Property And Mortgages Archive

Published in December 2011

The best and worst properties to buy
by Cliff D'Arcy | We find out which types of home go up in price fastest and which lag behind.
What 2012 has in store for house prices
by Neil Faulkner | What do the forecasters think will happen to house prices in 2012? And how did they fare with their 2011 predictions?
How house prices have changed around the world
by Cliff D'Arcy | Find out how house prices changed around the world in 2011!
5 ways to cut your mortgage costs in 2012
by Neil Faulkner | We show you ways to save up to £500 in 2012, some of which will snowball with no further action to save up to £5,000 by the end of your mortgage.
House prices: Best and worst performing UK areas in 2011
by Cliff D'Arcy | We reveal the best and worst performing areas in the UK for rising house prices in 2011...
London parking space costs more than a house in the North
by Robert Powell | Britain’s regional house price gulf now means that a parking space in London is worth more than a house in Middlesbrough...
Most affordable mortgages in eight years
by Robert Powell | Home loans are at their most affordable in eight years. But are they available? Robert Powell takes a look...
House prices end year marginally higher
by Simon Ward | Rightmove says prices continue to hold steady but warns of "fragmented and uncertain" 2012.
Bid to end risky mortgage lending
by Simon Ward | FSA proposes three-point plan to avoid threat of another unsustainable lending boom.
The housing market's biggest problem
by Robert Powell | Robert Powell looks at the key factors that are holding back a housing market recovery...
Landlord bonanza carries on
by Emma Lunn | This week saw Santander launch its first buy-to-let (BTL) mortgage deals. It's the latest in a long line of lenders either returning to or entering the BTL market.
Number of people renting set to increase
by Simon Ward | Estate agent predicts more people renting in 2012 but rental costs to stabilise.
16 mortgages borrowers cannot afford to ignore
by Robert Powell | The Bank of England has warned that rates will likely soon rise on the cheapest mortgage deals. Robert Powell finds out why and highlights 16 of the best deals currently around…
House prices dipping slightly, says Halifax
by Simon Ward | The bank's latest monthly house price index finds prices dropping in November.
The house prices in the UK have yet to crash
by Cliff D'Arcy | According to this report, UK house prices are 20% to 28% too high. But will they fall?
Buy-to-let landlords set to suffer more regulation from the EU
by John Fitzsimons | New rules could mean buy-to-let mortgages are underwritten the same way as normal mortgages. And that would spell bad news for landlords.
Pre-World War One homes enjoy biggest price increases
by Simon Ward | A Halifax survey reveals how four property age bands have performed over the past 25 years.
Take a break from your repayment mortgage payments
by Christina Jordan | Find out how to take a break from your repayment mortgage payments.
Credit crunch returns and mortgage costs look set to rise
by Simon Ward | Prime Minister's office confirms second crunch as Bank of England warns of higher costs on mortgages.

