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Six green ways to save money you've never heard before

Serena Cowdy
by Lovemoney Staff Serena Cowdy on 04 September 2009  |  Comments 9 comments

How to go green AND save money - in six ways that aren't bleeding obvious!

It's not easy being green, especially since - often - the ethical choice is also the expensive choice.

However, going green doesn't always have to cost you more. In fact, there are plenty of ways in which saving the planet could actually save you cash.

Already switched everything off standby, bought energy-saving bulbs and turned that thermostat down?

Keep reading! Here are six innovative ways you can go green AND save money. I've included a 'difficulty rating' for each step, to help you work out how much hassle it's going to be.

1. Get cash for your old mobile

Do you have an old handset that you don't know what to do with? It's now really easy to recycle it for cash. There are several online companies dedicated to re-homing your phone and/or its components - and that'll be one less item in landfill, too.

Read Turn your old mobile phone into cash! to find out more.

Difficulty rating: Easy-peasy

2. Knowledge is power!

Are you 100% confident you're doing everything you can to cut the cost of your energy bills in your home? If not, get a free home energy check from the Energy Saving Trust.

It may also be a good idea to use an energy monitor like The Owl to work out exactly how much energy you're using, and how much it's costing you. You can pick up a good quality energy monitor for well under £50.

Studies suggest users are typically shocked into reducing their energy consumption by around 20%. According to Consumer Focus, the average annual UK electricity bill is £453, so cutting your electricity use by 20% could save you around £90 per year.

Similarly, when you're out buying appliances, look for the Energy Saving Recommended (ESR) logo. This appears on over 2,500 products, including TVs, fridges, tumble dryers and washing machines. Again, you can compare the prices of energy saving products at the Energy Saving Trust website.

Difficulty rating: Easy-peasy

3. Get some balls!

Ecoballs are plastic balls which you put in with your laundry, instead of detergent. Each ball contains pellets made of mineral salts, and these pellets produce ionized oxygen, which - combined with the movement of the balls - lifts dirt away from your clothes.

Using them will obviously save you money on detergent. And because there are fewer chemicals to rinse out of your clothes, you can use a shorter cycle and wash at a lower temperature, saving energy and money that way, too.

But do they really work? In her blog, lovemoney.com editor Donna Werbner put Ecoballs and three other green products to the test - so why not have a read before you buy!

Difficulty rating: Easy-peasy

4. Don't just insulate your home - insulate it for FREE

In recent months, everyone from environmentalists to politicians have been telling us to 'lag the lofts'. Insulating your home is one of the most effective ways of cutting your energy usage and heating bills.

According to the Energy Saving Trust, loft insulation could save you around £110 a year, cavity wall insulation could save you around £90 a year, and double glazing could save you around £100 a year.

That's all very well, but many people are put off taking these steps because of the initial financial outlay involved. Plus, it's bleeding obvious again!

But what's not so obvious is that you could be eligible for a government or local authority grant to cover the work needed. If you're on certain benefits, you could be entitled to government grants of up to £3,500 to improve your heating and energy efficiency.

In England the scheme is known as Warm Front, in Northern Ireland it is Warm Homes, in Scotland it is the Energy Assistance Package and in Wales it is the Home Energy Efficiency Scheme. To find out whether you're eligible for financial help, just click on the link that applies to you.

Difficulty rating: Moderate, if you manage to get funding to cover the project.

5. Get a free bike

Cycling to work instead of driving is greener, cheaper and will even keep you fit (so you can cancel that pricy gym subscription, too!).

OK... so you probably knew that already. But did you know that you can get a tax-free bike through the Government's Cycle to Work initiative? You may also be able to get a free secondhand bicycle on Freecycle or SnaffleUp.

Difficulty rating: Challenging!

6. Stop wasting food!

A third of the food we buy in the UK is thrown away, costing an estimated £10 billion a year.

Food which ends up in a landfill produces damaging greenhouse gases and is a terrible waste of the energy, water and packaging used in food production, transportation and storage.

But the great news is, it's really easy to stop wasting food. Visit the Love Food, Hate Waste website to get recipes for leftovers and tips on how to make the most of the food that you buy.

Difficulty rating: Moderate - but easy-peasy once you get the hang of it!

More: 10 things to put off until the recession is over | 50% chance energy prices will rise

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Comments (9)

  • jennie
    Love rating 4
    jennie said

    Erm, as much as I find your articles helpful, giving this the title "...that you've never heard of before" is a little far fetched here!

    Thanks anyway!

    Report on 05 September 2009  |  Love thisLove  0 loves
  • Peter Steadman
    Love rating 1
    Peter Steadman said

    I'm on the wrong benefits to get free cavity wall insulation, but there are subsidies for all of us, so it is definitely worth asking your energy supplier what offers are running.

    I used an independent firm - Mark Insulation - as did my Mum and several of my neighbours. My 3-bed semi cost £149 to do, the larger ones here cost £249, I think. My elderly Mum and some of the neighbours paid nothing.

