Property And Mortgages archive

Property And Mortgages Archive

Published in December 2010

Why house prices will fall in 2011

by John Fitzsimons | Next year will be a tough for home prices.

The million pound mortgage

by John Fitzsimons | It’s not a mortgage that many of us qualify for, but there’s plenty we can learn from it.

Rents rocket for 10th month in a row!

by Christina Jordan | As rental income hits another record high, buy-to-let in 2011 looks set to shine

House prices in trouble across the world

by John Fitzsimons | 2010 has been a tricky year for house prices across the world.

Revealed: What happened to house prices in 2010

by John Fitzsimons | What happened to house prices in 2010? And what's the outlook for next year?

Chances of getting a mortgage improving

by John Fitzsimons | Mortgage approval numbers have jumped two months in a row.

The property buying test

by Neil Faulkner | It's hard to know when to make the leap on to the bottom rung of the housing ladder. Here are three simple tests that could help.

7 steps to happy homeownership

by Donna Ferguson | What's the secret to becoming a happy homeowner?

What buyers want!

by Donna Ferguson | What makes a property saleable, desirable and, most importantly, valuable?

Christmas cracker mortgages whatever your deposit!

by Christina Jordan | Our big festive round up of the best buy deals in town

What your estate agent is REALLY saying!

by Emma Lunn | If you’re currently trying to work out what estate agents say and what they actually mean, here's an A to Z of popular terms and their true meanings.

New mortgage deals for small deposits!

by John Fitzsimons | If you only have a small deposit, there are still some decent mortgages to choose from.

Top deals for loyal customers

by John Fitzsimons | You can get better mortgage deals from some lenders if you already bank with them. But is it a good idea?

How to rent out your home

by Donna Ferguson | Struggling to sell in today's difficult property market? You could rent out your home instead.

5 things your landlord won’t tell you

by John Fitzsimons | Don't rely on your landlord to tell you about these!

Don't be a Scrooge with your mortgage!

by Christina Jordan | Give your lender a present this Christmas, and receive an even bigger one back

The secret way lenders make more money from you

by Christina Jordan | How an expensive valuation fee could leave you out of pocket

Buy-to-let mortgages that will make your eyes pop

by John Fitzsimons | With new deals and record demand, things look good for landlords.

Why you're better off living in the city

by Robert Powell | Rolling fields vs. buzzing streets, rural pubs vs. trendy bars – the countryside vs. city debate has rolled on for years! But which way of life is easier on the wallet? Robert Powell finds out...

Published in November 2010

Pay 2.39% on a stress-free mortgage

by John Fitzsimons | With uncertainty over base rate and the economy, these stress-free mortgages ensure you have all your bases covered.

Find out when interest rates will rise

by Christina Jordan | Best buys for savers and borrowers in light of the lastest interest rate expectations.

Fix your mortgage now - rates are rising!

by John Fitzsimons | If you fancy fixing your mortgage, you need to get a move on!

Why savvy switchers are remortgaging now!

by Christina Jordan | After bottoming out in August remortgaging is back on the up. We show you the best deals!

Why you’re better off renting

by John Fitzsimons | Forget getting on the ladder – right now it makes more sense to stick to renting.

The secret clause in your mortgage contract

by Neil Faulkner | There's a clause in many mortgage contracts that secures all your debts.

Why big houses are seeing big price falls

by John Fitzsimons | Properties with five bedrooms or more have seen the biggest falls in asking prices over the past year.

Buy-to-let mortgages that will blow your socks off

by Christina Jordan | New lenders and new deals mean that the buy-to-let mortgage freeze is finally starting to thaw.

The 20 worst property fads

by Rachel Wait | If you’re hoping to get the best price for your property, here’s how to ensure you definitely won’t!

Fix for 5 years at under 4%

by Jane Baker | We’re big fans of five-year fixes and now the most competitive deals have dropped to amazingly low rates.

Five property rental myths uncovered

by Robert Powell | Robert Powell reveals the 5 biggest myths that could see you end up at war with your landlord.

Five Property myths uncovered

by Robert Powell | Rob Powell hits the streets to get your views on five of the biggest property myths facing tenants.

Pay 1.99% on your mortgage – but hurry

by Christina Jordan | Borrowers are rushing to get cheap mortgage deals before the Base Rate rises.

Published in October 2010

Eight spine-chilling facts about your future costs

by Christina Jordan | This Hallowe'en, we take a furtive peek at some spine-chilling financial facts about your future mortgage costs.

New scams to watch out for in winter

by Rachel Wait | Watch out for doorstep traders offering home maintenance services this winter...

Five ways you can afford a home

by Christine Whitfield | Given up hope of ever getting on the property ladder? Check out these five ways you may be able to afford a home after all...

Offset your mortgage and save £42,000

by Jane Baker | Do you want to combat appallingly low savings rates? An offset mortgage could be the answer.

Avoid being ripped-off by a cowboy tradesman

by John Fitzsimons | If you have a home improvement job that needs doing, follow these simple tips and you’ll avoid losing out to a cowboy.

Spending cuts will slash house prices in these towns

by John Fitzsimons | The Government cuts will hit house prices hard in the towns that rely on the State.

£86,000 house valued at £1

by Donna Ferguson | Don’t let this housing horror happen to you!