Published in November 2011

Contradictory news on house prices
by Simon Ward | The Land Registry and Nationwide paint very different pictures of the state of the housing market.
Get a best buy mortgage
by Emma Lunn | It's been a busy week in the mortgage market, with new best buy deals for first-time buyers, borrowers with large deposits, and a mortgage allowing you to fix your rate for a decade at less than 5%.
The best long fixed rate mortgages
by Robert Powell | Housing minister Grant Shapps wants lenders to offer 30 year mortgages. Robert Powell looks at whether this is a wise suggestion and runs down the best fixed rate home loans...
House prices fall as market at quietest level for 40 years
by Simon Ward | Hometrack's November index says prices continue to gradually decline as buyers dwindle.
Get the best rate on your remortgage
by Robert Powell | Over half of homeowners could be missing out on an average of £1,200 of savings every year by not switching onto a better deal...
A great new HSBC mortgage for first-time buyers
by Ed Bowsher | A new HSBC mortgage enables first-time buyers to borrow at 3.84% - even if they only have a 10% deposit.
House prices ‘unlikely to recover’, warns Bank economist
by Simon Ward | Monetary Policy Committee member David Miles predicts that the average age of first-time buyers may rise to 44 if the property slump continues.
Buy a house with 90% mortgage
by Robert Powell | The range of mortgages for small deposits is growing once again. Robert Powell takes a look at this resurgent high loan-to-value market...
New way to stop your home sale falling through
by Neil Faulkner | If your property deal falls through in the future, you could be nicely compensated.
Government to help borrowers buy with 5% deposit
by John Fitzsimons | New government plans could see public money used to help first-time buyers borrow at 95% loan-to-value.
Huge increase in house prices in market towns
by John Fitzsimons | New research has uncovered a phenomenal increase in house prices in market towns.
Buy-to-let investors are being treated unfairly
by Robert Powell | Robert Powell looks at why buy-to-let investors are being treated unfairly and examines how a booming buy-to-let market could be good news for tenants...
Unmarried couples: Your property rights
by Henri May | A judgment from the Supreme Court on shares in property has implications for millions of unmarried, cohabiting couples.
Why house price forecasts are dangerous
by Neil Faulkner | Forecasting is not just a bit of fun, it has serious destructive effects on a household's wealth.
The ultimate mortgage if you're indecisive
by John Fitzsimons | Perplexed by the fixed/tracker rate debate? With this mortgage, you don't actually have to choose between them!
Now's a good time to find a property to buy-to-let
by John Fitzsimons | With buy-to-let lending and rents both on the rise, now's a good time to find a property to buy-to-let.
Your neighbour could be homeless by Christmas
by John Fitzsimons | Thousands face the threat of homelessness before the Christmas holidays.
Stop blaming 'greedy' landlords for rising rents
by Emma Lunn | Greedy buy-to-let landlords traditionally get the blame for rising rents and, with rents at a record high, never more so than now. But are landlords simply cashing in on the greater demand for rental properties - or are other factors at play?
The most exclusive mortgages
by Neil Faulkner | Do existing customers get the best deals on the market?
Fabulous new fee-free mortgages for 10%+ deposits
by John Fitzsimons | If you’ve only got a small deposit, and don’t fancy paying a fee for your mortgage, your options are better than you may think!
Yes, you can get up to 8% on your savings
by Harvey Jones | With savings accounts offering such rubbish rates, offset mortgages may provide the answer.
You’re always better off as a homeowner, even if house prices fall
by Neil Faulkner | House prices are forecast to fall but for many peak buyers, it'll work out ok in the end.
This scary new property blunder will ruin your life
by Donna Ferguson | I thought I'd heard about every property transaction nightmare there is. But I was wrong...
Six mortgage deals to avoid
by Robert Powell | Opting for a discount variable mortgage is a bad idea in the current climate...

Published in October 2011

House prices to fall 10% by 2013
by John Fitzsimons | The next couple of years are likely to see house prices fall. But will first-time buyers really benefit?
These cheap mortgages won’t be around for long
by Robert Powell | Mortgage rates are still extremely low. But they may not stay that way for long. Robert Powell looks at why prices could be set to rise and rounds up the latest top deals...
Rates fall again on buy-to-let mortgages
by John Fitzsimons | With rates falling, and ever growing numbers of mortgages to choose from, landlords face a promising future.
A two-year mortgage will break your heart
by Harvey Jones | They used to be the sweetheart of the nation's homebuyers. But a two-year mortgage is not the catch it used to be.
How to buy a bargain property
by Cliff D'Arcy | Professional investors are experts at hunting down cheap homes. Here's how they do it - and how you can too!
It's obvious today the property market has slumped!
by Andrew Morgan | We've just had the clearest sign yet that the property market has slumped - Relocation, Relocation has been axed by Channel Four.
New crisis hits the housing market
by Robert Powell | Robert Powell reports on the escalating level of rental rates and finds out what can be done to solve this new housing crisis...
I’ve got a dispute with my neighbour!
by Andrew Morgan | Disputes over hedges, driveways and unrelenting noise are nothing new but if you are thinking of moving in the current stagnant housing market, it might just pay to keep your annoyance to yourself.
Magnificent mortgages with a 5% deposit
by Laura Howard | Believe it or not, you can get on the property ladder even if you only have a 5% deposit.
Avoid this expensive mortgage trap
by Neil Faulkner | When you remortgage, don't go back to the beginning again.
The £3,000 hidden cost of remortgaging
by Neil Faulkner | On top of mortgage fees, legal costs, taxes and interest, there is one more big cost to remortgaging that is hidden away, and it costs us thousands of pounds.
Fix your mortgage at 1.99%
by John Fitzsimons | It's not just variable mortgages which offer an incredibly low rate!
Get a lifetime tracker at 2.49%
by Donna Ferguson | This type of mortgage promises to solve all your mortgage dilemmas...
The Indians are coming!
by John Fitzsimons | The mortgage market has an exciting new entrant for borrowers to consider when shopping around for a deal.
The £20,000 cost of constantly switching mortgages
by Neil Faulkner | Are all the fees we pay for switching mortgage worth it?
The house price problem that's crippling the market
by Robert Powell | House prices are falling, yet optimism among property sellers is peaking. Robert Powell finds out why...
It's your moral duty to buy property
by John Fitzsimons | The housing market may have helped cause the financial crisis, but according to the CBI it also holds the key to the recovery.
Five cheap ways to fund home improvements
by Cliff D'Arcy | Don't pay a heap of interest when you do up your home!

