Published in May 2012

Barclaycard 22-Month Platinum: Seven days left to get top balance transfer card

by John Fitzsimons | Time is running out to get your hands on the £30 transfer fee discount on the Barclaycard 22-Month Platinum.

Government launches payday loans clean up

by John Fitzsimons | Payday lenders pushed to improve transparency about the costs of their loans.

Amigo Loans and the dangers of being a guarantor

by Emma Lunn | A new loan company is offering loans without credit checks or fees. The catch? You need to persuade someone who owns their own home to guarantee it.

NatWest Platinum, Royal Bank of Scotland Platinum: Pay no interest on your credit card for 22 months

by John Fitzsimons | New Platinum credit cards from NatWest and Bank of Scotland allow borrowers to avoid interest for a whopping 22 months!

Sainsbury's launches top low-rate credit card

by Ed Bowsher | The number of low-rate credit cards has fallen over the last five years - even though the base rate is at a record low.

Barclaycard Initial: the 0% credit card that improves your credit rating

by John Fitzsimons | The Barclaycard Initial credit card not only helps you build a decent credit rating, it also now offers a period of interest-free spending!

Sainsbury's launches price guarantee for loans

by Ed Bowsher | Sainsbury's is guaranteeing that its personal loans are the best on the market.

The credit cards that reward spending

by ReenaSewraz | Get more for your money with these reward credit cards.

Barclaycard Low Fee Platinum: the cheapest balance transfer card around

by John Fitzsimons | You can get an extra month of 0% interest on the Barclaycard Low Fee Platinum, already the cheapest balance transfer card around.

Payday lender Wonga launches business loans

by ReenaSewraz | The controversial payday loan provider has begun targeting cash-strapped businesses.

Overpay your loan without penalty

by Neil Faulkner | How is it still a secret that partial overpayment or full settlement of personal loans is now penalty free?

Barclaycard 22-month Platinum Visa: why the best balance transfer card just got better

by John Fitzsimons | Barclaycard has cut the transfer fee you'll have to pay on its 22-Month Platinum Visa balance transfer credit card.

Co-operative Bank offers £100 incentive for taking out its Current Account Plus

by Cliff D'Arcy | The Co-operative Bank is the latest to offer you a £100 bribe to switch your current account.

Barclaycard Platinum Visa: new market-leading credit card for purchases and balance transfers

by John Fitzsimons | There's a new market-leading credit for purchases and balance transfers thanks to a revamp of the Barclaycard Platinum Visa.

Sainsbury’s Finance: top personal loan rates fall to 5.9%

by ReenaSewraz | If you need a personal loan for £7,500, Sainsbury’s is the new market leader with a rate of less than 6%!

Published in April 2012

How to use credit cards for transfers and new purchases

by Neil Faulkner | Here are the traps to beware of when you get a new credit card for both existing debts and new purchases.

The best money transfer credit cards

by Ed Bowsher | Are you paying painfully high interest on your overdraft? A money transfer credit card could cut your interest rate to zero.

How to build an excellent credit history

by lovemoney staff | To get a good credit card, you need a good credit history. Here's how to build -- or rebuild -- yours.

Capital One Aspire World and Aspire Elite: the best new cashback credit cards

by Robert Powell | Capital One has launched two new cashback credit cards. But how do they stack up against the other big reward players?

Barclaycard PayTag: new way to pay with your mobile phone, no matter how old!

by John Fitzsimons | Barclaycard has unveiled PayTag, a new way to pay for goods using your mobile phone, even if it’s an old brick!

Five more ways to transfer money abroad

by Neil Faulkner | We look at another five ways to transfer money from the UK to foreign bank accounts in another currency.

Three ways to get an interest-free loan

by Serena Cowdy | Here are three routes to interest-free money that won't be found in the 'loans' section of your bank!

Santander offers £50 incentive for taking out student current account

by ReenaSewraz | Banking giant Santander has launched a £50 cash bonus for students who take out a student current account.

Top credit cards for poor credit

by Ed Bowsher | If you've got a poor credit rating or no credit history at all, some credit cards could help you become more attractive to lenders.

The big Visa Olympics rip-off

by Christine Toner | If you want to use a credit card at the Olympics, it will have to be issued by Visa. And that's an outrage!

The best way to pay for your holidays

by Robert Powell | With summer fast approaching, Robert Powell considers the best ways to fund a holiday abroad…

Published in March 2012

The best credit cards for men and women

by John Fitzsimons | With men and women spending money in different places, some credit cards may be better suited to just one gender.

Surcharges: the firms that don't charge if you pay by card

by Emma Lunn | As Cineworld ditches charges for paying by card, we highlight the other good guys that aren't cashing in when you pay with plastic.

Get a personal loan for just 6%

by Cliff D'Arcy | Personal loan rates have taken another tumble, with the market-leading deal now charging just 6%.

The best balance transfer credit card

by John Fitzsimons | Working out the best balance transfer credit card for you is not as simple as picking the card with the longest 0% period.

The best ways to borrow £5,000

by John Fitzsimons | A personal loan, a credit card, a social lending site. Which is the best way to borrow £5,000?

Santander 123 account vs Halifax Reward account: the most rewarding current account

by Neil Faulkner | These two current accounts both offer cashback deals. But which will pay you more, the Santander 123 account of the Halifax Reward account?

New low personal loan rates

by Robert Powell | Loan rates are dropping. Take a look at these top deals…

Five bank accounts that give you something for nothing

by John Fitzsimons | Bank accounts don't have to be boring. These five accounts offer exciting freebies or deals, just for having the account.