Smart new mortgages for savvy borrowers!

by Christina Jordan | A welcome return to product innovation means more mortgage choice for you

Huge housing cuts on the way

by John Fitzsimons | The Government wants to slash how much we spend on social housing, but has it thought the consequences through?

Get ready for mortgages from Tesco!

by John Fitzsimons | You’ll soon be able to get mortgages as well as mushrooms and macaroons from the supermarket giant.

Five dangerous homebuying mistakes

by lovemoney.com staff | Whether you're buying your first or your next home, be sure not to fall into any of these five traps.

Rental income and demand reach record highs!

by Christina Jordan | Buy-to-let has bounced back with new lenders, more products, rent hikes and demand through the roof

Safer mortgages mean lower house prices!

by Cliff D'Arcy | Proposed tighter rules could lead to another collapse in mortgage lending and house prices.

Largest house price fall since 1983

by Christina Jordan | Property prices plunged last month but it’s not time to panic… yet!

Get your lender to pay your energy bills!

by John Fitzsimons | One lender will now pay towards your winter fuel bills if you take out a new mortgage.

Worst mortgage conditions for a decade

by John Fitzsimons | If you want to buy a house, things are starting to look a bit ropey.

Five great ways to slash your mortgage costs!

by John Fitzsimons | It’s not difficult to slash the amount you spend on your mortgage.

Don't pay a penny for your mortgage

by John Fitzsimons | Why pay £1,000 for a mortgage when you can get a decent one without a fee?

The last housing crash, Part 2

by Cliff D'Arcy | Here's part two of our region-by-region review of the Nineties property slump. Brace yourselves!

The last housing crash

by Cliff D'Arcy | Cliff D'Arcy takes an in-depth look at the sharp drops across the UK during the last slump.

Top 20 property hotspots!

by John Fitzsimons | One town has seen property sales rocket by 85% in the past 12 months.

Why I would fix for five years

by Christina Jordan | Five-year fixed rates offer brilliant value for money and great security

Don't miss these market-leading mortgages!

by Christina Jordan | Whether you want to lock into a fixed rate or go for a cheap tracker, we’ve rounded up this week’s newest mortgages and best buy deals

House prices double every 7 years?

by Cliff D'Arcy | We crunch the numbers to find out how many years it takes for house prices to double.

10 top tips for homebuyers!

by Alison Hunt | Here are ten tips that could help you get a good deal when you buy a home.

House Prices, Burgers And Buffett

by Cliff D'Arcy | When it comes to price rises and falls, houses are much the same as burgers. We explain why, with the help of a billionaire investor!

The biggest threat to borrowers

by John Fitzsimons | A terrifying new survey shows that when it comes to mortgages, ignorance is rife.

Secret new rules set to reduce house prices

by John Fitzsimons | You may not have heard of the Mortgage Market Review, but it could have a serious impact on the value of your home.

A kick in the teeth for borrowers

by Christina Jordan | Big cuts are about to be made to a key benefit for borrowers who have fallen behind on their mortgage

Published in September 2010

The worst property rip-offs in the world

by Donna Ferguson | Have you ever got rip-off road rage? Here's a list of the worst property rip-offs in the world -- and how to avoid them!

The worst mortgage lenders in the country!

by John Fitzsimons | These are the mortgage lenders that attract the most vitriol from their customers.

Brilliant buy-to-let mortgages at under 5%

by John Fitzsimons | Things may be on the up for those investing in property.

Ditch Britain for somewhere better!

by Emma Roberts | With the recent news that residents of Britain have the worst quality of life in Europe, Emma Roberts explores some exciting emigration options.

Six silly ways to ruin your home

by Rachel Wait | Make these mistakes and you could be paying out a small fortune to repair them....

Pay 5% on your mortgage for a decade

by Neil Faulkner | Some mortgages are very under-rated and any serious contrarian should consider them.

Remortgage now or regret it

by Christina Jordan | You may be reaping the rewards of a low variable rate now, but what would you do if your repayments shot up?

You'd be mad to ignore 2.19% tracker mortgages!

by John Fitzsimons | With lenders frequently undercutting each other, there are bargains to be found in the tracker market.

New rules will push up your mortgage rate!

by John Fitzsimons | The name Basel III might mean nothing to you, but it will have a big effect on your mortgage rate.

The truth about house prices

by Donna Ferguson | What's really going on in the housing market? We show you how to find out.

Landlords: lower your costs

by Neil Faulkner | This is one of the most overpriced products a landlord can buy. But do you really need it?

House prices beat inflation!

by Cliff D'Arcy | We look into why house prices have consistently beaten inflation over the decades.

Take advantage of the repossessed

by Szu Ping Chan | If you want to nab a great property at a discounted price, the auction house is the place for you

Pay less for your perfect property

by John Fitzsimons | Follow these simple steps and you'll never overpay on a property again

The mortgage monopoly may cost you money

by Christina Jordan | The top five lenders account for 82% of all lending. But who are they? And is it a good thing for borrowers?

Stop developers grabbing your garden!

by Sabuhi Mir | England has seen a phenomenal rise in garden grabbing. What is it, and why has it left local communities disgruntled?

The dodgy landlord scammers

by John Fitzsimons | A small but dangerous number of private landlords are putting both our finances and our health at risk!

The best and worst types of property to own

by John Fitzsimons | Not all types of property have enjoyed the same jumps in house price over the past decade...