Published in September 2011

Want to buy a house? You’ll need £65k deposit!
by John Fitzsimons | The average deposit size has passed £65,000, making home ownership a pipedream for many would-be buyers.
Buy-to-let is back and it’s meaner than ever
by Harvey Jones | Opportunity knocks for landlords. And it's first-time buyers that will suffer.
Why mortgage lenders can see your tax return
by Emma Lunn | A new scheme allows mortgage lenders to cross-check details on application forms with details on tax returns. But will it stop you getting a mortgage?
The perfect tracker mortgage
by John Fitzsimons | The lifetime tracker allows you to take advantage of low interest rates for the long term.
The offset mortgage that's worth buying
by Neil Faulkner | We identify an offset mortgage that is worth buying in today's low interest, high inflation environment.
Help! I want to leave the UK!
by Alison Hunt | Considering taking that job abroad – or just fancy a change of scene? Make sure you consider all the factors.
Why one in five property sales falls through
by Cliff D'Arcy | In six months, 54,000 homes have failed to sell because of this worrying trend!
It's time to move your mortgage!
by Cliff D'Arcy | With rates at new lows, it may be worth paying a penalty to swap your home loan.
The property market is not dead
by Neil Faulkner | With low mortgage figures and far less property activity than we're used to, we look at whether the markets really are abnormal and dead.
2,557 mortgages: how to pick the one for you
by Robert Powell | The number of mortgage deals available is at its highest since 2008. But which one is right for you? Robert Powell finds out...
The best new mortgage deals
by Robert Powell | The Bank of England Base Rate has been at the historic low of 0.5% for 30 months now. But at what cost to the British public?
Cigarette smokers damage house prices
by Robert Powell | Robert Powell investigates how the odd cigarette could push down the price of your property...
Landlords are set to suffer
by John Fitzsimons | The rental market has rarely looked so rosy. But there may be trouble ahead...
Buy a property without a deposit
by Neil Faulkner | There's a new way to get on the ladder with no deposit. We compare this with your other options.
The sneaky mortgage rate that may cost you £££
by Emma Lunn | In the old days lenders had one standard variable rate each. But not any more. So which one will you have to pay?
Fix for five years at 3.34%
by Cliff D'Arcy | As mortgage rates continue to tumble, some amazing deals are appearing!
Fix your mortgage at 3.59% for 4 years!
by Donna Ferguson | Donna Ferguson rounds up the latest fantastic fixed rate mortgages available.
Average house price to hit £200,000 by 2015
by John Fitzsimons | One think tank reckons house prices will reach a new peak within four years
Worst housing crisis in thirty years
by Robert Powell | Home ownership rates will fall to their lowest levels since the 1980s, according to a new study. Robert Powell reports on this looming property crisis.
Why inflation is making housing more affordable
by Neil Faulkner | Everyone making predictions on how the property market is going to move are forgetting one important fact.
Four reasons not to get this mortgage
by Robert Powell | Here are four reasons why I think fixed-term variable mortgages are a waste of time...
Fix your mortgage at 3.99% for ten years!
by John Fitzsimons | Fancy paying 3.99% on your mortgage for a decade? Then this new deal may be for you.

