Pensions Archive

Published in May 2012

One in five has no pension savings
by Laura Shannon | As a nation, we’re not saving enough money to live on when we retire – so what should you be squirreling away?
Auto enrolment: your salary will fall by £300 per year from October
by Neil Faulkner | Your pay-packet will take a hit when your company automatically enrols you onto its pension scheme.
Is your work pension any good?
by Cliff D'Arcy | Work pensions are an increasingly endangered species. We show you how to size up your pension scheme.

Published in April 2012

Why most pension savers lose
by Neil Faulkner | These are the mistakes pension and share ISA savers make that turn tax-advantageous products into under-performers.
Zopa, Funding Circle, RateSetter: why peer-to-peer lending is a better way to fund your retirement
by Neil Faulkner | Some retired people are using peer-to-peer lending sites like Zopa as an alternative to getting an annuity.
Treasury Select Committee: pensioners deserve compensation!
by ReenaSewraz | A new report from the Treasury Select Committee suggests pensioners deserve compensation after suffering as a result of quantitative easing.

Published in March 2012

How to make a pensions complaint
by Neil Faulkner | We show you how to complain about your pension when you have been treated unfairly, and how one man got over £6,000 in compensation.
Budget bashes pensioners
by Ed Bowsher | Pensioners are the biggest losers from George Osborne's latest budget.

Published in February 2012

New top pension for retirement savers!
by Neil Faulkner | We have another great choice for personal pension saving.
Tax raid could cut your pension by £3,000 a year
by Ed Bowsher | The abolition of higher rate tax relief for pensions looks increasingly likely. It won't hit super-rich bankers; it's the 'squeezed middle' who will suffer.
Consolidate your pensions
by Neil Faulkner | If you've got more than one pension, we tell you when you could be better off putting them into one, and how to go about it.
A nice pensions loophole
by Ed Bowsher | Small pensions pots have one significant advantage.
Six steps that will treble your pension
by John Fitzsimons | By making these positive choices, you could treble the pension income you enjoy in retirement.
Make your baby a millionaire!
by Alison Hunt | Find out how, by contributing even a little each month you could build up a healthy lump sum for child.
Your employer could pay off your debts
by Neil Faulkner | In one influential expert's opinion, pensions need to be much more flexible. Perhaps they could be used for paying off debt or for a house deposit.

Published in January 2012

Your pension rights if your employer goes bust
by John Fitzsimons | How safe is your pension cash if your employer goes under?
People earning £40k know nothing about money
by Harvey Jones | Despite earning a salary far above the national average, many workers on £40,000 are clueless about whether they even have a pension.
Delay to workplace pension scheme confirmed
by Simon Ward | The Government has set out a new timetable for companies to implement the automatic enrolment of staff into pension schemes.
You're wasting your money with a SIPP
by Neil Faulkner | The increasingly popular 'SIPP' pension has been criticised as inappropriate for many pension savers.
Where you can still find a final salary pension
by Cliff D'Arcy | As Shell pulls its final salary scheme to new entrants, we look at the very short shortlist of employers still offering one!
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