The fastest way to sell your home

by Christina Jordan | This is the quickest – and easiest – way to sell a property. There’s no chain, no haggling and no risk of gazundering – so what’s the catch?

Why we all want to live on Ramsay Street

by Christina Jordan | TV homes inspire us to do a spot of DIY, but how should you fund it?

Buy-to-let mortgages just got better

by Christina Jordan | One lender has relaunched its range to give landlords a wider choice and better deals

Top 9 things that boost a property's value

by John Fitzsimons | Whether it's to live near the family or a beach, there are plenty of property features we're willing to stump up thousands extra for.

Get a fixed rate mortgage below 3% - quick!

by John Fitzsimons | Lenders are falling over themselves to launch great new fixed-rate mortgages. You’d be daft to miss out!

House price crashes are rarer than you think!

by Cliff D'Arcy | What goes up, must come down. Yet since the Fifties, house-price crashes have been surprisingly infrequent...

Don’t get ripped off by a rogue trader

by Jane Baker | Rogue traders can turn your dream home into a nightmare. Make sure you don’t get caught out.

Bad news for landlords

by Christina Jordan | Cuts to housing benefits will have a huge impact on landlords as well as tenants.

Five reasons to be cheerful about the property market

by Christina Jordan | It’s not exactly boom time but don’t panic! The housing and mortgage markets are not bust either.

Oops, I committed mortgage fraud!

by Cliff D'Arcy | As house prices fall and buyers exit, some sellers become desperate to strike a deal. Alas, this particular pact is dodgy...

Fix your mortgage at 2.95%!

by Jane Baker | Should you consider taking out a mortgage from your own bank, if the rate is low enough? Let’s find out...

Biggest drop in house prices since April 2009

by Cliff D'Arcy | Property firm Hometrack warns that house prices are starting to slide...

Published in August 2010

16 super low fixed rate mortgages

by Christina Jordan | Are lenders ripping us off when it comes to fixed rates – or should you go for one before the best deals are withdrawn?

Pay nothing for a cracking mortgage deal!

by Christina Jordan | These cut-price mortgage fees could save you a fortune.

The secret way your mortgage lender steals from you

by Mark Adams | A price war is breaking out in the mortgage market as lenders rush to cut the price of fixed-rate deals - just as an influential think tank issues an apocalyptic warning over future interest rate rises. So is it now the time to fix your mortgage? Mark Adams assesses the market.

The 2.6% mortgage trick

by Jane Baker | Get suckered in by a super low mortgage rate and it could cost you thousands.

The greatest threat to mortgage holders

by Neil Faulkner | Mortgage holders should be apprehensive about the property market's unexploded bomb

Cut your mortgage rate to 2.29% - penalty-free!

by Donna Ferguson | This mortgage tops the rest at a low rate that's guaranteed to blow your socks off.

Five steps to an easy remortgage

by Christina Jordan | Don’t struggle to move your homeloan. Switch and save the smooth way!

Fix your mortgage rate under 4% for five years!

by Jane Baker | The popularity of cheap fixed-rate mortgages is starting to gather pace. Check out all the best-buy deals here.

Serious trouble ahead for borrowers

by Christina Jordan | The number of struggling borrowers may be falling, but we are not out of the mortgage woods just yet!

Beware of this rip-off mortgage cost

by Jane Baker | Choose your mortgage purely on the basis of a low rate and you could lose out later on with this easily missed fee.

Brilliant buy-to-let mortgage deals

by Christina Jordan | Buy-to-let is back on track with lending up 15%. We round up the top mortgage deals

The top 10 fixed and tracker mortgages

by Christina Jordan | Can’t decide whether to lock into a mortgage rate or take a chance on a tracker? We round up the best of both

Get a mortgage at 1.99%

by John Fitzsimons | As one report suggests base rate will stay at 0.5% until 2014, we look at the very best mortgages to take advantage.

Get £4,500 cashback with this mortgage

by John Fitzsimons | Buying a property can be pretty expensive, but this mortgage offers more than just a helping hand.

House prices drop to 2006 levels

by Cliff D'Arcy | House prices have rolled back four years, but how long before they boom again?

Top 4 things that will add value to your home

by John Fitzsimons | Londoners pay a massive premium to live near a train station. But there are all sorts of external factors which can add thousands to the value of a property.

The top 5 rotten property scams!

by John Fitzsimons | Be on your guard against these awful property tricks.

Don’t miss this ultra low 2.19% mortgage rate!

by Jane Baker | HSBC has launched a fantastic new mortgage deal but it’s only available until 15 August, so act now or miss out!

It's cheaper to buy than to rent!

by John Fitzsimons | In most of Britain, it may actually work out cheaper to buy your home than to rent it.

House prices: What the forecasters are saying

by Neil Faulkner | We read between the lines in the property figures and forecasts from Halifax, Land Registry, Nationwide, PwC and Capital Economics.

How to pick a perfect tenant

by Emma Roberts | Choosing the right tenant could mean the difference between a year of horrendous hassle and a year of blissful peace. Emma Roberts finds out how you can find the perfect tenant.

The sums don’t add up for landlords!

by Christina Jordan | A buy-to-let mortgage crisis looms if tenants can’t pay

The best mortgages for different borrowers

by Christina Jordan | We round up the top deals whatever your circumstances

Published in July 2010

Five borrowers who must take mortgage advice

by Christina Jordan | Brokers can help all borrowers but for some they are absolutely invaluable.

