The best petrol loyalty cards for drivers

Robert Powell
by Lovemoney Staff Robert Powell on 29 January 2012  |  Comments 18 comments

Robert Powell looks at the plastic you want in your wallet to get the best deal at the petrol pump...

The best petrol loyalty cards for drivers

It’s been a rough start to 2012 for both the fuel industry and drivers alike. Prices for diesel and petrol have continued to teeter amid speculation that Iran may move to blockade key fuel routes.

This was added to earlier in the week by the news that the owners of one of Britain’s biggest oil refineries had filed for bankruptcy. Petrol stations across the South East filled with drivers worried that the pumps would soon run dry.

Tensions have now been eased somewhat after Coryton oil refinery in Essex began shipments again. However fuel prices still remain wallet-crushingly high. Which is why drivers now need all the help they can get to save money at the petrol pump. Getting hold of a drivers’ loyalty card is a good start.

Shell

If you frequently visit Shell forecourts, you should get hold of the company’s Drivers’ Club Card. You’ll earn one point for every litre of fuel you buy up to a maximum of 125 litres per transaction. Bonus points can also be earned on car washes, jet washes and other Shell products.

Shell then sends you your loyalty rewards every quarter, depending on which redemption option you choose.

If you opt for the money-off option, you’ll receive £2.50 of vouchers for every 500 points you accrue.

Alternatively, every 20 points you earn can be put towards 10 Avios Miles – that’s the revamped Airmiles scheme. The points will be converted every quarter. What’s more throughout January and February 2012, every Drivers’ Club member who fills up at Shell with at least 10 litres of fuel will be entered into a draw to win one of six prizes of one million Avios Miles.

You can also exchange your points for one of the many gift cards available at Shell stations – 2,000 points will get you a £10 card.

If you’re feeling charitable, you can donate your points to a set of CO2 reduction scheme projects. Shell will match every 250 points you earn making a total of 500 points or £2.50 of rewards. This will then be given to the projects. Alternatively you can opt to donate your rewards to the RSPCA, Macmillian or Motability. Every 20 points you earn will equal a 10p donation.

Shell also has a higher tier club available for drivers who use Shell V-Power and V-Power Diesel fuel. The V-Power Club card offers double points when filling up with one of these two types of fuel.

Sign up online and you’ll receive 50 bonus points.

Texaco

Texaco’s Star Rewards works along a similar line to the Shell scheme. You’ll get one point for every £1 you spend. From here, 500 points will get you one of a range of vouchers. You can choose from a £5 Texaco voucher, £5 love2shop voucher, £5 Argos gift card or £5 M&S gift voucher. Alternatively a minimum of 1,000 points will get you a £10 iTunes Gift Card or 1,000 Virgin Atlantic Flying Club Miles.

Again, a charitable option is also available. For every one point you accrue 1p will be donated to Action for Children.

Star Rewards members will also be entered into a regular prize draw to win a holiday worth £5,000.

Total

Total is still running a loyalty scheme, though it is due to come to an end in March 2012. Total Rewards offers vouchers for sports, holidays, movies and restaurants across the country to motorists spending £30 or more at Total. Vouchers can be obtained on a transaction-by-transaction basis or you can register your debit or credit card to ensure that everything you buy at Total counts towards your rewards balance.

Drivers can also benefit from monthly prize draws.

Unfortunately 27 March 2012 will be the last day for motorists filling up at Total to collect reward vouchers or enter prize draws. These reward voucher codes will then have to be banked by 31 May 2012 with a majority of offers expiring on the same day.

So if you have a Total Rewards voucher still hanging around, you’ll need to act fast or you may lose out.

Esso

Esso has no formal loyalty scheme. However the company is offering free cinema tickets to drivers who fill up in Esso forecourts. Spend between £30 and £59.99 and you’ll receive one voucher, while those buying over £60 of fuel will receive two.

When you have accumulated three vouchers, you can apply for one free cinema ticket valid at over 340 cinemas nationwide. But remember to keep your till receipts as you’ll need to send these off with the vouchers when you claim.

