Published in May 2012

How much you need to save for retirement

by Neil Faulkner | Follow this guide and work out exactly how much you need to save for a comfortable retirement.

One in five has no pension savings

by Laura Shannon | As a nation, we’re not saving enough money to live on when we retire – so what should you be squirreling away?

GE Capital Direct: new online savings bank launches

by John Fitzsimons | GE Capital Direct, a new online savings bank, has unveiled two easy access savings accounts to coincide with its launch.

NS&I inflation-linked certificates: your best alternatives

by Neil Faulkner | With the confirmation there will be no new inflation-linked saving deals from NS&I this year, we look at the best inflation-beating alternatives.

Boost your income at low risk

by Cliff D'Arcy | Savers keen to boost their income should check out solid company bonds.

Easy access, notice accounts, bonds, ISAs: get the best savings account for your situation

by Neil Faulkner | Whether you need to keep your money within arm's reach, or can afford to lock your cash up, we've got the right savings account for you.

Pensions vs ISAs: how to save for retirement

by Alison Hunt | New stats show that we are turning our backs on pensions, and instead sticking our money in ISAs. Which is the best way to save for retirement?

Tracker fund sales soar to record high

by Ed Bowsher | The word is spreading. Tracker funds are the best way to invest in the stock market.

The best instant access savings accounts with no bonus

by ReenaSewraz | Many instant access accounts rely on big bonuses to boost the initial rate of interest.

Auto enrolment: your salary will fall by £300 per year from October

by Neil Faulkner | Your pay-packet will take a hit when your company automatically enrols you onto its pension scheme.

Newcastle BS MaximISA:The Cash ISA that offers both a fixed and variable rate

by Robert Powell | Fancy fixing part of your ISA allowance while keeping the rest in an easy access account? Take a look at this deal…

The best supermarket financial products

by Neil Faulkner | Going with a financial deal from your supermarket could leave you considerably better off.

Tesco: new bonds paying up to 3.7%

by ReenaSewraz | As Tesco get competitive across all their fixed rate bonds, we take a look at the accounts paying you the best interest rates on your cash.

How to get higher investment returns with low risk

by Neil Faulkner | High risk doesn't always mean you should expect higher returns, nor low risk, lower returns when it comes to investing your cash.

Is your work pension any good?

by Cliff D'Arcy | Work pensions are an increasingly endangered species. We show you how to size up your pension scheme.

Published in April 2012

Wine investments: how to avoid the £100m scammers

by Robert Powell | As new reports of fraudulent companies damage the reputation of the wine investment trade, Robert Powell finds out how to tell a profitable Bordeaux from a bogus Blue Nun.

Why most pension savers lose

by Neil Faulkner | These are the mistakes pension and share ISA savers make that turn tax-advantageous products into under-performers.

Your best bets for instant access savings

by Ed Bowsher | With inflation edging up again, it's even more important that you get a table-topping instant access account.

Teachers get an 'A' for savings

by Emma Lunn | New research by the Co-operative Bank shows that teachers save the most out of 25 professions.

Zopa, Funding Circle, RateSetter: why peer-to-peer lending is a better way to fund your retirement

by Neil Faulkner | Some retired people are using peer-to-peer lending sites like Zopa as an alternative to getting an annuity.

Treasury Select Committee: pensioners deserve compensation!

by ReenaSewraz | A new report from the Treasury Select Committee suggests pensioners deserve compensation after suffering as a result of quantitative easing.

The UK's best Stocks and Shares ISAs

by Ed Bowsher | Here's the lowdown on the best stocks and shares ISAs right now.

The best Cash ISAs for the new tax year 2012/13

by John Fitzsimons | With the 2012/13 tax year upon us, it's time to find the best Cash ISAs for the new tax year.

The best Junior ISAs

by Robert Powell | Take a look at these Junior ISA options, one of which offers a 6% return…

Investec High 5 and High 10 savings accounts will ALWAYS be competitive!

by John Fitzsimons | The High 5 issue 2and High 10 savings accounts from Investec offer the average of the top savings accounts, so will always offer a great return!