Published in August 2011

Mortgages cost less than inflation
by Neil Faulkner | Mortgage interest rates are usually much higher than inflation, but right now they're considerably lower.
The hidden costs lurking in your mortgage
by Cliff D'Arcy | Always inspect the small print of home loans for these 10 sneaky charges!
7 tips for moving abroad
by Alison Hunt | Moving from one side of town to the other is complicated enough – but what if you need to move to the other side of the world? Find out how my family managed it – and why we’ll always travel with a measuring tape.
Global meltdown will boost house prices
by Harvey Jones | We've created a house price monster, and not even a global meltdown can stop it.
Three massive mortgage dilemmas solved
by Donna Ferguson | What difference does a mortgage broker actually make? Donna Ferguson investigates.
Buy a property with a 5% deposit
by Cliff D'Arcy | If you only have a small deposit, good news! Mortgage rates are coming down.
The most expensive homes on the market
by John Fitzsimons | The number of properties valued in excess of £1m and up for sale has jumped of late. We check out some of the homes you could buy if money was no object!
Average mortgage fee is more than £1,000!
by John Fitzsimons | The size of the fee you have to pay to secure your mortgage has rocketed by 17% over the past 12 months. Is it worth focusing on those mortgages that don’t charge an up-front fee?
EU red tape set to raise your mortgage costs
by John Fitzsimons | Mortgage lenders reckon new proposals from Europe will force up mortgage costs.
Property doesn't beat inflation
by Neil Faulkner | Over the very, very long-term property prices don't beat inflation – and yet the return homeowners get still wallops rising prices. Here's how.
How to decorate on a budget
by Huma Qureshi | Get great design for a snip of the price!
10 tips to avoid cowboy builders
by Neil Faulkner | Make sure your tradespeople are Indians, not cowboys.
Buy-to-let investors: Make thousands from short-term lets!
by Donna Ferguson | Can you make a quick buck renting out your property as a short-term let?
100% mortgages are back!
by John Fitzsimons | Mortgages allowing you to buy a home without a deposit disappeared after the credit crunch, but are making a reappearance.
Switch now and slash your mortgage payments
by Emma Lunn | You may be able to cut your mortgage payments - if you act quickly!
How your property can boost your pension
by John Fitzsimons | With pensions falling short, an increasing number of pensioners will need to cash in on their property.
Why you should borrow to buy furniture
by Neil Faulkner | You're safer from rogue traders and faulty goods when you buy on credit.
The forgotten costs of an offset mortgage
by Neil Faulkner | On the surface, using offset mortgages appear to be far better than savings accounts, but this is not always the case.
The new mortgage that lets you track AND fix
by Robert Powell | Robert Powell looks into the new five year mortgage that lets you get hold of a low tracker rate for two years before locking in at a fixed level for three...
Most affordable property in eight years
by Robert Powell | The number of ‘affordable’ towns is at its highest since 2003, according to Halifax. But does this really point to a recovering property market?
How pregnancy and maternity leave affect your mortgage
by Donna Ferguson | Going on maternity leave and not sure how it will affect your mortgage? Donna Ferguson reveals all.
The 12 biggest property blunders
by Rachel Wait | If you’re hoping to buy a property, make sure you don’t fall foul of these 12 mistakes...
Ditch your letting agent and save £1,000s
by Andrew Morgan | Rents are rising in many parts of the country and landlords have their choice of good quality tenants. Do they really need an agent to do the letting for them?
Fix your mortgage for longer without paying higher rate
by John Fitzsimons | This new mortgage range allows you to decide exactly how long your mortgage rate is fixed for.
Lowest ever tracker mortgage rates
by Robert Powell | Variable mortgage rates are still dropping – with some lenders offering sub-2% deals...
The mortgage that will never charge more than 3.98%
by Robert Powell | Are capped tracker mortgages really as clever as they seem? Robert Powell takes a look...
Rents hit ANOTHER record high
by John Fitzsimons | Becoming a landlord is an increasingly attractive prospect, as rents and tenant demand continue to rise.
Record number of unsold homes on the market
by Donna Ferguson | Having trouble selling your home? You’re not alone.

Published in July 2011

The new mortgage that’s not as clever as it looks
by Robert Powell | A new range of mortgages has been released for first-time buyers wanting to purchase a property with their friends. But are they really as original or as practical as they look?
How much homes really cost
by Cliff D'Arcy | You may be shocked at the true cost of buying a home with a mortgage!
Lowest five-year fixed mortgage rates ever
by Robert Powell | Rates for five-year fixed mortgages just keep dropping. Could it be time to ditch that variable and lock in for the long-run?
House prices will struggle for a decade
by John Fitzsimons | A new report warns that house prices are in for a tough ten years.
Buy a house with 10% deposit or less
by John Fitzsimons | You don't need a massive deposit to get onto the property ladder with these mortgages.
Homeowners face another two years of payment shocks
by Cliff D'Arcy | With the base rate set to rise from 2012, millions of homeowners face higher mortgage rates.
How to get planning permission
by Donna Ferguson | How hard is it to get planning permission? What potential pitfalls can you try to avoid? Donna Ferguson investigates.
The 10 cheapest places to rent
by Robert Powell | Robert Powell takes a look at the cities and towns where tenants can get hold of the cheapest properties...
Best ways to pay for home improvements
by Christina Jordan | More home-owners than ever are choosing a lick of paint and new wallpaper to improve their home, according to Halifax.
Rent out your home during the Olympics 2012
by Donna Ferguson | It's easy to make money from your home during the Olympics 2012... just use these websites!
The smartest mortgage for savers
by John Fitzsimons | Forget about savings accounts. If you want a proper return on your cash, your choice of mortgage is more important.
10 things mortgage borrowers should never forget
by Neil Faulkner | Here's a checklist of ten points that you should look into before signing on the dotted line.
The property market's worst-case scenario
by Neil Faulkner | Consider the worst-case scenario of rapidly-rising interest rates and sharply falling house prices. How would this affect you and are you ready for it?
Cheapest mortgage rates in 23 years!
by Robert Powell | Interest rates on new mortgages just keep falling...
Should you invest in shops and offices?
by Ed Bowsher | We look at the pros and cons of investing in commercial property.
13 minutes to the next repossession
by Cliff D'Arcy | Lenders seize 110 properties every day. Here's how to keep the roof over your head!
Britain’s cheapest house!
by John Fitzsimons | If you're buying in Burnley, it may not cost as much as you'd think.
The rise of the seven day mortgage
by John Fitzsimons | One lender is offering fabulous rates, but you'll need to move quickly to get hold of them!