19 top 90% mortgages!

by Jane Baker | There’s hope for borrowers with a 10% deposit as new 90% mortgage deals hit the market.

Machine gun your mortgage

by Neil Faulkner | Opinion on inflation and deflation is evenly split, which is why you need to consider a dual approach to tackling your mortgage.

The safest variable mortgage around

by John Fitzsimons | These clever mortgages not only allow you to take advantage of the record low base rate, but offer an easy escape route if things get hairy!

30 must-have mortgages, whatever your deposit

by Christina Jordan | Mortgage lending is up and rates are keen, but they might not stay that way!

Big cities should expect house price falls

by Cliff D'Arcy | New financial curbs spell bad news for housing in London and regional capitals.

Capitalise on house price falls

by Donna Ferguson | House prices are predicted to fall for the rest of this year- so if you’re looking to buy, what should you do?

Why you should ditch the SVR

by Jane Baker | Do you know how to get rock bottom mortgage rates? If not, you could be wasting an awful lot of money.

Why a mix and match mortgage can save you a fortune

by Christina Jordan | Can’t decide between a fixed rate and a variable rate? Now you don’t have to!

Save money by capping your mortgage

by Neil Faulkner | A new capped mortgage product has been launched, promising to save you money - but will it really?

The most affordable UK cities to rent!

by John Fitzsimons | We round up the cities that offer the best value to tenants – and those that really don’t

Getting a mortgage is about to get tougher

by John Fitzsimons | New rules from the FSA will make it harder for all of us to get our hands on a mortgage – do they go too far?

You're better off ignoring Northern Rock

by Christina Jordan | The State-owner lender has just unveiled a new range of mortgages - but don't expect to see any market-leaders

House prices won't budge for 10 years

by Cliff D'Arcy | One leading forecasting firm predicts stagnating house prices for up to a decade...

Don’t panic over falling house prices!

by Christina Jordan | Five reasons we shouldn’t worry about property prices

Buy a home with a 5% deposit!

by John Fitzsimons | This new mortgage may be the answer for those borrowers with only a small deposit.

Five-fold increase in property millionaires

by Christina Jordan | The number of million pound properties has rocketed in the past decade. We look at which areas have benefitted the most.

Low rents mean house prices will fall

by Neil Faulkner | The size of rents in the UK signal that further house price falls are due

Take 5 and forget about your mortgage!

by Christina Jordan | If you fix for five years you can sit back, relax and chill out about interest rates

Fix your mortgage at 2.69%!

by John Fitzsimons | It’s not just trackers that have some astonishingly low rates on offer – fixed rates are falling too!

Sell your home online

by John Fitzsimons | John Fitzsimons looks at how you can save money by selling your home yourself online

Sell your home online - Video script

by John Fitzsimons | John Fitzsimons looks at how you can save money by selling your home yourself online

Make the right bid for a property!

by John Fitzsimons | John Fitzsimons looks at how to work out what offer to make on a property.

Make the right bid for a property! - Video script

by John Fitzsimons | John Fitzsimons looks at how to work out what offer to make on a property.

House prices fall for third month in a row

by Donna Ferguson | If you’re about to sell a property, find out how you can protect yourself from falling house prices.

Top mortgage deals for landlords

by John Fitzsimons | Landlords are getting more confident, and expanding their portfolios. These are the mortgage deals they’d be mad to miss!

Pay nothing for your mortgage!

by Christina Jordan | Is a fee-free deal gold dust or gimmick?

Most expensive street names in the UK

by John Fitzsimons | It’s not just the location of a property that dictates its price – even the name of the street plays a part!

Buy a home for £10,000

by John Fitzsimons | Tesco has just started selling homes for £10,000. John Fitzsimons finds out why, and looks at other properties you can snap up for the price of a new car.

Good riddance to this property scam

by John Fitzsimons | This dodgy property scam has gone on too long – thankfully the authorities are finally clamping down on it!

Why you need a flexible mortgage!

by John Fitzsimons | John Fitzsimons explains why the best mortgages offer you a bit of flexibility

Why you need a flexible mortgage!

by John Fitzsimons | John Fitzsimons explains why the best mortgages offer you a bit of flexibility

House prices are invincible

by Harvey Jones | House prices continue to defy logic and rise - are they simply invincible?

Secret way the taxman is watching landlords

by John Fitzsimons | If you own more than one property, the taxman is employing some shadowy tactics to ensure you pay enough tax

Get £300 for remortgaging!

by John Fitzsimons | It’s possible to make a few quid up front for remortgaging. But is now a good time to do so?

3 nasty housing costs

by John Fitzsimons | John Fitzsimons looks at the costs we forgot to consider when buying a property.

3 nasty housing costs

by John Fitzsimons | John Fitzsimons looks at the costs we forgot to consider when buying a property.

Published in June 2010

Save thousands and shave years off your mortgage

by John Fitzsimons | With this mortgage you can not only pay off your mortgage early, but you can also save thousands of pounds!

Fix your mortgage at the cheapest rate in 7 years

by John Fitzsimons | Britain’s favourite mortgage, the two-year fixed rate, just got cheaper...

Save thousands and shave years off your mortgage

by John Fitzsimons | With this mortgage you can not only pay off your mortgage early, but you can also save thousands of pounds!

