Savings Investments Pensions archive

Savings Investments Pensions Archive

Published in December 2011

Seven ways to maximise your savings in 2012

by lovemoney staff | Rachel Wait reveals seven top tips for getting the most out of your savings account in 2012.

The UK's best pension plan

by Cliff D'Arcy | This fantastic pension scheme is only open to VIPs, but you pay into it!

Bonds give you the best returns on your savings

by Ed Bowsher | Kent Reliance has launched a new one-year savings bond which pays a cracking 3.66% interest rate! When it comes to savings, nearly all the best deals are bonds.

FSA to force institutions to display compensation amounts

by Simon Ward | Banks, building societies and credit unions will have to prominently advertise how much compensation customers will receive if the institution goes under.

The secret truth behind public sector pensions

by Cliff D'Arcy | After the recent strike, we show how some government workers enjoy obscene pensions!

Inflation means savers need 6% to earn return

by Simon Ward | New research highlights how much inflation is eating away our savings as Bank of England economist says it will fall in 2012.

Get 4.5% on your savings tax-free

by Ed Bowsher | A new name in the savings world is offering a cracking rate for your Cash ISA.

How to retire early

by John Fitzsimons | We'd all like to be able to retire at an age when we can enjoy the free time. But is it still possible to retire in your 50s?

Social lender Quakle goes bust

by Simon Ward | Poor credit assessment blamed for demise of short-lived company, which aimed to give savers better than average returns.

New bond guaranteed to beat inflation

by Ed Bowsher | Santander has launched a new savings bond that is guaranteed to beat inflation.

Fight back against inflation

by Ed Bowsher | The value of most people's savings is being eroded by inflation, but you can fight back.

FSA fines HSBC £10.5 million for mis-selling

by Simon Ward | The Financial Services Authority has issued a record retail fine to HSBC for a subsidary's mis-selling of investment products to elderly customers.

I still can't forgive Hargreaves Lansdown

by Ed Bowsher | You can now get ultra-cheap Vanguard trackers via Hargreaves Lansdown, but I still can't forgive the broker's decision to charge extra fees for nearly all tracker funds.

High Court rules public sector pension change lawful

by Simon Ward | Unions have lost their challenge to Government changes to the way increases public sector pensions are calculated.

Which ISA is the best for your cash?

by Robert Powell | Robert Powell looks at which ISA you should go for to get the best rate on your cash...

Published in November 2011

Quality free advice on your pension

by Neil Faulkner | This small, under-appreciated voluntary organisation can offer great advice on your pension planning and complaints.

Today’s question: should the Cash ISA limit be increased?

by Simon Ward | Nationwide has called for an increase in the tax-free cash savings limit. We want to know whether you think this is a good idea.

Which savings account should you get?

by Neil Faulkner | By following these tips, you'll not only have the best savings account for any emergencies, but also beat 95% of other savers!

Eurozone crisis poses threat to your money

by Emma Lunn | The eurozone crisis might seem very far away, but it could soon hit home if you have savings in a foreign bank. Are you protected?

Get the best annuity rates

by John Fitzsimons | Public sector pension strikes, inflation at 5% and annuity rates falling to new record lows. Find out how to get the best annuity rates so you don't miss out!

Earn four times as much interest on your savings

by Cliff D'Arcy | Smart savers can quadruple their savings interest by moving to these ace accounts!

New market-leading easy access account

by John Fitzsimons | If you want access to your cash but a decent rate of interest too, this new account from Coventry Building Society may be for you.

The worst holiday you could ever take

by Harvey Jones | Taking a break from your savings might seem a sensible move with money tight, but it could end up costing you a fortune.

Earn 3.55% on your cash and donate to Poppy Appeal

by John Fitzsimons | This year's version of the Poppy bond offers a great rate.

Earn £830 instantly from your savings

by Neil Faulkner | We compare the new savings account from Santander that pays interest up front with the competition.

The best new short-term savings deals

by Robert Powell | Robert Powell takes a look at six month savings bonds as well as range of other short-term accounts for your nest-egg...

25 great places to stash your cash

by Cliff D'Arcy | You can make bumper returns on your cash by locking it away in these ace accounts!