Published in June 2011

The secret mortgage rip-off
by Cliff D'Arcy | Mortgage lenders have been cheating borrowers paying variable rates!
Buy a house with a 10% deposit
by John Fitzsimons | If you only have a small deposit, these new deals are worth a look.
How Google predicts house prices
by Robert Powell | Search term data gleaned from Google can now provide an early warning of movements in house prices...
Four ways to fix the rental crisis
by Robert Powell | As rents hit a new record high, Robert Powell looks at what can be done to reform the saturated private rental market...
The tracker mortgage that protects you from rate rises
by John Fitzsimons | With this clever mortgage, you can enjoy the current low interest rate, but guard yourself against rate rises.
Help! I can’t get a mortgage!
by Tim Wilson | With many borrowers pessimistic about their chances of getting a mortgage, lovemoney.com’s resident broker Tim Wilson looks at how to overcome certain hurdles like previous rejections or small deposits.
Why you might be one of Britain's secret tenants
by Cliff D'Arcy | Millions of people believe they are homeowners when, in reality, they are hush-hush renters!
Lenders preventing mortgage transfers
by Neil Faulkner | Lenders are preventing borrowers from transferring their mortgages to new properties, even though the small print says the mortgages are portable.
Why we need 95% mortgages
by Robert Powell | High LTV mortgages are beginning to creep back into the market. Here’s why it’s a good thing...
House price indices are a waste of time
by Neil Faulkner | Mortgage broker John Charcol has claimed that Halifax's and Nationwide's house-price indices are “a farce”, but is this really true?
Landlords - cash in on record rents!
by John Fitzsimons | Rents and demand are on the rise, while mortgage rates continue to fall. It’s an exciting time to be a landlord!
Beware this £26m property fraud
by John Fitzsimons | Property title theft is costing the Land Registry a fortune in compensation. Make sure you don’t fall foul of it.
The most flexible mortgage in the UK!
by Emma Lunn | This mortgage gives you the best of both the fixed and variable rate worlds.
Why house prices will rise over the next five years
by John Fitzsimons | Homeowners are confident house prices will rise in the coming years. Are they right to be so positive?
Landlords are paying too much tax
by John Fitzsimons | New research suggests landlords are missing out on a number of important tax breaks.
Save thousands with an offset mortgage
by Emma Lunn | Offset mortgages allow you to pay off your mortgage earlier and save thousands in interest...
The silly mortgage mistake that’ll cost you thousands
by John Fitzsimons | Adding your fee to the mortgage will leave you out of pocket in the long run.
How to get on the property ladder
by John Fitzsimons | John Fitzsimons looks at how to get on the property ladder