Nectar

Supermarkets have some of the cheapest petrol around, and you can save even more by using a loyalty card. Nectar is one of the biggest loyalty schemes covering several retailers and both Sainsbury’s and BP petrol forecourts.

You’ll earn one Nectar point for every litre of fuel you purchase at a Sainsbury’s or BP petrol station and two points for every £1 you spend in a BP or Sainsbury’s store. If you use BP Ultimate fuel you can sign up for the Ultimate Club and collect double Nectar points.

From here, every 500 points will give you £2.50 to spend across a variety of stores.

Morrisons Miles

The Morrisons Miles scheme will give you up to 10 ‘miles’ for every litre of petrol you buy. Collect 5,000 miles and you’ll be rewarded with £5 of in-store shopping vouchers.

You can sign up for the scheme at your nearest Morrisons forecourt.

Clubcard

If you fill up at Tesco petrol stations, you’ll earn one point for every £2 spent. Pay using the Tesco Clubcard Credit Card and this will double to one point for every £1 spent – as well as an additional point every time you spend £4 in store.

You’ll receive £1.50 worth of vouchers for every 150 points you collect. These can be spent in store, online, at petrol stations or on other rewards such as flying clubs, fitness memberships and days out. Check the Clubcard website for a full list.

Your tips

How do you save money on fuel?

Let us know using the comment box below.

More: Why we should all buy German cars | Petrol and diesel prices keep rising

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Comments (18)

  • hilbreman
    Love rating 1
    hilbreman said

    ASDA Card looks better than this lot !!!! one penny off every liter at the pump !!!

    Report on 29 January 2012  |  Love thisLove  1 love
  • russbiker
    Love rating 57
    russbiker said

    @hilbreman: Asda offering 1p off per litre isn't cheaper than Tesco's 1p off per £1, unless you've found a source of very cheap fuel!

    Report on 29 January 2012  |  Love thisLove  0 loves
  • bengilda
    Love rating 78
    bengilda said

    With very rare exception my local ASDA petrol and diesel pump prices are always lower than any other outlet. Couple this with a cashback reward credit card certainly helps.

    Report on 29 January 2012  |  Love thisLove  1 love
  • CuNNaXXa
    Love rating 362
    CuNNaXXa said

    When I look at figures such as getting £2.50 voucher for 500 points, you would have to spend £714.50 at current (average) fuel prices (for diesel).

    Surely the best option is to accrue as few points as possible, by driving light, and light footed, and leaving the car at home when walking or biking is a viable alternative.

    Loyalty cards are designed to get you to buy your fuel from one source, which is not prudent buying, since you could easily find 2p to 3p difference between different stations within a catchment area.

    So, you can earn a voucher saving £2.50 off your next purchase, but even a 2p a litre different would save you £10 on that 500 litre/point requirement to get £2.50 off in the first place.

    Nah, loyalty cards are designed to tie you in to one retailer, when obvious savings can be made by shopping around.

    And if you think about having several loyalty cards, it could easily take you two or three times longer to earn those minuscule discount vouchers.

    (£2.50 is a pittance compared to the cost of the average fill these days, and my own motor will suck £100 worth of diesel from empty to full, so a £2.50 saving is but a drop in the ocean. By the way, 500 points is equivalent to approximately £710 worth of diesel, so you would have to spend approximately £710 to get the £2.50 discount. WOW!!!).

    Doing a quick calculation based on 500 points being approximately £700, it works out that the discount off this fuel is approximately 0.35%. Hardly worth it, isn't it.

    Blimey, couldn't they strive to offer even 1% off, or are they THAT tight. Why do other retailers offer sales, yet forecourts don't. Greedy buggers...

    Report on 29 January 2012  |  Love thisLove  2 loves
  • c3menzies
    Love rating 14
    c3menzies said

    I live in a rural area and just try to make sure that I don't go out of my way to buy petrol. If you go 5 miles out of your way to get 1p off per litre it's hardly going to save you money

    Report on 29 January 2012  |  Love thisLove  0 loves
  • peter48
    Love rating 4
    peter48 said

    Well I think this issue needs looking at by our old friends the politicians - perhaps the relevant Co-alition minister could explain why petrol companies are charging much higher for Diesal than petrol ; the difference in price is around nearly 9p and this is a new departure in their pricing; in areas of London its hitting £1.45 a litre. Our only way to get back at the oil compnies is going to ASDA and filling up to the max!

