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How to tie the knot on a budget

Rachel Wait
by Lovemoney Staff Rachel Wait on 02 March 2009  |  Comments 4 comments

Getting hitched this year and wondering how you’ll pay for it all? Then follow these simple tips….

I'm going to a lot of weddings this year. I seem to have hit that age when suddenly all of my friends are getting married. I'm even going to be bridesmaid for one of them.

So that means I've heard a lot about how making your big day extra special can seriously drain your bank account. As well as how stressful it is trying to stick to your budget.

So I've come up with some top tips to help you cut down on the cost of your wedding, without sacrificing your enjoyment!

Wedding dress

  • Buy a simple white dress (or use a dress you've already got) and jazz it up with pretty accessories.
  • Start thinking about your dress as early as possible. That way, you're more likely to be able to take advantage of any sales.
  • Don't snub high street stores -- shops such as BHS and Debenhams offer some fabulous bridal wear and accessories at reasonable prices.

Top tip: Use charity shops to pick up a bargain. This doesn't necessarily mean your dress will be second hand -- some bridal companies donate their end of line dresses and sell them on at discounted prices. Oxfam has 11 bridal shops -- you can view them all here.

Cake

  • Buy a ready-made iced cake from a supermarket such as M&S and then decorate it yourself with ribbons or flowers.
  • If you have a friend or relative who is an ace cake maker, ask if he/she could make your cake as a wedding present.

Top tip: Have two cakes -- yes, there really is logic to this tip! Order a small, fancy wedding cake which your guests will see and which will be cut. Then have a larger similar sheet cake out the back which will be cut up behind the scenes and given to guests. No one will know the difference and you'll pocket some extra cash!

Venue

  • Try to avoid hiring a venue for the peak months of May to September. You'll get offered much bigger discounts if you get married off-peak and a winter wedding can be just as beautiful as a summer one. Just be careful around Christmas, as prices can start to rise again.
  • Similarly, avoid Saturdays. If you get married during the week, such as on a Friday, you'll pay less.

Top tip: Be creative -- try village halls, local authority buildings and country pubs for a more value-for-money venue.

Photographer

  • Do you have a friend who's handy with the camera? Ask him/her if he/she will take your photos for you.
  • Ensure you have the rights to the photos or a CD from which you can print them off, otherwise you'll have to keep going back for reprints, making it expensive.

Top tip: Professional photographers just starting out will sometimes agree to cover weddings for free to help him/her build up a portfolio. Gumtree is a good place to start looking.

Invitations

  • If your budget is tight, you can completely cut the cost of invitations by sending out 'save the date' cards, gift lists and invitations online! Just make sure your guests check their emails regularly.
  • Start looking for suitable invitations early and keep an eye on the sales -- you'll have more chance of picking up a bargain.

Top tip: If you're willing to make the invitations yourself, you can save bags of money. Providing you have the time and the patience, you can make original hand-crafted invitations, or design them online. And don't forget, there's no need to include an RSVP card.

Music

  • See if there's a young local band that would be willing to play at your wedding. It will give them a chance to raise their profile and should save some pennies. Just make sure you can agree on the type of music you want!
  • If you have a friend who DJs in his/her spare time, ask your friend if he/she would be prepared to DJ at your wedding.

Top tip: Ask your guests for their favourite songs when they reply to your invitation. Compile a playlist and then load up your iPod with the songs, link your iPod to speakers, and away you go.

Flowers

  • If you're getting married in a church, find out if there are any decorations there already that you can use to your advantage. For example, if you're getting married just after Easter, you should still find some spring bouquets adorning the church.
  • Make up the bouquets yourself using flowers from your local market or supermarket.

Top tip: Use flowers that are in season as they'll be cheaper than trying to buy flowers off-season.

Table decorations

  • Turning to nature can provide a fabulous way to decorate your table -- pick up shells if you live near the beach, or use branches and large twigs from the garden and spray them silver.
  • Tea lights are cheap and will look great on your tables or around the room. You could even tie a bit of ribbon around the metal casing to match your colour-scheme.

Top tip: Buy a cutter from a craft shop and use it to cut out shapes such as hearts and butterflies from foil wrapping paper -- this makes fabulous table confetti. Alternatively, you could use flower petals.

Catering

  • Have a buffet rather than a three-course sit down meal. You could even ask the guests to bring the food and drink instead of wedding presents.
  • Don't have a free bar in the evening -- not only will it prevent guests from getting too 'rowdy', but it will save the pennies.

Top tip: Don't have an evening buffet -- those guests who arrive in the evening will probably have already eaten, and those guests that ate earlier should still be full! Alternatively, you could just have a very simple buffet, such as bread and cheese.

I hope these tips will provide some inspiration on how to lower the cost of your big day, without spoiling the fun. Have a wonderful wedding day!

More:  Five things to do before you get married | 27 fabulous baby freebies

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Comments (4)

  • bordalejo
    Love rating 0
    bordalejo said

    I would like to know whether Rachel Robson is married and if so, whether she had her wedding arranged in the described manner. 

    I am not an expert, but I am under the impression that weddings are a bit stressful, so I cannot imagine having to decorate your own cake or make your flower arrangements before dressing yourself in your bargain dress. It does not sound like much fun (although I imagine that it could be enjoyable for some). 

    Naturally, in times of crisis, people need to budget more carefully and avoid any necessary spending. I would say that better advice is to try to figure out a budget and then decide which things are most important for the couple involved. There might be people who would settle for a civil ceremony and an intimate dinner with a few friends so they can honeymoon in the Maldives. Others might want to have a huge wedding ceremony with a big dress and no reception. There are other ways to do things besides what Rachel Robson suggests.

    I also agree with the photographer, Catherine: if you want good pictures get a professional and make sure he or she knows what you want.

    Report on 13 June 2009  |  Love thisLove  0 loves
  • wildmind
    Love rating 1
    wildmind said

    Great tips - the whole point of the day is the committment to each other, not to a load of debit and overspending!

    Report on 18 June 2009  |  Love thisLove  0 loves

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