How to write a will for a cheap price

by Robert Powell | It’s a grim fact of life that one day we will all die. But if that day comes and you haven’t written a will, you could land your relatives in financial, as well as emotional grief.

Published in October 2011

Use your ISA or property as a pension

by Alison Hunt | Saving for retirement is vital, but so many of us are turned off by the inflexibility and performance of pensions. What are the alternatives?

Thousands of women just woke up £3.5k better off

by Robert Powell | The government has delayed a planned rise in the state pension age. Robert Powell takes a look at who stands to benefit from this move...

New Junior ISA rules ‘unfair’ to children with CTFs

by Alison Hunt | What impact will the introduction of Junior ISAs have on you if you’ve already opened an CTF for your child?

Save thousands using this new tax-free account

by Robert Powell | Junior ISAs go live on 1 November. Robert Powell reports on the new savings scheme and looks at the differences between Cash and Stocks & Shares accounts...

Help - I haven’t got a pension!

by Alison Hunt | So you haven’t even thought about saving for retirement? Don’t panic – here are some easy ways to start.

Equity release: The worst way to fund your retirement

by Harvey Jones | Harvey Jones explains why, for him, equity release will always be a last resort.

Inflation hits 5.6% - get the best new savings accounts quick!

by Robert Powell | As inflation soars, Robert Powell takes a look at how to protect your savings...

Savers: Earn 11% on your money!

by John Fitzsimons | By looking beyond the banks, you can earn a mighty rate of interest on your cash!

Seven top cash ISAs and five good shares ISAs

by Neil Faulkner | We pack in the details about two types of savings account that you should be using.

The five biggest pension mistakes

by Neil Faulkner | Each one of these mistakes could reduce your retirement income by thousands of pounds.

Downsizing your home is a stupid thing to do

by Harvey Jones | Tempted to downsize your home to pay for your retirement? Find out why you shouldn’t…

The Bank of England is damaging your pension

by Robert Powell | We've turned to printing more money once again to help combat our economic woes, but our pension pots may pay the price.

A sneaky way to steal from the State

by Cliff D'Arcy | Here's how millions of Brits can reclaim tax that they've never even paid!

Scary news for savers

by Donna Ferguson | Uh oh! Savers are in trouble....

New savings accounts that beat inflation

by Emma Lunn | There’s hope in sight for cash-strapped savers keen to keep their money safe from the eroding effects of inflation.

Earn 8% on your spare cash

by Cliff D'Arcy | Smart savers should seize these super-high savings rates!

Get ready for biggest pension shake-up in history

by John Fitzsimons | The start of NEST is just a year away. But will it really solve the UK's pension crisis?

Don't commit fraud after death!

by Cliff D'Arcy | Tens of thousands of Brits intentionally or accidentally commit this crime every year.

A risk-free way to win £100,000

by Donna Ferguson | Do this and you could stand to win £100,000 in cash... but what's the catch?

Bad news for savers

by Donna Ferguson | Uh oh! Savers are in trouble....

Published in September 2011

Don't make this silly pension mistake

by Robert Powell | Robert Powell reports on the simple pension mistake that could cost you big...

The best new ISAs for Autumn

by Robert Powell | As winter creeps in and prices creep up, make sure you protect your savings by using a tax-free ISA...

You’re paying too much for your pension

by John Fitzsimons | As one large pension provider ramps up its management charges, we look at how to ensure you don't pay over the odds for your pension.

How much your pension will provide

by Neil Faulkner | It's time you took a look at what your pension is going to give you, so that you know whether you're contributing enough.

The best place to put your savings

by Rosalind Kent | These accounts offer a decent rate on your cash, and access when you need it

Boost your pension by 40%

by Ed Bowsher | Many people are disappointed by the size of their pension when they retire. Here are some great ways to boost your pension income.

Get a much better pension

by lovemoney staff | If you're planning to retire in the next few years, pay attention! One simple step could boost your pension by as much as 50%!

Earn up to 6% with a Junior ISA!

by Alison Hunt | You may not be able to make a lot of interest on your cash, but your kids certainly can – find out how.