Why you're better off with a tracker mortgage

by Christina Jordan | Despite a move towards fixed rates, a cheap and cheerful tracker could still save you money.

Beware anyone selling property this year

by John Fitzsimons | Housing market changes and renewed confidence in the house prices have led to the return of the speculative seller – but is this a good thing?

House prices set to surge after the World Cup

by Christina Jordan | Get set for a housing market boom when the final whistle blows in the World Cup...

House prices heading for double-dip

by Cliff D'Arcy | After their weak spring bounce, Cliff D’Arcy warns house prices are set to head south...

Mortgage borrowers: Get off your SVR – quick!

by Mark Adams | Mortgage borrowers sitting on their bank’s SVR are being urged to remortgage now. Lenders across the board are set to hike their standard rates - whatever happens to interest rates in the near future. We outline your options and uncover the best mortgage deals

Finally, some good news for landlords!

by Christina Jordan | The coalition Government scraps red tape proposals for landlords. Hurrah!

The most romantic mortgage in the world!

by Christina Jordan | Love is in the air with a mortgage designed exclusively for couples…

Five really annoying mortgage costs

by Christina Jordan | It’s not just your deposit and Stamp Duty you need to budget for when you buy your first home!

Housing shortage won't stop a housing crash

by Neil Faulkner | Neil Faulkner looks in depth at the demand and supply in the property market.

Fix your mortgage for a decade

by John Fitzsimons | Forget about trackers – fixing your mortgage rate for a decade is the most sensible thing you can do.

Remortgage and save money

by Christina Jordan | Many people are reluctant to switch to a fixed rate because there’s often a premium to pay, but are they making a mistake?

3 tips to follow when buying abroad

by John Fitzsimons | John Fitzsimons looks at what you should always do if you fancy buying a property overseas

3 tips to follow when buying abroad - Video script

by John Fitzsimons | John Fitzsimons looks at what you should always do if you fancy buying a property overseas

Landlords are breaking the law

by Neil Faulkner | Too many landlords are holding onto deposits illegally - tenants, here's how to protect yourselves from foul play.

The ten best seaside towns

by Christina Jordan | Head to the Yorkshire coast for cheap and cheerful seaside homes.

The link between house prices and salaries

by Neil Faulkner | Neil Faulkner examines the link between how much you earn and the value of your home

House prices returning to 2007 peak

by Donna Ferguson | Average house prices rose £15,000 over the last year and are now less than 10% below the 2007 peak...

A 5-year fixed rate mortgage will save you money

by Neil Faulkner | We explain why five-year fixed mortgage deals are looking a lot better than two-year fixes, despite the higher initial cost.

Slash years off your mortgage

by Christina Jordan | Find out how to slash years off your mortgage term!

Published in May 2010

Five £1m postcodes

by John Fitzsimons | Britain now boasts almost 2,000 streets with average property prices over £1m – we look at the postcodes that really set you back!

Complaints about estate agents jump by 40%

by John Fitzsimons | John Fitzsimons looks at why complaints against estate agents have jumped sharply, and what you should do to pick the right agent.

The new mortgage that charges less than Base Rate!

by Christina Jordan | Is a homeloan that charges just 0.49% interest too good to be true?

The best cities in the world to live in

by Cliff D'Arcy | In a new survey of the world’s best cities, London is the only UK entry in the top 50. So, where are the best places to live?

Now is the time to buy-to-let

by John Fitzsimons | With new lenders and predictions of massive growth, things are looking great for buy-to-let. But is there a sting in the tail?

The future of house prices

by Neil Faulkner | We review the top 5 arguments for and against short-term house price growth

Homeowners: Wave goodbye to HIPs and hello to £200

by Christina Jordan | The much-maligned Home Information Packs have been ditched by the new Government.

You’re destroying the value of your home!

by John Fitzsimons | Many of us are making this daft mistake, and wrecking the value of our homes!

Landlords: Cut your tax bill!

by John Fitzsimons | Many buy-to-let investors are missing out on the brilliant tax benefits available to them...

Time to feel confident about the mortgage market

by Christina Jordan | Investor interest could spell more funding for lenders and therefore more competitive mortgage deals for you.

Stop believing the lies about mortgage fees

by Christina Jordan | No one wants to pay their lender a large one-off sum just for the privilege of getting a deal, but are small arrangement fees really a better option?

How to pay for home improvements

by Jane Baker | Home improvements don’t usually come cheap, but find out the best ways to pay for them.

How to pay for home improvements - Video script

by Jane Baker | Home improvements don’t usually come cheap, but find out the best ways to pay for them.

House prices are going to crash again

by Cliff D'Arcy | Feeble lending so far in 2010 suggests that house prices are set to crash once more...

Mortgage rates lowest in a year

by Jane Baker | With mortgage rates now at the lowest level for a year, if you're coming to the end of your mortgage deal you face a big choice

When to get a flexible mortgage deal

by John Fitzsimons | What is a flexible mortgage? Who does it suit - and when should go for this type of mortgage over another? John Fitzsimons has the answers.

Want a mortgage? You'll have to pass this exam!

by Christina Jordan | One charity has said it is too easy for first-time buyers to arrange a mortgage without understanding the potential debt they could fall into -- and reckons they should have to pass exams first!

