetamol or co codamol for the headaches that go with the hay fever.It was actually my doctor who advised me to buy this pre pay card. also you can pay for it monthly.

Foghorn59 said

  • 0 recommendations

MoneyMachine

Not sure if your tongue may be slightly in cheek, but you are on dangerous territory here, particularly if a bus company employee happens to catch you. Most such tickets- certainly in London -say "not transferable", even though they don't require a photocard.  Transport for London have had a real problem with Travelcard "touts" picking up and selling on unwanted Travelcards, and to do the same with your own ticket is no different in a travel operator's eyes.  It's understandable- after all, if everybody did it, there would be no money left to run the buses.

However, there is a legitimate way you can avoid having to buy your own ticket and perhaps save a little too.  Oyster Cards can be transferred.  Also, they ensure you never pay more than the price of a bus pass or travelcard- the daily price is capped to give you the best deal.  So, if you've made all the journeys you need to make in one day but your partner or a friend needs to make more journeys later that day, why not lend them your card? They'll actually pay nothing (assuming, of course, you have sufficient credit on your Oyster card) if you have already gone past the 'cap' for that day.  This, on London journeys, could save at least £2 per journey.

  • 0 recommendations

Start going round Hotel Reception Areas and sitting in all the armchairs and settees. Whist sitting comfortably run your hands along the gap at the back and sides to feel for any loose change that has fallen out of peoples pockets.

It used to be a useful source of income but these days you could also find used needles so perhaps it is now not such a good idea.

thanet04 said

  • 0 recommendations

use public or works toilets for "nuber 2s"  That way you could be being paid for what you are doing. buy own brand tissues & loo paper, 32p for 150 and 43p for 4 rolls in summerfields.

tonygogo said

  • 0 recommendations

Viz used to do a lot of these..

bungall said

  • 0 recommendations

If your council offers free swimming take your shampoo and conditioner and go for a free shower, saves using water when on a water meter.

  • 0 recommendations

Haha great article!

I'll be taking a few of these up!

  • 0 recommendations

@ tonygogo - One of my personal favourites is this one:

DON'T waste money on expensive iPods. Simply think of your favourite tune and hum it. If you want to "switch tracks", simply think of another song you like and hum that instead.

jezzagreen said

  • 0 recommendations

Stop using shampoo. I use bicarb and condition with cider vinegar. It's cheaper, cleaner, better for the environment, and your hair is nicer - no more dandruff. There is a description of how to do it here http://www.wikihow.com/Wash-Your-Hair-Without-Shampoo but it's a bit over-complicated. I just make bicarb power into a paste and rub into wet hair, rinse with water. Rub in quarter cup of cider vinegar (keep your eyes shut really tight!), rinse again with water. I bought a 25kg tub of bicarb and a 5l container of vinegar.

laser111 said

  • 0 recommendations

Eat raw food, saves gas or electricity and you'll become 100% healthy - google "raw food" and read the info on why and recipes.

  • 0 recommendations

tryed the loo roll suggestion, daughter now runs away with the entire roll instead!

monkey rob said

  • 0 recommendations

Gentlemen, if you are tying to squeeze every last bit of shaving foam out of a can then please consider why you are even using it in the first place.

The people who make shaving foam do not care about your skin, they just want to sell you shaving foam.

I have not used it for about three years now and break-out far less, have less soreness and fewer nicks and scrapes.

This will not work for everyone. Everyone's skin is different but just try for a few weeks with a couple of drops of ordinary olive oil. It will hurt like hell at first, but your skin will adapt. Don't use dull razors and keep at it. Shaving foam just keeps your skin spongy and delicate - meaning you keep needing to use shaving foam.

Origins do a really nice oil which is quite expensive but lasts a while. Otherwise, regular olive oil will do you. So much 'male grooming' is a con.

rufus141 said

  • 0 recommendations

A nice light hearted blog to peruse. Yes stealing pennies is wrong, but why go on about it, it was a tongue in cheek remark, getting boring now. 

Freecycle is something we have used a lot whilst downsizing, only problem is you get upset trying to decide who to give to. Just answer the first email and so on.

Cheekiest wants I have seen,

Wanted, 42" plasma tv, 'cos mines broke.

Wanted , boat. Most things considered.

Something I do is when making a meal, usually do a tiny bit extra for my elderly neighbour, we don't eat quite so much and she saves the energy bills the elderly are frightened of.

Jeff9 said

  • 0 recommendations

You can save money immediately by installing a hand bathroom bidet sprayer with your toilet. With these you almost don't need toilet paper anymore just a towel to dry off. It can usually be attached without a plumber to the same water line as the toilet. Not only saves you money but it's very green by cutting back on toilet paper use and manufacture and it also has health benefits when it comes to hemorrhoids. It's a great gadget! 

  • 0 recommendations

Some of the wants on Freecycle really annoy me too, but the one that really took the biscuit was one asking for scrap gold!!!

cexton1 said

  • 0 recommendations

I had a friend who doesn't use his watch during the week, only at the weekends.  He pulls the pin out on a sunday night to stop it for the week, thus saving the battery!!  He was quite serious when telling me about it but once he realised what he has said he was quite embarrassed!

He does have a bit of a reputation for being tight!

  • 0 recommendations

Here's a good tip, if you want to buy your darling wife an expensive chunky gold 22" necklace, buy her the cheaper 16" version & a cheap 6" gold bracelet, attach the bracelet through the clasp at the back & it'll be 22" long, look great from the front & still stylish from the back & save yourself a PACKET!! Also its practical too because the chunky part is heavier so it'll always stay at the front! Don't you hate it when the clasp twists round to the front?

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