Middle class pensioners are doomed!

by John Fitzsimons | 15m households face a serious income squeeze in retirement.

Six solutions for suffering savers

by Cliff D'Arcy | Savers have lost £43 billion since the base rate fell to 0.5%. Here's how to fight back!

New market-leading easy access account

by John Fitzsimons | If you need to keep your savings within arms' length, then there's a new best buy to consider.

You can still beat inflation

by Ed Bowsher | National Savings has withdrawn its hugely popular index-linked bonds. Where should savers go now?

The 10 best Cash ISAs

by Alison Hunt | Make the most of your hard earned cash - let it earn interest tax-free in one of these top paying Cash ISAs.

Published in August 2011

The 20 best savings accounts

by Neil Faulkner | For 20 minutes of effort you could earn £100 from your savings.

Best pensions for children

by Neil Faulkner | Help your children to long-term security and wealth, leaving them to concentrate on living for now without a guilty conscience.

Five great reasons NOT to buy a pension

by Harvey Jones | Nearly 14 million people have turned their backs on pensions. They can't all be wrong, can they?

How stock market turmoil affects your mortgage, savings and pension

by Emma Lunn | Find out how the stock market turmoil will affect you.

Live in the city? Then you’re a rubbish saver!

by John Fitzsimons | City-dwellers are poor savers, according to a new survey.

Boost your pension, without paying a penny more!

by John Fitzsimons | There are ways to improve your pension payout, without adjusting your monthly contributions.

Risk-free, high-interest savings accounts

by Donna Ferguson | Would you like somewhere safe and rewarding to stash your savings? Donna Ferguson has the answer.

Savers turn to stocks and shares ISAs

by John Fitzsimons | With normal savings accounts offering a paltry return, it’s no wonder the stock market has caught the eye of savers.

Market-leading savings deals from banks you've never heard of

by Emma Lunn | The names may be unfamiliar, but the savings rates on offer from these accounts are eye-catching.

Published in July 2011

by Emma Lunn | Fancy getting an interest rate of 4.75% on your savings? It might sound like a high rate in the current savings environment but rates like this are on the market – you just need to know where to look.

Your bank has the right to raid your savings

by Emma Lunn | Did you know that if you missed a loan, mortgage or credit card payment and have a savings account with the same bank then the lender is free to raid your savings to pay your debts?

Increase your ISA return by 15 times

by Cliff D'Arcy | Here's how one saver – Cliff D’Arcy’s father - turbo-charged his tax-free ISAs by shopping around!

Over 50s are wasting £7,200

by John Fitzsimons | Why waste thousands of pounds on a solicitor when it's possible to handle the probate process yourself? Or is it trickier than it looks?

How the hacking scandal may damage your pension

by John Fitzsimons | The size of your pension pot may have been hurt by the antics of News International journalists!

How to create an infinite income

by Cliff D'Arcy | Why toil all of your life, when you can create regular income that could outlive you?

Buy your own island for £95,000!

by Robert Powell | Fancy snapping up a private island with a rich history of Viking and pirate skulduggery? Well, there’s one currently on offer for just £95,000...

How to combat falling annuity rates

by John Fitzsimons | Annuity rates continue to fall. But are fixed term annuities the answer?

The best new tax-free savings accounts

by Robert Powell | With prices rising fast, protect your nest-egg using one of these tax-free savings accounts...

This account pays 5.5% on savings - tax-free!

by Donna Ferguson | Find out how some savers are earning 5.5% on their savings, tax-free - without using up any of their ISA allowance.

Top savings options to suit everyone

by Serena Cowdy | We highlight the best accounts for every sort of saver.

Why big savers may be at risk

by Cliff D'Arcy | The government-backed safety-net for cash deposits has three large holes in it...

How to make a Will

by Donna Ferguson | It's a lot easier to make a Will than you might think....

Five tricks to boost your pension

by Cliff D'Arcy | Although pensions are often seen as boring, these five features help to spice them up!

Shun this sneaky savings swindle

by Robert Powell | Watch out for this savings swindle that could see your interest rate chopped by 95%...

Earn 6% a year on safe investments

by Cliff D'Arcy | With cash earning pathetic returns and shares too risky for most, these bonds look tempting.