Should I buy or carry on ranting?

by Neil Faulkner | A furious variation of a popular property question. But what's the answer?

Get ready for Base Rate rises

by Christina Jordan | Rising inflation has led to speculation that Base Rate could rise sooner than was previously thought

The new 'best of both worlds' mortgage rate

by Mark Adams | One lender has unveiled a mortgage which is both a fixed rate AND a tracker. Will it put an end to interest rate anxiety, or is it just a mortgage rate gimmick?

Crisis hits rental market

by John Fitzsimons | If you thought landlords were evil, think again...

Published in April 2010

The rip-off that will wreck your home

by Jane Baker | Want to improve your home? Protect yourself from rip-off rogue traders in 10 simple steps....

Your home’s value is about to drop

by John Fitzsimons | The housing market has staged an impressive recovery for the past year, but things may be about to go very, very wrong

The top 10 ASBO towns!

by John Fitzsimons | Thanks to a new iPhone application, you can check up on just how dodgy your new neighbours might be...

3 ways to boost your home’s value

by John Fitzsimons | John Fitzsimons looks at some simple ways to boost the value of your home.

3 ways to boost your home’s value - Video script

by John Fitzsimons | John Fitzsimons looks at some simple ways to boost the value of your home.

Buy-to-let bounces back

by Christina Jordan | With more landlords planning to invest in property, capital values rising and yields remaining healthy, buy-to-let may be back in vogue

Interest-only mortgage deals

by Jane Baker | An interest-only mortgage might seem like the obvious choice for cutting your costs, but it’s not as cheap as it seems.

Why length matters as much as the mortgage rate

by Christina Jordan | Never mind the mortgage rate - is it better to go for a long or a short mortgage deal?

Your home is worth more if you vote Tory!

by John Fitzsimons | Your home is worth £89,000 more if you choose to vote Tory over Labour.

The best mortgage

by John Fitzsimons | If you’re buying a house, this deal should be top of your list! It's the best mortgage around....

Cut your monthly mortgage payment while you still can

by Christina Jordan | Christina Jordan rounds up April's top best-buy mortgage deals and shows you how to cut your monthly mortgage payment.

The lowest mortgage rates in the world ever!

by Christina Jordan | Forget the naysayers - if you want to cut your monthly mortgage payments, now is the perfect time to get a mortgage!

Letting agents are a waste of money!

by John Fitzsimons | Complaints about letting agents have rocketed over the past year, and are expected to jump again in 2010. Here's why hiring one is a waste of money!

Get the best mortgage for the best reasons

by Neil Faulkner | What's going to happen to interest rates? Should you go for a short-term tracker or a long-term fix? Whatever your circumstances, here's how to select the right mortgage for the right reasons.

Four tips for buying your first home

by Rachel Robson | Buying your first property? Check out these top tips....

Four tips for buying your first home - Video script

by Rachel Wait | Buying your first property? Check out these top tips....

Four tips for buying your first home - Video script

by Rachel Wait | Buying your first property? Check out these top tips....

Top 10 cheapest streets to buy a home!

by John Fitzsimons | Never mind breaking the bank to buy a one bedroom-flat in Kensington – these are the streets that are jam-packed with property bargains!

The top 10 most expensive places to rent

by Christina Jordan | Christina Jordan examines 10 places where rent has gone through the roof, 10 places where rents are falling the most, and the top 15 buy-to-let mortgage deals.

The return of sub-prime mortgage rates

by Harvey Jones | If you thought sub-prime mortgage lending (to borrowers with a history of bad credit) was a thing of the past, think again. Sub-prime mortgage rates are back!

Cut your monthly mortgage payment and clear your mortgage 5 years early!

by Jane Baker | Find out the clever way to beat rubbish savings rates, and make far better use of your spare cash.

The cheapest way to sell your home

by Jane Baker | Why pay several thousand pounds to an estate agent to sell your home, when you can sell it yourself online for free.

Build your dream home for less!

by John Fitzsimons | The Stamp Duty change has provided a boost to those looking to build their first home rather than just buy it.

The best mortgage rates, whatever your deposit

by Christina Jordan | It doesn’t matter what you have upfront, you can still get a great deal

Beware these six mortgage cost traps

by Jane Baker | Here are my most-hated mortgage traps every homeowner - and wannabe homeowner - should know about, and avoid.

When a first-time buyer isn't a first-time buyer

by Christina Jordan | If you think you can take advantage of the new Stamp Duty break, you might need to think again!

Published in March 2010

Three massive first-time buyer mistakes

by John Fitzsimons | Buying your first house is a big step, but many first-time buyers make these classic mistakes

Three massive first-time buyer mistakes - Video script

by John Fitzsimons | Buying your first house is a big step, but many first-time buyers make these classic mistakes

House prices grinding to a halt

by John Fitzsimons | Say goodbye to house price increases – the sellers are back and out in force.

5 reasons you must switch your mortgage rate

by Christina Jordan | Remortgage today to a better mortgage rate or you will regret it tomorrow!

Cut your current mortgage interest rate to just 1.99%!

by Jane Baker | Want to reduce your current mortgage interest rate? This super cheap new mortgage will definitely catch your eye, but watch out for the sting in the tail.

Sell your home like a Norwegian and make thousands

by Harvey Jones | Harvey Jones did, and sold his property in two days for thousands of pounds more than the original price.

