Credit Cards Current Accounts And Loans archive

Credit Cards Current Accounts And Loans Archive

Published in December 2011

Government to ban ‘excessive’ credit and debit card fees

by Simon Ward | Big surcharges for paying by credit or debit card will be banned from the end of next year.

Barclaycard launches two-year 0% balance transfer credit card

by Simon Ward | The new Platinum card goes straight to the top of the balance transfer best buy table.

Why you don’t need a 0% credit card

by John Fitzsimons | An interest-free card is not the answer for all borrowers.

New market-leading interest-free credit card

by Ed Bowsher | If you've spent too much on your credit card in the run-up to Christmas, HSBC could help you out with a market-leading 0% period. Fantastic!

The truth behind Quakle’s collapse

by Robert Powell | Robert Powell investigates the collapse of social lender Quakle and considers the impact this demise may have on the peer-to-peer loans industry...

Santander beaten by new 6% interest current account

by Robert Powell | There’s a new market-leading current account to consider.

Britain's best bank account

by John Fitzsimons | A new survey has highlighted the three best banks and building societies for customer service.

New credit card trick to watch out for

by Neil Faulkner | When you next apply for a 0% credit card, you might not get the great deal you were expecting.

Don't use these store cards

by lovemoney staff | Rachel Wait explains why taking out one of these store cards is a bad idea!

Millions set to take out payday loans

by Simon Ward | New research claims more people are turning to payday loans as they struggle with managing their finances.

Credit cards from the best 0% balance transfer providers with low fees

by Cliff D'Arcy | These credit cards from the best 0% balance transfer providers may not be the longest, but they win by charging the lowest fees!

The worst credit cards for Christmas shopping

by Neil Faulkner | What are the worst credit cards to use to do your Christmas shopping? Neil Faulkner investigates.

Published in November 2011

Best credit cards if you have bad credit

by John Fitzsimons | If your credit rating is bad, which credit cards can you get you hands on?

No such thing as free banking, says FSA's Andrew Bailey

by Simon Ward | Regulator's senior executive also claims "suicidal competition" to blame for mis-selling of PPI.

Earn cashback from your credit card

by Alison Hunt | Who wouldn't want to get some cashback just for using their credit card to pay for their shopping?

The cheapest loan is a credit card

by Cliff D'Arcy | These credit-card rates are so cheap that they beat most of the cheapest personal loans!

Lender offering tempting 0% payday loan

by Robert Powell | A payday loan with a zero-interest introductory offer has been launched. But is this deal anything more than a clever marketing gimmick?

Euro crisis could make loans more expensive

by Ed Bowsher | If you're thinking about taking out a personal loan, you should get cracking. The euro crisis means that loan rates look set to rise.

Top ten credit cards for Christmas

by Robert Powell | Robert Powell looks at the ten best credit cards for the festive season...

The best all-round credit card

by Ed Bowsher | Halifax has extended the 0% periods for all its all-round credit card. If you only want to carry one card in your wallet, this is the one to go for.

Store card sales tactics scrapped

by Simon Ward | Shops agree to stop offering instant incentives to people for signing up to a store card and won't pay commission to salespeople.

Get the best bank account

by Alison Hunt | If your bank isn’t up to scratch, check out these top current accounts – you might even get some cash as a welcoming present!

The cheapest loan around

by Neil Faulkner | Does a loan at close to the inflation rate mean it's free money?

Top loans for November

by Ed Bowsher | We look at the best ways to borrow in the run-up to Christmas.

Get rewarded for your debit card spending

by Emma Lunn | Nationwide has launched a new reward scheme for its debit and credit card customers offering a range of retail discounts of up to 50%. But is it any good?

Avoid this devious credit card trap today!

by Donna Ferguson | If you're a regular user of a credit card, make sure you don't fall into this devious trap...

Why you should borrow from supermarkets

by Ed Bowsher | Sainsbury's has launched a new market-leading personal loan. That's not a surprise as the supermarket banks often offer excellent financial products.

The new top credit card isn't the one you expect

by Neil Faulkner | There is a clear top card on the market, and it's not the one with the longest 0% deal.

The new bank mis-selling scandal

by Robert Powell | A clampdown has been launched on the way banks sell fee-charging, packaged current accounts. Are these ‘perk’ deals really worth shelling out for?

Published in October 2011

The best credit cards for Xmas

by Emma Lunn | With just two months to go until Christmas, now’s the time to work out how to pay for this year’s festivities.

Chance to get £200 will disappear soon

by Ed Bowsher | If you want to get £200 for switching your current account, you better get your skates on!

Switch current accounts without fear

by Neil Faulkner | A new promise that should make current-account switching less of a gamble.