Earn 50 times as much interest on your savings

by Cliff D'Arcy | Ditching these 71 dreadful savings accounts will give your savings a massive boost!

The scary truth about shares

by Cliff D'Arcy | Buying shares doesn't guarantee future wealth, even after decades of patient investing.

Eight ways to pay for social care

by Ed Bowsher | Social care is in the news. How could you pay for social care if you needed it right now, long before any new proposals come into effect?

15 top cash ISAs

by Rachel Wait | If you’re looking for a new tax-free home for your savings, take a look at 15 of the best cash ISAs in town...

Published in June 2011

Savings rates at highest levels in two years

by Rachel Wait | Finally, interest rates on savings accounts are on the up...

One in three Brits on a financial knife edge

by John Fitzsimons | Shocking new survey highlights depth of the savings crisis.

Seven simple steps to the perfect pension

by Cliff D'Arcy | This quick, simple guide reveals the best places to save for retirement.

New inflation-linked bond to rival NS&I

by Robert Powell | The Post Office have just released an inflation-linked bond that pays 1% more in fixed interest than the popular NS&I Savings Certificates...

You can beat the professional investors

by Ed Bowsher | Most investment professionals could do better if they just focused on their best ideas. Find out how you could follow a 'best ideas' strategy.

The latest pension scandal

by Ed Bowsher | Thousands of fishermen have suffered thanks to the latest pensions scandal.

Why emotion will cost you money

by Harvey Jones | Money is an emotional subject. But letting our emotions influence our financial decisions can be a costly mistake.

Public sector pension age to rise to 66

by John Fitzsimons | The Government has confirmed it is to adopt a number of Hutton’s pension suggestions. And the unions aren’t happy.

Why paying in pennies may land you a fine!

by Robert Powell | Whatever you do, don’t hoard your cash and pay your bills like this...

2,385 savings accounts and they're nearly all rubbish!

by Harvey Jones | It can be tough to find your way through the sea of mediocrity that is the savings market. Harvey Jones highlights the accounts you need.

It doesn't cost much to retire well

by Neil Faulkner | The pensions industry would have you save so much money that you have a higher income in retirement than your final salary. But that's not necessary!

Pensions battered by basic bills

by Cliff D'Arcy | Thanks to the steeply rising cost of living, millions of pensioners are barely getting by.

The £3.2bn pension boost

by Robert Powell | A new online portal has been launched that aims to combat the vast pension income lost over the past decade because of poor value annuities...

Why now is a good time for a bond

by Rosalind Kent | You can get a decent rate on your savings by locking them up for a year.

You need to save like a Malaysian

by Harvey Jones | If you want a comfortable retirement, you need to follow the Malaysian example.

When should you get advice?

by Ed Bowsher | You can make many financial decisions on your own, but it's probably best to get advice for some of the most important stuff.

Global money leaves the UK

by Ed Bowsher | Global fund managers are investing more in the fast-growing Pacific region and less in the sluggish UK. Should you make the same move?

Every £1 you earn before lunch goes to the taxman

by John Fitzsimons | Every penny earned before 1pm goes to HMRC, so it’s vital to ensure your savings avoid the taxman’s clutches.

The secret high interest savings accounts

by Robert Powell | Banks are offering preferred groups of savers secret high interest accounts, while forcing the rest of us to put up with measly regular rates. Find out how to fight back...

Pensions are getting bigger!

by Ed Bowsher | Good news if you are about to retire! Pension incomes are at a two-and-a-half year high.

Financial lessons from football

by Ed Bowsher | As the new football season kicks off, we look to see if the beautiful game can teach us any useful financial lessons.

What we can learn from the people of Richmond

by Harvey Jones | Recent research has revealed that the people of Richmond are the best savers. Harvey Jones explains more...

Banks are stealing your tax relief

by Robert Powell | Banks are benefitting from tax relief meant for you by offering lower interest rates on ISAs than on standard savings accounts...

Published in May 2011

The worst pension funds in the UK

by John Fitzsimons | You don't want your pension tied up in one of these funds!