Published in May 2011

Working out what a ‘good’ mortgage rate is
by Tim Wilson | We all have an idea of what constitutes a ‘good’ mortgage rate. But are we being realistic? Tim Wilson, mortgage broker at lovemoney.com, takes a look.
How to be the perfect tenant
by Emma Lunn | With tenant demand at record levels, it's important to find ways to emphasise why you're a great tenant!
Fix your mortgage at 4% for five years
by John Fitzsimons | A new market-leading mortgage makes fixing for the long term even more attractive!
The best mortgages for low deposits
by Rachel Wait | If you only have a small deposit for a house, things are starting to look a little brighter...
You can still save thousands with a variable mortgage
by Robert Powell | With inflation high, the economy shaky and fixed rate mortgages relatively cheap, is there any reason to go for a variable deal nowadays?
Best ways to boost the value of your home
by Robert Powell | Robert Powell reveals what really adds pounds to the price of your property...
Why now is a good time to be a landlord
by Emma Lunn | Landlords are enjoying a perfect storm of high demand, rising rents and falling mortgage costs.
Why property is profitable
by Ed Bowsher | The British love investing in property but why is it so profitable?
You have a week to slash the cost of new mortgage!
by John Fitzsimons | One lender is restricting mortgage fees, so long as you apply within the next seven days.
Landlords are hurting the housing market
by Robert Powell | As homeowners and first-time buyers suffer, landlords are cashing in on a surge of tenants and a buy-to-let mortgage sector that’s bouncing back from recession
Don’t try to cash in on your home like this!
by John Fitzsimons | This new equity release style product has got the authorities rightly worried.
What the next year holds in store for house prices
by Neil Faulkner | Opinions vary on the prospects for house prices over the next 12 months, ranging from no change to “a second leg” of the house price correction.
If you're gonna sell, sell now
by Ed Bowsher | Your house is worth less than you think. And it's probably not going to rise any time soon.
Avoid these rubbish mortgage deals
by John Fitzsimons | These mortgage features have been designed to attract new borrowers. But they are a waste of time.
How to pick the right remortgage deal
by Neil Faulkner | Many SVR mortgages are cheap and they come with fewer restrictions and penalties than most deals, but some trackers are cheaper, and long fixes also look good value. How do you choose?
The 10 best towns for landlords
by Cliff D'Arcy | Property investors looking to cash in on rising demand should look into these locations.
The biggest property myths
by Rachel Wait | There are a number of things you can do to increase the chances of selling your home. But they might not be what you think they are...
It’s time to ditch mortgage fees!
by John Fitzsimons | Getting a great mortgage doesn’t need to cost you a fortune.
You’re destroying the value of your home!
by John Fitzsimons | Many of us are making this daft mistake, and wrecking the value of our homes!
Seven reasons mortgage lenders turn you down
by Rachel Wait | If you’re hoping to apply for a mortgage, make sure you get accepted...
Worst house price slump for a generation!
by Cliff D'Arcy | House prices are set to slide for five years, according to this new report.
How to move up the property ladder
by Neil Faulkner | There are three things you need to do or have in order to step onto the next rung.
It’s now easier to get a mortgage!
by Robert Powell | The size of deposit needed to get a mortgage is at its lowest since 2008 – and what’s more, lenders are cutting interest rates left, right and centre. But is it really getting easier to borrow?
The 50 best rural areas to live
by Cliff D'Arcy | For quality of life, you can't beat these 50 rural locations!

Published in April 2011

Why you should extend your lease now
by Emma Lunn | Emma Lunn explains why extending your lease should be thought about sooner rather than later...
HSBC axes fees for mortgage customers
by Robert Powell | HSBC are dropping the fees on their entire tracker mortgage range as well as allowing customers to switch to a fixed rate deal with no additional charges
You're too old for a mortgage!
by Emma Lunn | The problems of first-time buyers, remortgagers in negative equity, home-movers struggling to move up the ladder and the like are well documented. But one group of people is rarely mentioned in mortgage advice: the older borrower.
Crucial new insurance for landlords
by Neil Faulkner | The leading association for landlords has launched new insurance to protect landlords' possessions in their rental properties. We look under the roof to see what it looks like.
Avoid these expensive mortgages
by Neil Faulkner | Some borrowers pay a very high price to fix their mortgage rate. Is it worth it?
Ten tips for choosing an estate agent
by Rachel Wait | If you’re moving house, make sure you follow these top tips for finding the right estate agent...
Four ways to fix the housing market
by Robert Powell | Robert Powell looks at four ways to fix our broken property sector...
Why going for a tracker is not so smart
by Neil Faulkner | A leading mortgage firm reckons trackers are the way to go at the moment. But are they jumping the gun?
The 10 weirdest homes!
by Robert Powell | Robert Powell reveals ten of the strangest homes ever built...
Ten steps to finding a mortgage
by Rachel Wait | Whether you’re buying your first home or looking to remortgage, make sure you follow these ten steps...
Buy your first home in four easy steps
by Tim Wilson | Check out this comprehensive eight-step guide for first-time buyers by a man who's done it all and seen it all: lovemoney.com head broker Tim Wilson.
Save money with a tracker mortgage
by John Fitzsimons | Variable mortgage rates are still incredibly cheap. But have borrowers left it too late to take full advantage?
Six horrendous mortgage mistakes
by Robert Powell | Steer clear of these pitfalls when you’re shopping around for a mortgage...
This clever mortgage will save you thousands
by Cliff D'Arcy | An offset mortgage can help you to kill off your home loan in record time.
The cheapest street to buy a home
by Robert Powell | Find out if you live on the most affordable street in England and Wales...
The landlord vs. tenant showdown!
by Robert Powell | Who really has the upper hand – the landlord or the tenant? Robert Powell gets out and about to see what you think...
Lenders flocking back to buy-to-let
by John Fitzsimons | One lender has returned to the buy-to-let market, with a handful of others promising to launch this year. Why are they so keen?
Housing market emerging from hibernation
by John Fitzsimons | Demand to buy is rising, while mortgage rates are being cut. So why should we still be cautious about any housing market resurgence?
Why squatting shouldn’t be illegal
by Robert Powell | The government wants to make squatting illegal from next year. Robert Powell considers why they shouldn’t...
Avoid rising mortgage fees
by John Fitzsimons | Low-fee and fee-free mortgage deals offer a great alternative to punishing mortgage fees.
Landlords benefitting from our economic woes
by Christina Jordan | The recession and fragile recovery presents an opportunity to landlords. But it may be a double-edged sword...
Mortgages are dying out!
by Cliff D'Arcy | If mortgage lending remains weak, then house prices will follow suit...