Buy-to-let investors are drowning in debt

by John Fitzsimons | Increasing numbers of landlords are deep in the red, and that’s a disaster for all of us.

The best mortgage for low deposits

by John Fitzsimons | John Fitzsimons looks at an ace deal for borrowers with only a 15% deposit.

Now is the time to get fixed mortgage deals

by Neil Faulkner | Get a fixed mortgage deal now or you'll regret it later...

The best mortgage for low deposits - Video script

by John Fitzsimons | John Fitzsimons looks at an ace deal for borrowers with only a 15% deposit

2000 available mortgages, yet I can't find one!

by Harvey Jones | The number of mortgages in the market may have rocketed past 2000, but there's still a crippling lack of choice

Don't panic about mortgage costs if you have a small deposit!

by Christina Jordan | Stop worrying about your mortgage cost - there are some great deals out there for those who can only muster 10% or 15% upfront.

The phantom rental property scam

by Serena Cowdy | Watch out for this scam if you’re a tenant!

The phantom rental property scam - Video script

by Serena Cowdy | Watch out for this scam if you’re a tenant!

Shave years off your mortgage cost

by Christina Jordan | One lender has announced that borrowers can now overpay 20% of their mortgage balance in the next year without penalty, which could save you thousands!

Over 65? You’re sitting on a £765bn goldmine!

by John Fitzsimons | Millions of pensioners across the UK are sitting on a vast sum of money that could be used to give them a far more comfortable retirement...

Bailed-out banks are ripping us off

by Mark Adams | Lloyds and the other struggling banks were given £185bn in bailouts - and they’ve repaid the favour by charging steep premiums for mortgages

The top worst 10 towns for property repossessions

by John Fitzsimons | If you own a property in one of these towns, then your property is more likely to be de-valued by local repossessions. John Fitzsimons looks at what you can do if your home is at risk.

Fixed mortgage deals vs variable mortgage deals

by John Fitzsimons | Which one is better? A fixed mortgage deal or a variable mortgage deal?

Nine super-cheap variable mortgage deals

by John Fitzsimons | Base rate is going nowhere, so why not take advantage of these ridiculously cheap mortgages?

Save thousands on your property

by Tim Wilson | Our mortgage expert explains how to get the right price for your dream home

Why I think the terrific term tracker is the best mortgage

by Christina Jordan | This brilliant mortgage that makes the most of low Base Rate, but lets you leave cheaply when rates rise - I think it's the best mortgage you can get!

A hung parliament could cost you thousands!

by Christina Jordan | Why your vote could affect your mortgage rate

Cut the cost of your mortgage!

by John Fitzsimons | John Fitzsimons looks at three easy ways to reduce how much you are forking out on your mortgage each month

Cut the cost of your mortgage! - Video script

by John Fitzsimons | John Fitzsimons looks at three easy ways to reduce how much you are forking out on your mortgage each month

Five ways to make thousands from your home!

by John Fitzsimons | No need to worry about house prices – your home is an asset you can easily make money out of, without having to sell up!

The street where homes cost £7m!

by John Fitzsimons | Find out which street is home to the most expensive properties in the UK.

Three top tips for wannabe landlords

by John Fitzsimons | John Fitzsimons highlights three things to consider if you’re planning a buy-to-let investment

Three top tips for wannabe landlords - Video script

by John Fitzsimons | John Fitzsimons highlights three things to consider if you’re planning a buy-to-let investment

Need to rent out your home? Tell your lender!

by Christina Jordan | Find out why it would be a terrible mistake to fail to inform your lender if you let out your home .

Watch out for these hidden fees!

by Neil Faulkner | Be on your guard when buying or selling a property for these secret fees and commissions!

The evil way Foxtons ripped off landlords

by John Fitzsimons | Whether you're a tenant or a landlord, you'll be glad this rip-off has been outlawed.

Make money from falling house prices!

by John Fitzsimons | A new product from a state-run bank will soon enable you to bet against house price movements!

Panic about house prices!

by Christina Jordan | Mortgage lending slumped in January and there are signs the trend of rising house prices is over. Is there reason to panic?

You must be mad to be a buy-to-let landlord

by Harvey Jones | Harvey Jones reckons you must have a screw loose if you want to become a landlord.

Fix your mortgage rate now!

by Mark Adams | Interest rates are predicted to start rising next month and rates on fixed mortgage rate deals are tumbling as lenders embark on a new price war. Now could be the best time in history to get a fixed mortgage rate!

Save £10,000 on your energy bill

by Serena Cowdy | The government wants to help you save money and save the planet at the same time. So what’s the catch?

Published in February 2010

The phantom rental property scam

by Serena Cowdy | Watch out for this new scam sweeping the country or you could end up thousands of pounds out of pocket.

I dodged the housing crash

by Cliff D'Arcy | Cliff D'Arcy foresaw the coming housing crash and sold his family home five years ago to wait out the falls as a tenant. How did this decision turn out?

Buy your next home on Google!

by John Fitzsimons | Hate estate agents and rip-off property charges? You'll love this news.

Pay nothing for your mortgage rate

by Christina Jordan | Fee-free deals on mortgage rates look very attractive if things are a little tight, but are they as good as they seem?