Five reasons a balance transfer card isn't good for you

by Neil Faulkner | The top credit cards aren't always appropriate.

Get £200 with cracking new current account offer

by Ed Bowsher | Co-op Bank is offering £200 if you switch your current account. It's the best switching deal on the market!

Three ways to get rid of your overdraft for good!

by lovemoney staff | If you’re desperate to wave goodbye to your overdraft forever, this is how to do it!

Why you should fear the MMR!

by Cliff D'Arcy | It can take decades to pay off card debts, thanks to low minimum monthly repayments.

Time running out to get cheapest interest-free credit card

by John Fitzsimons | If you want to take advantage of the lowest transfer fee around, you'll need to act now!

Why being an 'average' borrower will cost you

by Neil Faulkner | Average loan applicants can expect a worse than average rate, and yet top customers are getting better and better deals.

Avoid these bad balance transfers!

by Cliff D'Arcy | Beware of 0% transfers to your existing cards, as these are usually awful.

Don't get naked, just destroy your credit card debt

by Donna Ferguson | Make a decision today that will change the rest of your life for the better. (No nudity required.)

The interest you pay on 'interest-free' credit cards

by Neil Faulkner | You might be being charged interest when you least expect it.

Don't cut up your credit card

by Ed Bowsher | Most people should have at least one credit card in their wallet.

The brilliant new debt-busting credit card

by John Fitzsimons | If you are after a card with a low APR for life, then there's a new market leader to consider.

Halve the cost of your overdraft

by Neil Faulkner | We show you how to reduce the interest you pay on your overdraft by half – or even more!

Dodge this devious credit card trap

by Emma Lunn | Are you being charged a higher interest rate on “cash” credit card transactions?

The UK's cheapest personal loans

by Cliff D'Arcy | As two more banks slash their loan rates, we uncover the new Best Buys!

The top nine current accounts

by John Fitzsimons | If you’re in the market for a new current account, these are the deals to consider.

Published in September 2011

Free travel insurance and breakdown with your current account

by Neil Faulkner | We look at a free account and a packaged account that offer benefits.

The best overdraft in the UK

by Ed Bowsher | We look at the best bank accounts for overdrafts.

The smartest balance transfer card

by Neil Faulkner | We show you how to compare shorter deals with lower fees to longer deals with higher fees. Which card is best right now?

The best ways to borrow

by Ed Bowsher | If you need to borrow, personal loans are becoming more attractive.

Earn up to 6.75% with this credit card

by Donna Ferguson | The Tesco Clubcard Mastercard offers as much as 6.75p back for every £1 you spend. But is this card really as good as it seems?

Avoid interest for 22 months!

by Cliff D'Arcy | Why pay interest on credit and store cards when you don't have to? Learn how right now...

Get £20 Amazon gift voucher with top new 0% card

by Ed Bowsher | Sign up for an excellent all-round credit card from Barclaycard and you'll get a £20 Amazon voucher.

Santander reduces complaints by a third

by Neil Faulkner | One of the UK's most hated banks has made huge steps to reduce complaints against it.

New 20 month 0% credit card with £100 cashback

by Robert Powell | First Direct have pitched into the balance transfer card market offering a 20 month 0% deal. Robert Powell takes a closer look at the account...

New balance transfer card that beats the rest

by Cliff D'Arcy | Lloyds TSB has slashed its transfer fee to just 1.5%, which makes it the new best buy.

New cashback card shakes up the market

by Donna Ferguson | A new cashback card launches today. How does it compare against its closest rivals?

Make £300 by switching current accounts

by John Fitzsimons | Just by moving your bank account to Santander, you can pocket as much as £300!

The best way to clear your holiday debt

by Robert Powell | As autumn approaches, Robert Powell rounds up the best ways to get rid of your summer debt...

Published in August 2011

Cheapest loans since 2007

by Neil Faulkner | 24 price reductions in eight months have brought the cheapest loan prices down to pre credit-crunch levels.

Three top current accounts

by Ed Bowsher | Is your account paying a pathetic rate of interest? If the answer is 'yes', maybe it's time you switched.

The top low-rate credit card

by Ed Bowsher | Low rate credit cards can be a fantastic financial tool.

The best credit cards for big purchases

by John Fitzsimons | If you have some serious spending on the horizon, which plastic friends should you turn to?

Three ways to get an interest-free loan

by Serena Cowdy | Here are three routes to interest-free money that won't be found in the 'loans' section of your bank!

RBS customers banned from rival ATMs

by Robert Powell | If you hold an RBS or NatWest current account, you could see the number of cash machines that you are able to use slashed over the next two months...