Why it pays to be patient

by John Fitzsimons | We all like to see an instant return from our cash. But being patient will lead to a far healthier pension payout.

The top inflation-beating savings accounts

by Rachel Wait | If your savings are suffering, here’s how to ensure you get a better deal.

Don't fall for this pensions rip-off

by Ed Bowsher | Some employers are ripping off their staff by persuading them to give up valuable pension rights in return for cash. Make sure you're not ripped off too.

How to find the best adviser

by Ed Bowsher | Here's the lowdown on how to choose a good financial adviser.

Six easy ways to save money – today!

by Rachel Wait | Saving doesn’t have to be difficult! Follow these top tips to get saving today!

The top 16 cash ISAs

by Rachel Wait | Don’t leave your savings languishing in a rubbish savings account. Take a look at these top cash ISAs.

The big savings rip-off

by Rachel Wait | The base rate may have remained at 0.5% for more than two years, but in some cases, savings rates have continued to fall.

Five tips for choosing a fantastic savings account

by Rachel Wait | Rachel Robson shares her tips on how to choose a fantastic savings account.

Why saving is a mug’s game

by Cliff D'Arcy | Inflation, taxes and low rates are slaughtering savers. We find five ways to fight back!

Government plan could shrink your pension

by Ed Bowsher | You might end up with a smaller pension thanks to the government's plans for compulsory pensions.

Don’t make this stupid savings mistake

by Robert Powell | If you’re after an in-branch savings account with a high interest rate, make sure you don’t make this dumb mistake...

Save for your retirement and win a million!

by Ed Bowsher | Brits should be saving more for their old age. Could a lottery persuade them to do more?

Bureaucrats get it right for once!

by Ed Bowsher | New regulations often do more harm than good, but the new rules governing financial advisers are very good news.

Your birthday could cost you £2K

by Robert Powell | Proposed State Pension reforms could see you miss out on thousands every year, just for having the wrong birthday...

Your savings may be at risk

by Robert Powell | The merger between Yorkshire and Norwich and Peterborough Building Society could put your savings at risk...

3pm on a Tuesday is the time to save!

by Rachel Wait | Recent research has revealed the most popular time to save!

The next big pensions mistake

by Ed Bowsher | The government’s new pension scheme will be flawed from the start.

A great way to invest

by Ed Bowsher | We look at a cheap way to invest in the stock market which might even deliver an above-average return.

How to pick an investment fund

by John Fitzsimons | We look at the top things to consider when picking which fund to invest in.

Published in April 2011

A clever way to beat inflation

by Ed Bowsher | When the rate on even the top-paying instant access account doesn't match inflation, it's time to think about other ways to grow your savings.

Another nifty way to boost your pension

by Ed Bowsher | Taking some extra risk can boost the size of your pension

Don't turn down free money!

by Ed Bowsher | Four and a half million people are turning down free money every month.

Why long-term savings accounts are a waste of time

by Neil Faulkner | Long-term savings rates are at their highest for years, but they're still not good enough.

Why you'll be working until you're 71

by Harvey Jones | If you want a decent pension when you retire, you'll be working into your 70s...

Beat inflation with this savings account

by John Fitzsimons | The cost of living may be rising, but that doesn’t mean your savings have to take the brunt.

The best savings accounts for the new tax year

by Neil Faulkner | Many savings accounts and ISAs have been revamped to coincide with the new tax year. So where should you be putting your cash?

Ditch these out-of-date ISAs

by Robert Powell | Bonus interest rates are falling off ISAs every day. So if you have one of these accounts, it may be time to ditch and switch...

Pensions revolution won't help current pensioners

by Ed Bowsher | The government's proposal for a massive pensions shake-up is good in many ways, but it won't help anyone over the age of 61.

Become a pensions expert in five days - the final part

by Ed Bowsher | It's the final day of our 'become a pensions expert in five days' series.

Become a pensions expert in five days - don't panic!

by Ed Bowsher | Even if you're 50 years old, it's not too late to save for your retirement. My top tip? Don't have a pensions panic!

Become a pensions expert in five days: the lowdown on annuities (Day 3)

by Ed Bowsher | Here's the lowdown on annuities - a crucial part of how the pensions system works for many people.