Fund DIY the cheap way!

by Christina Jordan | The best way to pay for home improvements

Brilliant mortgage deals for first-time buyers

by Mark Adams | The end of the Stamp Duty holiday may not be the disaster it seems - smaller deposit mortgage deals are getting cheaper!

Britain's greatest property investors - Part 2

by Cliff D'Arcy | We look at the six more property barons who got rich off property in the 1995-2007 boom, and uncover the secrets of their success!

Britain’s greatest property investors

by Cliff D'Arcy | During the property boom of 1995 to 2007, homeowners made £3,000 billion. We look at Britain's biggest property barons, and what we can learn from them.

Buy your home online and get a bargain!

by Neil Faulkner | Online property auctions are a fascinating new way to get on or move up the property market, and Neil Faulkner reckons some good deals can be done.

How to work out what your monthly mortgage payment should be

by Tim Wilson | Working out how much you can and should borrow on your mortgage is a big decision. Our top broker explains how to work out what's best for you

Mortgage rates on the way down!

by Christina Jordan | Great news for borrowers - competition in the mortgage market is sparking price cuts. But can it last?

Sort out your mortgage online!

by John Fitzsimons | John Fitzsimons looks at the dos and don’ts of arranging a mortgage over the internet.

Sort out your mortgage deal online! - Video script

by John Fitzsimons | John Fitzsimons looks at the dos and don’ts of arranging a mortgage over the internet.

The 12 biggest property blunders

by Rachel Wait | If you’re hoping to buy a property, make sure you don’t fall foul of these 12 mistakes...

The biggest house price myth

by Cliff D'Arcy | Some housing ‘gurus’ believe that certain parts of the UK are crash-proof. This hard evidence proves otherwise!

Pay off your your current mortgage deal in 10 years!

by Christina Jordan | One in 10 homeowners stand to pay off their mortgage in less than a decade. Fancy becoming mortgage-free by 2020?

Top 10 property websites

by John Fitzsimons | Whether you're buying or selling a property, you'll save £££ by visiting one of these websites first.

Housing market bubbling up again

by John Fitzsimons | Estate agents have got a spring in their step once again, but is this just the start of another house price bubble?

How to buy a repossessed property

by Szu Ping Chan | Repossessions are at a 14-year high, so now is the perfect time to bag a property bargain. However, be aware of the pitfalls too...

Mortgage repossessions to jump in 2010

by Christina Jordan | The latest figures show mortgage arrears and repossessions have fallen, but we’re not out of the woods yet

Escape the 12.55% mortgage interest rate!

by John Fitzsimons | Lenders have started hiking up SVRs, with some mortgage interest rates now at staggering levels. Now may be the time to head for a new lender.

The best landlord mortgages

by Christina Jordan | We round up the most outstanding fixed and variable buy-to-let deals

Get ready for return of mortgage deal rationing!

by Malcolm Wheatley | It looks like 1970s-style mortgage rationing may return. Malcolm Wheatley explored what it would mean - and how to cope

Oldham is the cheapest place to buy property

by John Fitzsimons | New research has suggested that Oldham is the cheapest town in the country to buy property in. Should we all move there?

6 terrific tips for buying an overseas property

by Andrew Morris | Whether you're buying in the Maldives or Milan, don't hand over your cash without following these tips!

The best mortgage rates for first-time buyers

by Christina Jordan | Finally those with small deposits get a bite of the mortgage cherry.

Government puts the boot into landlords again!

by Christina Jordan | New buy-to-let regulations will hit tenants and landlords where it hurts. But it's good news for homeowners...

The town where house prices jumped 207%

by John Fitzsimons | According to a new study, house prices across the UK more than doubled over the course of the Noughties. But in one town the growth was even more spectacular...

Fix your mortgage rate now!

by Jane Baker | With interest rates set to rise, you'll save thousands if you get one of these top fixed rate mortgages now, argues Jane Baker.

The FSA comes down hard on unfair mortgage costs

by Cliff D'Arcy | Often, mortgage lenders kick struggling borrowers when they’re down, but this is set to change thanks to a planned clampdown...

I want the best mortgage - and I want it now!

by Tim Wilson | How do you work out which mortgage deal is best for you? It's easier than you'd think, says lovemoney.com head mortgage broker Tim Wilson.

Published in January 2010

Pay just 2.29% on your current mortgage interest rate

by Christina Jordan | Christina Jordan rounds up the cheapest variable mortgage deals on offer at the moment - including a 2.29% variable deal from HSBC!

Fifty years of rising house prices

by Cliff D'Arcy | What does the future hold for house prices? Cliff D'Arcy takes a look at the lessons we can learn from the past 50 years of rising house prices.

The best mortgage deals on the market

by Christina Jordan | Are you better off getting your mortgage on the high street or through a mortgage broker? Christina Jordan compares the different deals on offer, both direct and from brokers.

The property market is bouncing back

by Chris Torney | A quick look at recent headlines suggests this is indeed the case. But dig a little deeper and you'll find there isn't good news for everyone.

The future's bright for mortgages and housing

by Christina Jordan | The positive signs that mean we should stop being so gloomy about the housing market.

Hike in mortgage interest rate spells danger for variable mortgage borrowers

by Christina Jordan | One mortgage lender has just increased its SVR by 41%, despite guaranteeing borrowers it wouldn't raise its rates. It says it was forced to do so due to 'exceptional market conditons'. That spells danger for mortgage borrowers everywhere...