A new top cashback credit card

by Ed Bowsher | American Express has shaken up the credit card market with a cracking new cashback card.

Get cashback on your petrol purchases

by Emma Lunn | Two new credit deals offer you money back when you spend on petrol.

Ditch these current accounts – quick!

by Rachel Wait | Half the current accounts on the market pay absolutely no interest. If your current account is one of them, it’s time to switch...

The best purchase you’ll ever make

by Neil Faulkner | What's the best purchase you'll ever make? Neil Faulkner investigates.

Time running out to get 24-month interest-free credit card

by John Fitzsimons | If you want to get your hands on the best balance transfer card ever, you're running out of time.

The cheapest way to borrow thousands of pounds

by Donna Ferguson | What are the best deals out there for borrowers? Donna Ferguson investigates.

The top ten 0% credit card deals

by Serena Cowdy | We highlight the 0% cards knocking spots off the competition.

The best credit card in Britain

by Donna Ferguson | Which card is the best credit card in Britain? It all depends on what you want to use it for.

Published in July 2011

by Neil Faulkner | Your first credit card could reward you with cheaper shopping, and increased safety from fraud and other problems. We write about the best card to get started, and explain how to avoid debt traps and costly small print.

Five fantastic current accounts

by Donna Ferguson | Donna Ferguson goes on the hunt for the best current accounts in Britain.

You're missing out on £3.6bn of rewards

by Neil Faulkner | Neil Faulkner reviews 18 cashback and reward credit cards to find out which is likely to pay you the most.

The two year 0% credit card!

by Robert Powell | Barclaycard has increased the 0% period on its balance transfer card to 24 months, as well as slashing the fees…

Santander to axe Indian call centres

by Robert Powell | Santander’s new UK boss has axed its Indian call centres and pledged to work towards becoming the best bank for customer service in the UK...

New card which earns points with easyJet, M&S and Amazon

by Neil Faulkner | We compare a new card that rewards you at major retailers with other reward cards

The new credit card that offers 5% cashback on ALL spending

by John Fitzsimons | This new card from Capital One offers a great rate of cashback, and will be accepted everywhere!

10 top tips for personal loans

by Neil Faulkner | In addition to the most accurate top loan comparison in the UK, we offer ten tips on choosing and using loans.

HSBC imprisons customer for her overdraft

by Robert Powell | A judge has decided that an HSBC manager unlawfully held an overdrawn customer in a private office of one of their branches...

The best all-round credit cards

by Robert Powell | Robert Powell takes a look at the credit cards that offer zero interest on both purchases and balance transfers...

The best accounts for overdrafts

by John Fitzsimons | These are the accounts for you if you occasionally dip into the red.

Published in June 2011

lastminute.com launches reward credit card

by Emma Lunn | The website lastminute.com has moved into the reward card arena. But how does it compare to the rest of the market?

Five reasons to pay by card not cash

by Rachel Wait | Paying by card has several advantages over using cold, hard cash. Here, we reveal five of them...

The best cards for balance transfers

by Cliff D'Arcy | How does Capital One's new interest-free credit card stack up against the Best Buys?

Why we don’t need banks

by John Fitzsimons | Who needs to use a bank when you can get a loan through a peer-to-peer site?

Virgin unveils amazing new balance transfer card

by John Fitzsimons | The balance transfer market hots up with yet another great new card.

The top five worst card scams

by Rachel Wait | Rachel Wait gives you the lowdown on some of the worst credit card and debit card swindles to watch out for...

The credit card that beats 0% cards

by Neil Faulkner | Low-rate cards are not just more simple, but they can even be cheaper than 0% cards!

New market-leading 6.7% loan

by Robert Powell | Competition is hotting up in the personal loan market...

Get cashback with your current account

by Emma Lunn | RBS and Natwest are now offering cashback with their current accounts...

Cost of borrowing hits 10-year high

by John Fitzsimons | Personal loan rates jump sharply to highest level in a decade.

Published in May 2011

The cheapest loans the banks have to offer!

by Neil Faulkner | We share with you the cheapest loans you can get, and suggest ethical and even cheaper alternatives, as well as a new way to get around an old, expensive borrowing pit-trap.

Make £125 from your current account

by John Fitzsimons | Your current account is more than just a home for your salary – it’s a moneymaking opportunity!

The debt-busting card you’ve never heard of

by John Fitzsimons | The competition is heating up within the balance transfer market!

Get a loan by applying tactically

by Neil Faulkner | Even a black mark or two can pretty much wipe out your chances of getting a top loan. Here's what to do.

New card offering 15 months 0% on spending

by John Fitzsimons | Tesco has revamped its Clubcard credit card to claim top spot in the credit card tables.