    Report on 29 January 2012  |  Love thisLove  0 loves
  • RMN05
    Love rating 11
    RMN05 said

    I'll go for Tescos every time, and ensure that I top up when doing a supermarket shop. As the article says, you get a Reward point for each £1 spent on fuel if using the Tesco credit card. (Has had 13 months 0% interest, and new applicants now get 15 months 0% interest. Just needs a bit of discipline to put each monthly invoice amount into a savings account ready to pay off in full at end of interest free period). Reward points are worth up to 4 times their face value if used for buying magazine subscriptions, annual memberships of various useful national leisure time organisations and vouchers for theme parks and other visitor attractions. Equates to 4% off fuel costs, (5 & half pence off litre of diesel), so not to be sneezed at. Better than not having one of their cards and paying for fuel without getting any perks. Working out where Tesco petrol stations are in proximity to motorways before doing long journeys is worth a bit of homework. There's one a 100 yards or so off the motorway at Carlisle which is a useful fill up if ever travelling to/from Scotland. Preferable to a service area.

    Report on 29 January 2012  |  Love thisLove  0 loves
  • Stargazer
    Love rating 11
    Stargazer said

    "It’s been a rough start to 2012 for both the fuel industry and drivers alike."

    For drivers, yes, but if I recall correctly the oil giants actually profit from higher oil prices...

    Report on 29 January 2012  |  Love thisLove  0 loves
  • Caramelo
    Love rating 0
    Caramelo said

    What many people don't know is that supermarket fuel is not as good quality as Shell, BP, and hopefully Texaco and the others. Eventually this lower grade fuel can affect the performance of cars. I've only just realised this from motoring magazines, people's experiences and mechanics' feedback. Saying that, it's convenient to fill up whilst doing a supermarket shop. I now tend to vary between Sainsbury's and Total and will migrate to Texaco when Total stop their scheme.

    When you consider the life of your car - a few pence more for better quality fuel is a small price to pay. And often, if the Texaco's etc are located near a competing supermarket, their prices will be competitive.

    Report on 29 January 2012  |  Love thisLove  0 loves
  • silkycat
    Love rating 37
    silkycat said

    I think the idea that supermarket fuel is low grade is a myth. All the fuel in the UK comes from a relatively small number of refineries. Supermarket tankers (where they have their own) fill up at the same places as the fuel retailers. Sainsburys even have Shell & BP outlets with their smaller shops. If you remember back to when there were shortages under the Blair government a whole variety of tankers were queuing up at the refinery gates.

    If you are really concerned fill up with a premium grade occasionally provided you are prepared to pay an extra 7 or 8p a litre more. Fuel additives that you can buy off the shelf are probably more cost effective though.

    It's still better to shop around, provided that you don't go too far out of your way, using petrolprices.com rather than sticking slavishly to a loyalty card scheme. That said if you can couple the loyalty card with the occasional 5p or 6p a litre special offer with Morrisons/Tesco/Sainsburys then you can get good value.

    I recently used the Morrisons 6p off promotion at a town I was passing through where the diesel was 3p a litre cheaper than at the one near my home and netted a cool 9p per litre on a fill up of 40 litres. It just happened that I also filled up my Morrisons card too and got £5 off my next shop. Pity I can't do that every time.

    Keep juggling those cards and keep shopping around. I can't see any reason for a big differential in petrol/diesel prices either. Have you noticed that wherever the prices are closer together it's always the petrol that's higher rather than the diesel lower?

    Report on 29 January 2012  |  Love thisLove  1 love
  • Geordie7
    Love rating 1
    Geordie7 said

    Yes. I have read many times that supermarket fuel is not as good a standard as fuel company's own. At the BP fuel distribution yard at Aberdeen I have seen Asda, Morrisons, Sainsbury's and Tesco tankers there. Also Shell, Esso, Texaco and of course BP tankers as well. But they fuel up at different bays so maybe this is why supermarkets get lower grade fuel and can sell it cheaper. I use BP or Sainsbury's as I collect Nectar points from them and various other outlets. I recently bought £123 of grocery's from Sainsburys and have also bought goods from Argos and Homebase using nectar points.