Regular savers: earn 8% on your savings with no risk

by Cliff D'Arcy | With a regular savings account you can get a rate that beats even the highest-paying ISAs.

Encash: a new rival for Zopa, RateSetter and Funding Circle

by Ed Bowsher | As peer-to-peer lending continues to grow, a new brand is launched to compete with Zopa.

What to do if you've missed the ISA deadline

by Ed Bowsher | What are the alternatives to investing in an ISA?

Last chance to get a 2011/12 Cash ISA

by Ed Bowsher | It's your last day to use this year's ISA allowance - here are the top Cash ISAs for this tax year that are still available.

Premium Bonds winners

by lovemoney staff | Are you a winner of a big prize in this month’s draw?

Nationwide MySave Online Plus: new market-leading easy access savings account

by John Fitzsimons | Nationwide has unveiled a new easy access savings account paying a rate of 3.17%. But there's a big catch...

Top Cash ISAs for transfers

by lovemoney staff | Not all Cash ISAs allow you to transfer existing ISA funds in. These ones do....

Structured products are still best avoided

by Ed Bowsher | A return of 7.2% a year on your capital sounds good, but it comes from a structured product so I'm not going to invest.

Secret accounts for senior savers!

by Cliff D'Arcy | Some of the best savings rates come from specialist accounts aimed at the over-50s.

Published in March 2012

Phase your pension drawdown

by Ed Bowsher | After the Budget tax change hurt many pensioners, we highlight a little-known tactic to boost your pension.

We don't need the banks: why Zopa, RateSetter and Funding Circle are the future of banking

by Robert Powell | As online peer-to-peer lenders like Zopa, RateSetter and Funding Circle get the thumbs up from the business arm of the Government, Robert Powell visits a recording studio that has benefitted from this new form of finance and asks what needs to change before it really starts to rival the major banks…

The top fixed rate savings bonds

by lovemoney staff | If you’re looking for a place to lock up your savings, make sure you check out these top accounts...

Big budget month day 29: avoid these savings mistakes

by lovemoney staff | If you’ve got a savings account, or you’re thinking of applying for a new one, watch out for these top blunders!

How to make a pensions complaint

by Neil Faulkner | We show you how to complain about your pension when you have been treated unfairly, and how one man got over £6,000 in compensation.

Avoid these four awful ISA traps

by John Fitzsimons | ISAs offer a tax-free return on your savings. But if you fall for one of these traps, you may not get as much as you think!

Big budget month day 28: how to start saving

by lovemoney staff | It's never too late to open a savings account. Here's how to get started.

Get a better rate on your savings by stashing your cash offshore

by Cliff D'Arcy | You can earn high rates of interest by saving offshore, but you must understand the risks.

Why ISA transfers are finally getting easier

by Ed Bowsher | The banks are getting better at transferring Cash ISAs from one bank to another, but further progress is still needed.

Santander Major ISA: Rory McIlroy can get you a better rate on your ISA!

by John Fitzsimons | With the new Santander Major ISA, savers need to keep an eye on Rory McIlroy. If he wins a Major, they'll get a better rate of interest!

How self-select stocks and shares ISAs work

by Ed Bowsher | Ed Bowsher looks at the ISAs that give you the most freedom - self-select ISAs.

Budget bashes pensioners

by Ed Bowsher | Pensioners are the biggest losers from George Osborne's latest budget.

Earn 4.5% on your savings, tax-free!

by John Fitzsimons | You can get a huge rate on your savings with this ISA from Halifax. But be warned, there is a catch...

Coventry launches best buy instant access savings account

by Simon Ward | Building society's new online account pays 3.15% in the first year.

Why you shouldn’t save for your kids

by Felicity Hannah | Saving for your kids should not be your top priority, for their sake as well as yours!

The one-year savings bond that offers a 5% return!

by John Fitzsimons | This new bond offers an unbeatable return, but you won't find it at your bank or building society.