Show your credit card who's boss

by Ed Bowsher | Ed Bowsher explains how to make your credit card your servant, not your master.

The biggest credit card myths

by Robert Powell | Rob Powell hits the streets to destroy the biggest credit card myths.

Ditch these rubbish credit cards – NOW!

by Robert Powell | Credit card interest rates have hit a 13 year high; is it time for you to ditch and switch?

New cheapest 0% balance transfer card

by Neil Faulkner | Neil Faulkner takes a closer look at the Lloyds TSB Online Platinum Credit Card and explains why it could be your best option...

New cheapest 0% balance transfer credit card

by Neil Faulkner | Neil Faulkner takes a closer look at the Lloyds TSB Online Platinum Credit Card and explains why it could be your best option...

The best credit cards for summer

by Rachel Wait | Need a credit card for the summer months? You’ve come to the right place!

The top balance transfer credit cards

by Neil Faulkner | Here are the four top cards for repaying your debt as quickly and cheaply as possible, with the two winners coming from the same bank.

More power to your credit card!

by Cliff D'Arcy | This recent case confirms that card issuers must refund the cost of faulty goods.

Get £180 by using this card

by John Fitzsimons | This brilliant reward credit card offers a real return on your spending.

Published in April 2011

The 20 month 0% credit card!

by John Fitzsimons | You can now enjoy the best part of two years, free from interest, with this credit card.

The longest low rate credit cards

by Rachel Wait | If you’ve got a stack of debt sitting on a credit card racking up a lot of interest, switch it over to one of these cracking cards...

We’re being conned on our current accounts

by John Fitzsimons | Banks are getting away with offering rubbish accounts because they know we won’t move.

Halifax’s secret interest rate hike

by Robert Powell | Halifax/Bank of Scotland is cutting interest rates for many of its credit card customers. But don’t get too excited by these price drops, because they probably won’t last...

The new market-leading all-round credit card

by John Fitzsimons | If you like to keep your credit cards simple, the Halifax All in One card is worth a look.

The best cards to use abroad

by Rachel Wait | If you’re off on holiday soon, make sure you have one of these cards in your wallet...

Six cracking current accounts!

by Rachel Wait | Need a new current account? Take a look at these beauties...

Eight tips to clear your credit card debts

by Neil Faulkner | We go back to basics with solid tips to clear your card debts quicker!

Get a free holiday in Italy!

by John Fitzsimons | With these fantastic new credit card deals, that dream holiday need not cost you a penny.

Get a loan at 6.9%

by Robert Powell | There’s a new market leading personal loan...

Published in March 2011

Five top cashback credit cards

by Rachel Wait | Rachel Wait gives you the lowdown on the best cashback credit cards on the market, including two brand new offerings...

Sort out your finances at the supermarket!

by Rosalind Kent | Supermarkets no longer offer only food, but credit cards, loans and insurance too. But just how competitive are they?

The 20 month 0% credit card!

by John Fitzsimons | You can now enjoy the best part of two years, free from interest, with this credit card.

How 0% credit cards cost you money

by Neil Faulkner | Credit cards can appear to be totally free, but most people still end up paying for them...

The best credit cards for free flights

by Rachel Wait | Fancy a free flight? Here’s how to get one...

New 5% current account with free overdraft

by Robert Powell | Santander has just launched an impressive looking current account, but will it be enough to change the opinions of the many Santander-hating lovemoney.com readers? Robert Powell finds out...

Published in February 2011

The top 10 current accounts

by Robert Powell | Robert Powell runs down the 10 best current accounts according to your needs...

Take this chance to earn 6.6% on your savings

by Robert Powell | Robert Powell takes a look at a new account that offers you a huge inflation busting return on your savings...

Pay 0% on new credit card for 18 months

by John Fitzsimons | One new card offers an incredible 18 months of 0% interest.

Find a better bank... today!

by Rachel Wait | Fed up with your bank? Then find a better one!

Five top tips for a successful balance transfer

by Rachel Wait | If you've got a stack of debt on your credit card, now’s the time to do something about it!

The bank that most rewards loyalty

by Neil Faulkner | We show you which bank has the most top-quality products for loyal customers.

Get the lowest loan rate now!

by Robert Powell | A rate tussle is still going on in the personal loans market...

Millions forced to pay bigger credit card bills

by Donna Ferguson | Watch out if you have a credit card with MBNA!

The EU is bumping up your credit card bill

by Robert Powell | Robert Powell takes a look at how the new EU-wide credit card laws will affect you...

The best reward credit cards

by Rachel Wait | If you fancy being rewarded for your spending, take a look at these credit cards.