    The houses felt cosier last winter, a more even temperature all over and fewer cold spots. Did it save money ? Energy cost and lifestyle changes mean I can't make a true comparison with 2007/08, but I suspect the bills would have been much higher given my changed needs.

    Report on 06 September 2009  |  Love thisLove  0 loves
  • nickpike
    Love rating 270
    nickpike said

    Who dreams up this nonsense. My family doesn't throw any food away. We spend about 120 GBP a week on food. So someone is suggesting I throw away about 40 quids worth. Hardly realistic, it is.

    Report on 06 September 2009  |  Love thisLove  0 loves
  • matchmade
    Love rating 38
    matchmade said

    The trouble with loft insulation is that the companies offering thsi service only do the cheapest form, which is blanket laid flat over your joists to a depth of 250mm. This means you can no longer use your loft for strorage purposes without crushing the blanket, which defeats its purpose. The only solution is to invest substantial time and effort in building up the joists to mount planks of wood on which stored amterials can rest above the insulation layer.There are also question-marks about the quality of the insulation: I've seen it done so that it blocks fresh air from circulating above the blanket, whcih will in time lead to condensation (moist air rising from the house) attacking your roof timbers, leading to rot.

    I would far prefer to install Celotex between the rafters, leaving the ceiling joists clear for mounting loft boarding and retaining all that useful storage space. But guess what? The subsidy for loft insulation doesn't cover higher-quality materials like Celotex, even if you're prepared to pay the difference.

    The same applies to so-called subsidies for installing solar hot water panels. The installers are forced by the Government to take a special course which costs thousands of pounds before they will be accepted as "approved" installers. The installer promptly seeks to recoup those costs by charging much higher prices, and you only get the subsidy if you use an approved installer. The result is one big merry-go-round: the "subsidy" goes from the householder to the approved installers in the form of unnecessarily high charges, who pay it back to the Government in order to remain as accredited installers. Ludicrous.

    A far better approach is to ask a good plumber to install a solar panel fromthe likes of Worcester-Bosch and upgrade your cylinder to dual-circuit (one for central heating hot water, the other for the solar panel). W-B tell me their panels are designed as modular components in their heating systels, which any competent plumber with a scaffold tower should be able to install and connect one of their solar panels in less than a day. The final cost will far less than the so-called subsidised panels.

    Report on 06 September 2009  |  Love thisLove  0 loves
  • gordonbanks42
    Love rating 11
    gordonbanks42 said

    @matchmade: I think the subsidy ends up in the hands of the approval training providers, not the Government, if I follow the your account correctly.

    I agree with your complaints about choice and quality. The subsidy system seems to bring into effect a kind of Gresham's law, where only the worst stuff gets put in, there is no flexibility to meet individual needs and even then it isn't as cheap (after subjsidy) as it should be.

    I am considering an elaborate sale-and-leaseback scam whereby I install someone on the "right" benefits in my house for just long enough to get everything in sight put in on the cheap and then move back in again... even then I'm not sure it would be worth it.

    Report on 06 September 2009  |  Love thisLove  0 loves
  • purplevamp
    Love rating 1
    purplevamp said

    Sorry, I have to agree with jennie and nickpike. I've heard of these before, and I don't throw away a third of my food/ For 5 of us we spend around £75 pw. I think the most I bin in a week is an inch of cucumber and a little pasta left over from the kids dinner. If I think something won't last the week I pop it in the freezer. I have 3 bananas in there waiting for a fourth to make a banana cake!!!

    Report on 06 September 2009  |  Love thisLove  0 loves
  • madfraggle
    Love rating 4
    madfraggle said

    The warm front scheme can be brilliant. I was working part time but we were still lucky enough to be on the right benefits at the time to have a brand new boiler installed, and our system power flushed, checked out and fixed completely free - plus our first two annual services thrown in. Incredible.

    Report on 06 September 2009  |  Love thisLove  0 loves
  • Pechis
    Love rating 5
    Pechis said

    Matchmade I wouldn't want to put celotex between my rafters, why heat up a space that is only used for storing old cardboard boxes?

    My roof pitch is so low that I can't stand up in my loft anyway so I have no problem with the top up loft insulation running at 90 degrees over the joists above the bedrooms and I just have the middle boarded out to store the above mentioned cadboard boxes.

     

    Report on 10 September 2009  |  Love thisLove  0 loves
  • insulation grants
    Love rating 0
    insulation grants said

    Matchmade has a point the government only offer government loft insulation grants for glasswool quilt. Basically it is cheap and it works and not many people need that much storage space in their lofts.

    You could argue the case for any number of insulation products, phenolic is the thinnest but the most expensive, rock mineral wool has the best fire and sound properties but again is expensive and rather heavy.

    All insulations have a trade off it may be fire, moisture resistance, compressive strength, cost, ease of fitting, weight.

    There is no universally perfect insulation for every application.

    If you wish to board an area of your loft for storage then again this is a trade off, you get storage but a little less insulation.

    www.governmentinsulationgrants.co.uk

    Report on 29 September 2009  |  Love thisLove  0 loves

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