The best cash ISAs for the new tax year

by Rachel Wait | It’s a new tax year and that means it’s a great time to find a new tax-free home for your savings!

Become a pensions expert in five days, day two

by Ed Bowsher | Today I'm looking at defined contribution pensions. They're simpler than they sound.

Become a pensions expert in five days

by Ed Bowsher | Here's the first part of my guide on how to become a pensions expert in five days.

The secret to becoming rich

by Ed Bowsher | The secret to becoming rich is much simpler than you might think.

The pros and cons of a pension

by Rachel Wait | Not everyone thinks a pension is the best way to save for retirement. Here, we run through some of the pros and cons.

This tax-free account beats inflation

by Robert Powell | NS&I has thrown savers a lifeline by announcing the re-introduction of its popular index-linked savings certificates.

Five ways to increase your savings

by Rachel Wait | Whatever your goal, if you’re struggling to save, check out our top tips to help!

Published in March 2011

Ditch these rubbish cash ISAs - now!

by Rachel Wait | Many of us don’t know how much interest we’re earning on our cash ISAs. Here are some of the worst paying cash ISAs on the market, along with some better options...

Boost your pension by 50%!

by Ed Bowsher | Many people are disappointed by the size of their pension when they come to retire. Here are some great ways to boost your pension income.

Top tips to pile on the pounds!

by Alison Hunt | Fancy feeling richer? Then check out these tips and you'll soon have your savings account bursting at the seams.

17 million Brits make this mistake

by Jane Baker | Find out why you could be making a huge error with your most important financial asset - and how to make sure you stop.

Why you should transfer your pension

by Jane Baker | Keeping on top of your pension planning is the key to a happy retirement. Here's how to do it in five easy steps.

Boost your pension by £20,000!

by Rachel Wait | You could have thousands of pounds waiting for you in a forgotten pension. Here’s how to track it down...

Get into the savings habit this spring

by Rachel Wait | Spring is the perfect time to get your finances in order and start saving. Here's how to get started...

What happens to your pension if you die young?

by Harvey Jones | Live fast, die young, and leave a bountiful pension.

How to avoid a pensions rip-off

by Ed Bowsher | High charges can inflict serious damage on your pension. Here's how to avoid a pensions rip-off.

253% jump in easy access savings rates

by Robert Powell | Easy access savings and cash ISA interest rates are now far higher than those offered by accounts launched earlier than 2010. So with such high returns on offer, could it be time to get saving?

The top six ISA blunders

by Rachel Wait | If you’re planning to open an ISA before the end of the tax year, make sure you don’t make these mistakes...

There’s 12 days left to save £££

by Robert Powell | There’s less than two weeks left to beat the taxman by using up your cash ISA allowance! Robert Powell takes a look at how to get the best return on your savings this ISA season...

Ten top pension tips

by Jane Baker | If planning for your retirement has been bottom of the agenda, it's time to make a change!

Five reasons why ISAs are better than pensions

by Jane Baker | Here are five key reasons why ISAs could be a better way to save for your retirement than a traditional pension scheme.

Two weeks left to boost your pension by thousands

by Robert Powell | Are you eligible for a special scheme designed to help you boost your state pension by making voluntary national insurance contributions? Find out here...

15 top cash ISAs for transfers

by Rachel Wait | Not all cash ISAs allow you to transfer existing ISA funds in. These ones do....

Earn 7.6% on your savings without going near a bank

by Robert Powell | With public trust in banks still dwindling, a new personal way of earning interest by lending money directly to other people is flourishing. But is ‘social lending’ really a practical alternative to traditional banking?

State Pension to jump by £40 a week

by John Fitzsimons | Good news for pensioners as Government pledges to raise State Pension.

Six steps to saving big

by Alison Hunt | Want to dramatically increase your savings but don't know how? Check out these six easy steps.

How to buy the right annuity

by Jane Baker | Buying the best annuity for you is a crucial decision. Here's how to get it right

Five crucial pension facts

by Ed Bowsher | Read about these five crucial pension facts and your whole approach to retirement saving may change.

Five vital pension tips for women

by Jane Baker | The UK pensions system has long been tipped in favour of men. Here’s how women can fight back.