Published in March 2011

The cheapest way to sell your home
by Jane Baker | Why pay several thousand pounds to an estate agent to sell your home, when you can sell it yourself online for free?
Dodgy mortgage lending is back!
by John Fitzsimons | Some lessons have clearly not been learnt from the credit crunch.
My leasehold property nightmare
by Donna Ferguson | If you’re thinking of buying a leasehold property, read this before you buy! It could save you tens of thousands of pounds...
Complaints against estate agents at record high
by John Fitzsimons | 2010 saw a new record for complaints against estate agents. If you’ve got a complaint, how do you go about getting it resolved?
The big Stamp Duty rip-off
by Robert Powell | The higher Stamp Duty thresholds have remained unchanged since 1997, despite a 140% rise in property prices – costing homebuyers thousands.
The renting vs. buying showdown!
by Robert Powell | Robert Powell hits the streets to get your take on whether it’s better to rent or buy property
Rental property not up to scratch
by Robert Powell | More than 40% of rented properties in England are in a ‘non-decent’ condition – despite a booming rental sector. Robert Powell takes a closer look...
Rate rises will hit 90% of borrowers
by John Fitzsimons | According to one firm, nine in every ten borrowers are vulnerable to base rate rises.
The ten biggest DIY mistakes
by Rachel Wait | If you’re thinking of doing some DIY over the coming months, don’t make these mistakes!
Taxpayers are propping up first-time buyers
by Neil Faulkner | Five councils have already signed up to a scheme to put up taxpayers' money as security for first-time buyers.
Ten things I’ve learnt from buying property
by Rachel Wait | Buying property is never straightforward. Here are ten of the lessons I have learnt....
The brilliant new best buy mortgage
by Christina Jordan | Beat the Base Rate rises by locking into a long-term fix.
The death of the ten-year mortgage
by John Fitzsimons | If you want to fix your rate for a decade, you don’t have many options!
Buy a house with a 5% deposit
by Christina Jordan | Not got a big deposit? It’s not necessarily a problem with the new breed of 95% mortgages.
Five ways to cut the cost of moving home
by Rachel Wait | Moving home can be very expensive. Here are five ways to keep those costs down...
The dos and don’ts of buying property abroad
by Rachel Wait | If you’re hoping to buy a property overseas, check out these top tips...
Landlords, cash in on 1m extra tenants!
by John Fitzsimons | Landlords have the chance to cash in, as the number of people renting rockets.
Landlords – pick the right tenant
by John Fitzsimons | Tenant demand is at record levels, making it even more important that landlords make the right choice when selecting a tenant.
The street where homes cost £6.4m
by John Fitzsimons | If you want to buy a home on Victoria Road, it will cost you an absolute fortune!
10 ways to devalue your home
by Rachel Wait | Rachel Wait takes a look at some of the potential areas that could reduce the value of your property...
Mortgage affordability at 10-year high
by John Fitzsimons | Buying a home hasn’t been this affordable in a decade.
The best and worst celebrity neighbours
by Robert Powell | Robert Powell reveals which celebs you would and wouldn’t like to find living next door...
It's cheaper to buy property than rent!
by Robert Powell | It’s now cheaper to buy a property than rent – or is it? Robert Powell assesses the options...
Forget fixes and turn to trackers
by Christina Jordan | As Base Rate trackers fall to an all-time low their appeal is undeniable
Top 10 property websites
by John Fitzsimons | Whether you're buying or selling a property, you'll save £££ by visiting one of these websites first.
Property market faces paralysis
by John Fitzsimons | 2011 will see the bulk of the property market in a state of paralysis, according to one property portal.
The top 30 deals for remortgagors!
by Christina Jordan | If you’ve got equity, you can get a great mortgage deal.
The cheapest mortgages on the market
by Neil Faulkner | We go through the small print to find the best deals in the market today
Northern Rock launches 90% mortgage
by Cliff D'Arcy | The bailed-out bank once famous for 125% mortgages launches a 90% home loan.
The best mortgages are found off the high street!
by John Fitzsimons | If you want a market leader, you’ll need to look beyond the big names.
Landlords: Now's the time to expand!
by Christina Jordan | With demand booming for rental property, now is the time to capitalise on current market conditions.