The cost of not fixing your savings rate

by Robert Powell | Is it worth fixing your savings to get hold of a higher interest rate?

Top 10 ISA myths

by lovemoney staff | Confused about ISAs? You're not the only one. Here are all the facts you need to know.

Ditch these truly terrible savings accounts

by Cliff D'Arcy | There are a whopping 223 savings accounts paying less than 0.5% a year. That's truly terrible!

The UK's worst savings accounts

by Cliff D'Arcy | These accounts offer the worst rates of interest to savers.

Why Premium Bonds are a rubbish investment

by Harvey Jones | A third of us have money stashed away in Premium Bonds. But is there not a better home for our cash?

Who wants to be a millionaire? Five boring ways to make a million

by Cliff D'Arcy | Forget about the Lottery and EuroMillions -- these are tried and tested ways to become rich!

Six weird ways to make a million

by Cliff D'Arcy | These glittering prizes, awards and rewards need some clever or lucky winners!

A new top instant access ISA

by Ed Bowsher | As the ISA deadline approaches, lots of new accounts are being launched or improved. The most striking change is an Instant Access ISA that pays 3.16%.

Published in February 2012

ISAs: Only 38 days left to grab your tax-free savings allowance

by Cliff D'Arcy | If you don't open an ISA by 5 April, you lose out, so here are the best havens for your cash.

The 38 savings accounts that beat inflation

by Robert Powell | Inflation is now low enough for savers to keep their cash ahead of price rises in any one of 38 accounts.

Tax raid could cut your pension by £3,000 a year

by Ed Bowsher | The abolition of higher rate tax relief for pensions looks increasingly likely. It won't hit super-rich bankers; it's the 'squeezed middle' who will suffer.

New top pension for retirement savers!

by Neil Faulkner | We have another great choice for personal pension saving.

Good news on annuities

by Ed Bowsher | Annuities have had a rotten press in recent years but this week we had some good news.

A cracking new ISA for the short term

by Ed Bowsher | Aldermore has launched a new cash ISA that offers a very attractive rate plus a fair amount of flexibility.

Your child could earn 6% from an ISA

by Ed Bowsher | Now is a great time to get an ISA - both for you and your child

The best high-value fixed bonds

by Robert Powell | Robert Powell looks at the best paying bonds for savers with large deposits…

How to save like the Chinese

by Alison Hunt | The Chinese save as much as 47% of their disposable income each month. Is it possible to follow their example?

A nice pensions loophole

by Ed Bowsher | Small pensions pots have one significant advantage.

Consolidate your pensions

by Neil Faulkner | If you've got more than one pension, we tell you when you could be better off putting them into one, and how to go about it.

The best new medium-term bonds and ISA savings accounts

by Robert Powell | Medium-term accounts can offer healthy returns to savers who are unwilling to lock away their cash for a long time.

Get a better rate with a Sharia savings account

by Robert Powell | Savings accounts that are compliant with Islamic Sharia Law are now common within UK banking. And with competitive rates on offer, people of all religions stand to benefit…

Earn a rate of 4.65% on your savings

by Ed Bowsher | If you're prepared to lock your money away for a few years, you could boost the return on your savings to 4.65%. Or higher.

Why today’s Bank of England announcement is bad news for retirees

by Simon Ward | The Bank of England is pumping another £50 billion into the economy, but this is bad news for many older people.

Six steps that will treble your pension

by John Fitzsimons | By making these positive choices, you could treble the pension income you enjoy in retirement.

Bonds smash shares

by Ed Bowsher | Stock market investors had a poor 2011 and a poor decade too. But shares should still be a good investment for the next ten years.

The savings account that's better than the best

by Neil Faulkner | The account with the best savings rate isn't always the right one to go for - and that is the case today.

Annuity mess cuts average pension by 30%

by Ed Bowsher | A new report reveals that the average UK pension is 30% smaller than it should be - all thanks to our dreadful annuity market. We look at how to make sure you don't suffer.