Avoid this £9,000 loss to your pension income

by Jane Baker | When it comes to buying an annuity, delays could cost you money. Here’s how to make the process run smoothly.

How to put together your SIPP

by John Fitzsimons | SIPPs offer the chance to control your own retirement, but the wrong decisions will cost you.

Top ISA dos and don'ts

by Cliff D'Arcy | Millions of savers have an ISA, but how many are getting a good deal? Here's how to make the most of these tax-free savings accounts.

How to fall in love with your pension again!

by Harvey Jones | Harvey Jones asks how can you expect your pension to care for you in later life, if you don’t care for it?

Public sector to work longer for worse pensions

by John Fitzsimons | The Government’s pensions adviser has proposed a massive overhaul of public sector pensions. But do his plans go too far?

The best Sipp for your retirement

by Ed Bowsher | Sipps can be a great way to save for your retirement. We highlight three of the best.

Earn 5% on your savings, tax-free

by John Fitzsimons | One new ISA offers a whopping great rate of tax-free interest. But there’s a catch...

Five ways you lose money in bed

by Robert Powell | The age old practice of stashing savings under the bed has returned in the wake of the recession. But opting for your bed over an account could be costing you money.

Get ready for a new pension mis-selling scandal

by John Fitzsimons | If the Government doesn’t reform the State Pension, it may have a crisis on its hands.

When you're better off sick

by Ed Bowsher | Good health is normally preferable to sickness, but there's one time in life when you're better off being ill.

Banks don’t know their ISAs from their elbows!

by John Fitzsimons | If you have questions about ISA transfers, don’t rely on banks to have the right answers.

The best new deals for spring

by Rachel Wait | Lots of new deals are springing onto the market. Here’s where to get the best ones...

Six secrets wealthy people know

by Cliff D'Arcy | If you want to become seriously rich, then learn these six lessons for life.

Published in February 2011

3 ways to boost your pension you've never heard before

by Jane Baker | Find out how to get more out of your retirement savings with these three little-known pension tricks.

The mistake that could wreck your retirement

by Jane Baker | Here's why a budget cut back could prove to be a costly mistake.

Use your PC to get richer

by Cliff D'Arcy | These programs and websites will help you to master money and grow your wealth.

Millions forced to pay more tax

by John Fitzsimons | We are all living longer, and that’s great news for the taxman.

Top new ISAs for savvy savers

by John Fitzsimons | ISA season is starting early this year with a succession of new accounts launched.

The top 15 easy access savings accounts

by Rachel Wait | Looking for a new home for your savings? Then look no further...

5 top tips for pension late starters

by Jane Baker | If you have left your pension planning to the eleventh hour, don't panic. Follow these five tips and take control.

Mortgage overpayments vs pension top-ups

by Jane Baker | How can £50 a month in spare cash have the maximum impact on your finances?

Highest ISA rates in years!

by John Fitzsimons | Rates on offer for saving tax-free are at their highest level in years.

Treble the size of your pension

by John Fitzsimons | By taking a hands-on approach to our pensions, we can all enjoy a more comfortable retirement.

How to work out what pension pot you need

by Neil Faulkner | We show you how to estimate the pot of money you'll need in order to retire comfortably.

The UK's favourite investments

by Ed Bowsher | Where are British savers investing their money?

How to avoid retirement disaster

by Ed Bowsher | The pre-retirement savings window has shrunk dramatically for many Brits. Younger folk need to start saving more aggressively.

Quadruple the return on your savings!

by John Fitzsimons | Many of us are ignoring a form of savings account that delivered brilliant returns last year.

Get your ISA before it's too late!

by Christina Jordan | ISA season has come early this year, so should you grab a deal now before it’s too late?

The five top easy access savings accounts

by Serena Cowdy | We highlight the five best flexible savings accounts currently on the market.

Avoid the advice rip-off!

by Ed Bowsher | New research reveals that Mum has been the biggest financial influence on 36% of Brits, but is following your mum the best way to boost your wealth?

How to have a secure retirement

by Ed Bowsher | Many people loathe annuities. But they're actually better products than many people realise.