Published in February 2011

The solution to your mortgage dilemma
by Christina Jordan | Can decide between a fix or a tracker? Now you don’t have to.
Hurrah! More mortgages for smaller deposits
by John Fitzsimons | Borrowers with small deposits can now enjoy a greater choice of deals.
Fixed mortgages reach highest rates in six-months
by John Fitzsimons | If you want to get a great fixed rate, you need to get a move on.
Halifax to pay £500m to overcharged customers
by Cliff D'Arcy | Overcharged Halifax mortgage borrowers can expect average compensation of £1,667 each!
It's time to ditch your mortgage
by Christina Jordan | Who can -- and can’t -- save money by switching their homeloan?
House prices now at 2003 levels
by Neil Faulkner | What does the real price of houses tell us about the property market?
The mortgage that will transform buy-to-let!
by Christina Jordan | Now landlords only need a 15% deposit.
Greedy landlords are putting up rents
by Robert Powell | Rents are going up! Robert Powell finds out why.
An easy way to choose the right mortgage
by Christina Jordan | Get help through the mortgage maze from a free and independent broker.
The website that can devalue your home
by Robert Powell | Robert Powell investigates how the new crime mapping tool could wrongly knock pounds off the value of your property...
Ten tips for selling your home in winter
by Rachel Wait | If you’re hoping to sell your home in the coming months, check out these tips.
The time is ripe for buy to let!
by John Fitzsimons | The missing ingredient for a buy-to-let boom is beginning to appear.
The new 120% mortgage
by Robert Powell | Robert Powell takes a look at Lloyds TSB’s new mortgage for home owners who want to move but are being held back by negative equity...
Get ready for mortgage rate rises
by Christina Jordan | The only way to guarantee your mortgage rate is to fix it.
The economics of being a landlord
by Neil Faulkner | Read what you have to know before becoming a buy-to-letter.
House prices rocket by over 90%
by Christina Jordan | Despite the global recession the last decade has still seen UK house prices boom.
Housing market is fairly priced
by Neil Faulkner | By one measure, house prices are looking quite reasonable.
Apprentice star commits mortgage fraud!
by Cliff D'Arcy | The conviction of Apprentice star, Christopher Farrell, reveals the shady side of the housing boom.

Published in January 2011

The sneaky mortgage trick to save you money
by Neil Faulkner | With this little trick, you can get today's fixed-rate mortgage prices in six months' time.
The best way to compare mortgages!
by Christina Jordan | Why the lowest rate is definitely not always the best deal.
If you don’t fix now, you’ll regret it
by John Fitzsimons | Time is running out if you want to secure a decent fixed rate.
The best places to buy property in 2011
by John Fitzsimons | If you fancy getting on the housing ladder this year, here’s how to work out the best place for you to buy.
How to buy a property at auction
by Szu Ping Chan | Are you looking for a stress-free way to buy a property on the cheap? Property auctions could be the answer. Here's a guide to what to expect, together with some handy tips to help you bag that bargain.
Landlords: What to do if your tenant won’t pay!
by John Fitzsimons | If your tenant can’t or won’t pay their rent, here’s what to do to get your money and your property back.
Investing Vs. Paying off your mortgage early
by Neil Faulkner | If you have spare cash, should you invest in the stock market or pay off your mortgage early?
Landlords set to ramp up rents
by Christina Jordan | The future’s bright for landlords, and many are getting set to hike rents
Why it’s about to get easier to build your own home
by John Fitzsimons | The Government wants to strip away the red tape, and make self-building more accessible to all of us.
Now is the time to buy property
by Neil Faulkner | Now is a good time to buy your own home, particularly because so many people think it isn't.
The top mortgages for 2011
by Christina Jordan | Should you play it safe or take a chance with your rate this year?
The mortgage to kickstart the housing market
by John Fitzsimons | One lender has unveiled an impressive new deal for those looking to get onto the housing ladder.
Get a mortgage at less than 2%
by John Fitzsimons | A new tracker mortgage has been launched that offers both an incredible rate and a cheap product fee!
The cheapest places to buy property in 2011
by Robert Powell | Dropping but generally steady house prices and low interest rates could make 2011 a good time to buy property – but where should you buy? Robert Powell investigates...
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