    Report on 29 January 2012  |  Love thisLove  0 loves
  • leah AKA global leah
    Love rating 21
    leah AKA global leah said

    Can I also add that the nectar card not only gives you loyalty points at BP, Sainsbury and Homebase... You can also collect points at Beefeaters, some of the Brewsters pubs as well as now British Gas. As I do use most of the above, so my points are pretty decent for me to exchange the points for Amazon E-Vouchers, then purchase whatever I need from Amazon.

    Report on 30 January 2012  |  Love thisLove  0 loves
  • LandOfConfusion
    Love rating 64
    LandOfConfusion said

    Interesting comments and I agree wholeheartedly with CuNNaXXa.

    But just to set a few things straight:

    Diesel prices vs. Petrol Prices

    What most people don't know is that thanks to the way crude oil is split (fractionally distilled) there is less diesel made than petrol. Add to this our much lower country-wide storage capacity for diesel, it's widespread industrial uses + the fact that more people now drive diesels and is it any wonder that prices are climbing?

    Supermarket vs. Branded 'Premium' fuels

    By law all petrol & diesel must meet certain standards of quality and detergent content (it's what the “BS EN228” / “BS EN590”) means on the pump). The difference in price is therefore usually justified in that the premium brands contain more (some say better) detergents as well as a higher energy (RON) density.

    Now if you happen to drive an expensive car which can actually use the higher rated 97/98 RON fuel (check your car's manual) or if you think your engine could do with a 'clean' then by all means buy the more expensive premium brands.

    Otherwise you're just wasting your money.

    Report on 30 January 2012  |  Love thisLove  0 loves
  • Grumpyoldgit
    Love rating 1
    Grumpyoldgit said

    The only filling stations in this area are supermarkets and Shell. Diesel at Shell is £1.40.9 a litre. Asda is £1.38.7 a litre. No loyalty cards can save you 2p a litre. This could be £1 difference for every tank full of fuel for some people. Again, no loyalty cards can match that.

    Report on 02 February 2012  |  Love thisLove  0 loves
  • saveasuearn
    Love rating 8
    saveasuearn said

    I don't think any of these loyalty cards can beat my CashBack card from the Utility Warehouse Discount Club. Not only do I get 3% OFF my Fuel at Sainsburys I also get between 3% and 7% OFF all my other shopping as well. I can even use a Nectar card which, in points values, only equates to approximately 0.5% but, taken together, I make savings of around 3.5% every time I fill up the car at Sainsburys or shop instore.

    And of course when Sainsburys offer their 5p OFF per litre coupons it makes for even greater savings - with 5p off every litre at the pump, swiping my Nectar card and then paying with my Cashback card, that knocks over 10p off every litre!

    One of the many reasons why I love the Club. If you want to know more about other savings you can make with this amazing Cashback card, watch this 3 minute French & Saunders video, http://www.uwdcvideos.co.uk/index.taf?exref=C24455&v=5s and they'll explain how it works in their own inimitable style - enjoy!

    Report on 03 February 2012  |  Love thisLove  0 loves
  • johnydebs
    Love rating 0
    johnydebs said

    The best loyalty scheme is buying petrol at a BP station with a co operative store.You get points on your nectar card and your co op card.

    Report on 26 February 2012  |  Love thisLove  0 loves
  • cyberbabe
    Love rating 0
    cyberbabe said

    I buy petrol at Sainsbury's using my Tesco credit card to pay and get loyalty points on my nectar card.

    Report on 07 September 2012  |  Love thisLove  0 loves
  • babyhk
    Love rating 7
    babyhk said

    Use a 123 Santander credit card to pay for petrol - then you have a whole month before you pay for it and 3% cashback and then use any other related cards be they Shell , Nectar etc plus any shopping deals. Try to fill up as you are actually near these places . The sensible driving is a good start . Never had a problem with supermarket fuel but tend to time my visits as ones near me can be very busy at certain times.

    Report on 06 October 2012  |  Love thisLove  0 loves

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