Make your baby a millionaire!

by Alison Hunt | Find out how, by contributing even a little each month you could build up a healthy lump sum for child.

Your employer could pay off your debts

by Neil Faulkner | In one influential expert's opinion, pensions need to be much more flexible. Perhaps they could be used for paying off debt or for a house deposit.

How to buy gilts

by Ed Bowsher | Ed Bowsher looks at how you can purchase gilts and whether they're a sensible investment. He also looks at index-linked gilts.

New top easy access ISA

by Robert Powell | Cheshire Building Society has launched a new easy access ISA paying 3.06%...

Get the very best pension you can

by Ed Bowsher | Five minutes work could boost your pension by 40%.

The best ways to save for the short term

by Ed Bowsher | Here are the best ways to save if you think you'll want to access your cash in the near future.

NS&I cuts savings rates

by Robert Powell | The government sponsored provider has dealt a blow to savers by cutting the interest rate on one of its most popular accounts…

Published in January 2012

People earning £40k know nothing about money

by Harvey Jones | Despite earning a salary far above the national average, many workers on £40,000 are clueless about whether they even have a pension.

Your pension rights if your employer goes bust

by John Fitzsimons | How safe is your pension cash if your employer goes under?

Delay to workplace pension scheme confirmed

by Simon Ward | The Government has set out a new timetable for companies to implement the automatic enrolment of staff into pension schemes.

Fight inflation with a savings bond

by Robert Powell | Robert Powell looks at the bonds that put up the best fight against inflation...

Post Office launches new issue of inflation-linked bonds

by Simon Ward | Popular inflation-beating savings products get a fourth issue.

How to retire like a Welshman

by Neil Faulkner | A new study suggests the Welsh can expect the most comfortable retirement. So how can you follow their example?

Ministers: elderly should downsize and save for care

by Simon Ward | Government proposes scheme to help elderly people to downsize from larger homes and suggests we should be planning to pay for any care we receive in later life.

You're wasting your money with a SIPP

by Neil Faulkner | The increasingly popular 'SIPP' pension has been criticised as inappropriate for many pension savers.

The IFAs that rip you off

by Harvey Jones | A new study has highlighted a significant difference between the fees IFAs charge for identical services.

How Britain beat the world in 2011

by Cliff D'Arcy | While shares crashed worldwide last yeare, London was a relative safe haven for investors!

The best tax-free savings accounts for children

by Robert Powell | Robert Powell takes a look at the best Junior ISAs currently on the market.

The UK's worst cash ISAs

by Cliff D'Arcy | These 73 tax-free havens for your cash pay pathetic rates of interest!

Where you can still find a final salary pension

by Cliff D'Arcy | As Shell pulls its final salary scheme to new entrants, we look at the very short shortlist of employers still offering one!

Why gilts matter

by Ed Bowsher | Gilts are massively important. They affect mortgage rates, pensions and the state of the Government's finances. We explain how they work.

Get 5.5% on your savings with a free Kindle

by Neil Faulkner | This new savings account offers a great return on your savings and a free Kindle to boot!

Retirement incomes keep falling

by Simon Ward | Low interest rates, high inflation and diminishing annuity returns continue the squeeze on retirees' money.

Virgin Money opens first high street branches

by Simon Ward | There's a new bank on our high streets as Virgin takes over Northern Rock branches.

The best fixed rate savings bonds of 2012

by John Fitzsimons | With a competitive new one-year fixed rate bond launched by Yorkshire BS, we look at the accounts paying the best interest rates on your cash.

Virgin Money launches ‘no-gimmick’ easy access and ISA deals

by Robert Powell | Virgin Money has launched two ‘catch-free’ savings accounts, an easy access account and an ISA, that pay out 2.85% with no temporary bonus rate. But are they really the best deals currently available?

Death to over-50s life plans!

by Harvey Jones | Over-50s life plans are promoted as a great way to save for your funeral. In reality, they are anything but.