Santander 123 current account pays cashback on your direct debits!

by John Fitzsimons | The new 123 current account from Santander allows you to earn cashback on your council tax, energy bills and mobile phone bills!

Earn top cashback on your spending

by Cliff D'Arcy | By making the most of these credit cards, you can earn top cashback and rewards.

30 very long interest-free credit cards

by Neil Faulkner | There are now more than 30 credit cards with exceptionally long 0% deals for either purchases or balance transfers.

Published in February 2012

The best all-round credit cards

by John Fitzsimons | These cards offer identical interest-free periods on both purchases and balance transfers, allowing you to keep life simple.

The very best 0% purchase credit cards

by John Fitzsimons | These credit cards won't charge any interest on your purchases for as long as 18 months

OFT launches review into payday lending

by Simon Ward | The Office of Fair Trading says it now has a number of concerns about this booming sector.

first direct comes top again for customer service

by Ed Bowsher | first direct has won yet another award for customer service. However, some customers aren't happy with the redesign of the bank's website.

New Capital One balance transfer card helps you rebuild your credit rating

by John Fitzsimons | The new Balance credit card from Capital One offers 0% on balance transfers to borrowers with a less than spotless credit record.

Why credit cards are better than payday loans

by Emma Lunn | A new report suggests that payday loans could overtake credit cards and become a mainstream method of borrowing. That would be a disaster.

Barclays launches Pingit mobile-to-mobile payments

by Simon Ward | The bank's new app will allow customers of any UK bank or building society to send money by mobile.

Why your current account matters

by Neil Faulkner | Who you bank with does make a difference.

Halifax launches new fee-free balance transfer credit card

by Robert Powell | Halifax has launched a new credit card with a 2.9% rate for 16 months – and no fee. But does it beat the interest-free deals?

Could Facebook kill free banking?

by Ed Bowsher | Banks could start to charge for various digital extras and even stop providing free current accounts

Why banks are good to us

by Felicity Hannah | From awards for poor customer service, to complaints about interest rates; we Brits love to moan about our banks. But I think it’s time to celebrate just how good we’ve got it…

American Express doubles cashback on Platinum Cashback credit card

by John Fitzsimons | The cashback on offer from the American Express Platinum Cashback credit card has been doubled to 5% for the first three months.

The seven best interest-free credit cards for purchases and balance transfers

by Robert Powell | Robert Powell takes a look at credit cards with lengthy interest-free periods on both new purchases and balance transfers…

Published in January 2012

Time running out to get HSBC's 6% current account

by Ed Bowsher | HSBC is about to withdraw its market-leading 6% current account. If you hurry, you can still sign up.

Time running out to get the Barclaycard Platinum balance transfer credit card

by John Fitzsimons | The Barclaycard Platinum credit card, offering the longest-ever interest-free period on balance transfers, will disappear at the end of the month.

Fees rising on 0% balance transfer credit cards

by Emma Lunn | Balance transfer cards now offer the longest debt free deals on record, but consumers need to watch out for hiked up fees.

Santander doubles overdraft fees

by Simon Ward | Bank to up daily arranged overdraft fee to £1 from March, although it hasn't told many of its customers yet.

Call for clampdown on bank overdraft charges

by Simon Ward | Which? survey finds huge variation in fees and charges on unauthorised overdrafts.

NatWest gives away free cinema tickets

by Emma Lunn | Natwest is currently giving away cinema tickets. What perks are its rivals offering?

The smallest interest rate may not equal the cheapest loan

by Emma Lunn | If you’re in the market for a personal loan, you might think it’s all about the rate. However, there are a number of other factors you should take into account before signing on the dotted line.

Cheapest ways to borrow this January

by Robert Powell | We take a look at the cheapest ways to borrow small, medium and large amounts this January...

Wonga pulls controversial student loan page

by John Fitzsimons | Payday loan provider Wonga has ditched the student loan section of its website, following huge uproar.

Uproar as Wonga targets students with payday loans

by John Fitzsimons | Wonga accused of predatory tactics.

Nationwide launches market-leading 0% credit card

by Ed Bowsher | Nationwide has launched a credit card with an 18-month interest-free period for purchases. But it's only available to current account customers.

There's never been a better time to get a credit card

by Ed Bowsher | I can't remember a time when there were so many great credit cards on the market. Make sure you don't miss out and snap up a great bit of plastic while they're available.

HSBC Bank Account pays 6% on your cash

by John Fitzsimons | HSBC has launched a new promotion on its Bank Account, which allows account holders to earn a market-leading rate on their money

You can beat Barclaycard's 24-month 0% card

by Neil Faulkner | 24 months might be the longest 0% deal you can get when transferring your existing debts, but there are still better deals out there.

Best loans getting cheaper, as M&S cuts rate to 6%

by Robert Powell | A price war has erupted in the loan sector, with a new market-leading deal from M&S charging just 6%.

Get a 0% overdraft

by Ed Bowsher | Have you overspent this Christmas? An interest-free overdraft could help reduce the pain.

Halifax Reward Account paying £100 cashback

by Neil Faulkner | Halifax's new introductory bonus adds to the appeal of its Reward Account, which will already pay £5 per month – the equivalent of 5% AER or more for most people.

Halifax Clarity credit card offering up to £100 cashback

by John Fitzsimons | By using Halifax's Clarity credit card for both spending and balance transfers, you could pocket £100!

12 brilliant balance transfer cards for 2012

by John Fitzsimons | Resolve to make a dent in your debt this year with the best balance transfer cards.