Published in May 2012

Why you should beware the best buy mortgage tables

by Christina Jordan | Mortgage best buy tables highlight the cheapest deals. But there's more to picking a mortgage than the interest rate.

Clydesdale and Yorkshire Banks launch fee-free mortgages for small deposits

by ReenaSewraz | Good news for borrowers with only small deposits and Clydesdale and Yorkshire Banks waive fees.

What to do if you're at risk of repossession

by Christina Jordan | If you;re struggling to pay the mortgage and threatened with repossession, follow these steps.

Santander launches NewBuy mortgage range

by Laura Shannon | Santander has become the latest lender to join the NewBuy scheme, with a range of mortgages for borrowers with small deposits.

Million borrowers face jump in mortgage repayments

by John Fitzsimons | A number of increases to lenders' standard variable rates came into effect this week, leaving a million borrowers facing higher bills.

Why long-term fixed rate mortgages are getting cheaper

by Christina Jordan | You don't just get financial security with a long-term fixed rate mortgage - the costs of the deals are falling too!

Why the NewBuy scheme isn't working

by ReenaSewraz | Two months after launch, how are lenders behaving and is anyone actually using this Government-backed scheme?

The top eight variable mortgages

by ReenaSewraz | Now may be the time to take a gamble and save on your monthly mortgage repayments with these great variable deals.

Published in April 2012

How are mortgage rates decided?

by Robert Powell | What factors determine the price you pay for your home loan?

Get a great mortgage for free!

by Christina Jordan | As mortgage fees soar we do the sums on homeloans with no upfront costs

Five reasons why you need to remortgage today

by Christina Jordan | If you remortgage sooner rather than later it could prove a very smart decision.

Halifax unveils NewBuy 95% LTV mortgages

by John Fitzsimons | New mortgages from Halifax available up to 95% loan-to-value as part of NewBuy scheme.

The top 10 fixed rate mortgages

by John Fitzsimons | If you're in the market for a fixed rate mortgage, these 10 deals should be top of your wishlist!

Will borrowers with rented solar panels have trouble remortgaging?

by Neil Faulkner | We investigate whether customers with solar panels are having difficulties getting a remortgage deal with a new lender.

Co-operative Bank hikes standard variable rate

by John Fitzsimons | Co-operative Bank has increased its standard variable rate by 0.5%.

Published in March 2012

Interest-only borrowers left with nowhere to go

by Christina Jordan | Act now if you have an interest-only mortgage, or you might find yourself unable to switch to a new deal

Fix your mortgage for three years below 3%

by Robert Powell | Norwich and Peterborough has launched its cheapest ever three-year fixed rate mortgage – but is 36 months an appropriate length to lock in for? Robert Powell takes a look…

Why a mortgage broker will always find you the best mortgage

by Christina Jordan | Are you better off using a broker to get a mortgage or going it alone? Christina Jordan investigates.

The best NewBuy 90% and 95% mortgages

by Neil Faulkner | We take a look at the new cheaper mortgage scheme for people with deposits of just 5% to 10%.

Tracker mortgages are still very cheap: don’t be scared into fixing your mortgage rate

by Christina Jordan | Rates may be on the up but trackers are still a savvy mortgage choice for many borrowers

‘Base rate to stay low until 2015’ – what to do now!

by Robert Powell | Here’s what it means for you and your finances if the forecast of three more years of 0.5% base rate materialises…

Government NewBuy scheme and mortgages launched

by Simon Ward | The Government has confirmed details of its NewBuy mortgage indemnity scheme and three lenders have announced mortgages to support the programme.

Now's the time to get a fixed rate mortgage

by Christina Jordan | As lenders hike their standard variable rates, the time is ripe to grab a low fixed rate mortgage while you can.

RBS/NatWest and Halifax raise mortgage rates

by Simon Ward | Standard variable rates increased as banks say cost of raising capital is rising.

Published in February 2012

Halifax increases cap on its standard variable rate

by Simon Ward | The bank is increasing the maximum it can charge borrowers on its standard variable rate to 3.75%, which could mean higher mortgage repayments for up to a million people.

Act quickly to secure a best buy mortgage!

by Christina Jordan | There are some fantastic homeloans on offer at the moment, but they won't hang around for long!

What's wrong with an interest-only mortgage?

by Donna Ferguson | It's easy to be seduced by the 'borrow more, pay less' promise of interest-only mortgages. But are these deals as good as they look?

Lenders clamp down on interest-only mortgages

by John Fitzsimons | It's getting tougher for borrowers to get hold of interest-only mortgages, with two lenders tightening up their criteria.

Top 25 first-time buyer mortgages!

by Christina Jordan | The Bank of England could be given powers to limit 'small deposit' mortgages from next January. So should you bag a first-time buyer deal now?

Bank of England given powers to curb mortgage sizes

by Robert Powell | Tough new powers to crack down on unsustainable mortgages will be handed to the Bank of England, George Osborne has said

Lowest five-year fixed mortgage rate ever

by Robert Powell | Chelsea Building Society has launched a five-year fixed rate mortgage priced at just 3.19% in the latest series of home loan price plunges…

How an offset mortgage can save you £8,000

by Christina Jordan | Mortgage borrowers could miss out on massive savings by failing to offset.

Published in January 2012

The worst way to pay your mortgage

by Cliff D'Arcy | Millions of homeowners have used credit to meet their monthly mortgage repayments. But it's a terrible thing to do!

Fix your mortgage at 3.99% for a decade

by Christina Jordan | We look at the lowest ever 10-year fixed rate mortgage.

Get a mortgage with a small deposit

by Robert Powell | A succession of lenders have targeted borrowers with small deposits by launching high-LTV mortgages. But are they any good?

Mortgage lending rises slightly in 2011

by Simon Ward | Council of Mortgage Lenders' figures shows mortgage lending rising although the future is "uncertain".

Cost of mortgage repayments falling

by John Fitzsimons | Mortgages as percentage of disposable income at 14-year low.

How to stand the best chance of getting a mortgage

by Emma Lunn | As the Bank of England warns it could get tougher to get a mortgage in the next quarter, we look at how to make yourself attractive to lenders.

Mortgage fees rise by 70%

by Robert Powell | The average mortgage fee has risen by a huge £609 over the past 12 months. So what are your fee-free options?

12 tremendous tracker mortgages

by Emma Lunn | Three years on from base rate hitting 0.5%, and with no change in sight, borrowers on variable mortgages are laughing all the way to the bank.

Mortgage lending to be cut back further

by Simon Ward | The Bank of England's latest Credit Conditions Survey forecasts a further tightening of lending this year.

Mortgage lending stays flat at end of 2011

by Simon Ward | New figures show number of approvals broadly the same in November as they were in October.