Savings Investments Pensions Archive

Published in December 2009

Get the best savings account
by Neil Faulkner | How to get the best savings account, whatever your needs.
Be a savvy saver in 2010!
by Jane Baker | The start of a new year is the perfect opportunity to get your savings back into great shape. Find out how to get a headstart here.
1,700 cheated Lehman savers will receive compensation
by Malcolm Wheatley | 1,700 cheated Lehman savers are to get their money back! Malcolm Wheatley reveals when, and how, and what it means for savers everywhere.
The must-have regular saver
by John Fitzsimons | John Fitzsimons reviews the most flexible regular saver around
10 top ways to get the best return on your cash
by Jane Baker | Savings rates have stayed stubbornly low all year. Find out the secret to better returns here.
The top five savings bonds
by Neil Faulkner | The best savings bonds are now paying as much as 5.25% - more than ten times the base rate! Neil Faulkner rounds up the top five short and long-term bonds.
I love this savings account!
by Alison Hunt | This savings account offers the best of all worlds - a high fixed rate of 4.25%, an incentive to save regularly and the flexibility to access your savings whenever you need to.
The top 11 regular savings accounts
by John Fitzsimons | You can still earn 4.5% on your savings if you know where to look. John Fitzsimons rounds up the best regular savings accounts - which are, after all, the best way to get into the saving habit and build up a cash safety cushion.
The best savings bond of the year
by Jane Baker | Earn a top guaranteed return of up to 5% every year until 2012, and still get access to your savings.
7 top ways to boost your pension!
by Jane Baker | Find out how to ensure you get a higher income when you come to retire.
The best savings account you’ve never heard of
by John Fitzsimons | Everybody is searching for the best place to put their savings, but this account may just have slipped off your radar...
Get the best savings bond of the year
by Jane Baker | Find out how to earn a top guaranteed return of up to 5% every year until 2012, and still get access to your savings.

Published in November 2009

How to...start your first sipp
by Jane Baker | Jane Baker explains how to take control of your own retirement planning with a self-invested personal pension.
Earn up to 8% on your savings
by Rachel Wait | Some savers are managing to earn a fantastic 8% return on their money - find out how.
The best place for your nest egg
by John Fitzsimons | John Fitzsimons rounds up the best places to put your savings nest egg.
Earn six times as much interest
by Cliff D'Arcy | Though the base rate is at a record low, here's a rock-solid way for smart savers to inflate their interest.
Six ways to get the best rate on your savings
by Rachel Wait | Savings rates might be low, but there are plenty of ways to fight back and ensure you’re getting the best rate possible...
Don't work until you're dead
by John Fitzsimons | Take this action now or you could be forced to work until the day you die.
The best place for your life savings
by John Fitzsimons | John Fitzsimons highlights the best savings accounts for significant sums of money.
Great savings rates with 100% security
by Cliff D'Arcy | How safe are your savings? These new accounts combine absolute security with table-topping rates of interest!
The top 16 savings bonds
by Alison Hunt | Fancy earning a straightforward, guaranteed rate of interest on your cash? Then a fixed rate savings bond may be for you - check out the best ones here.
Get the top regular savings account
by Serena Cowdy | Variable savings rates are falling - use these savings accounts to avoid being dragged down!
6 steps to saving big
by Alison Hunt | Want to dramatically increase your savings but don't know how? Check out these six easy steps.
Three ways to boost your pension you've never heard before
by Jane Baker | Find out how to get more out of your retirement savings with these three little-known pension tricks.
The terrifying truth about your future
by Neil Faulkner | Take steps now to protect yourself from this financial nightmare.
Earl Shilton 90 day cash ISA
by Rachel Robson | Rachel Robson reviews the most consistent cash ISA on the market
The five biggest pension scandals
by Neil Faulkner | We look at the huge and often tragic cost of the biggest pension scandals of the past twenty years.
Pensions vs. ISAs: The best way to save
by Jane Baker | Which is the best way to save for your retirement: ISAs or pensions?
Top five things every parent should know
by Jane Baker | If you're a new parent - or parent-to-be - find out how to put your child on the road to financial success.
The top 18 savings accounts!
by Rachel Wait | If you’re looking for a new home for your savings, check out these top 18 savings accounts...
Foreign banks are just as safe!
by John Fitzsimons | John Fitzsimons explains why there’s nothing to worry about by going with a foreign bank.

Published in October 2009

The 12 best savings accounts
by Alison Hunt | In a bumper savings guide, Alison Hunt rounds up the best Cash ISAs, the best bonds, the best instant access accounts and the best places for your children's savings.
A market-leading bond that you shouldn’t touch
by John Fitzsimons | John Fitzsimons explains why this table-topping savings bond is not worth going for
Top cash ISAs for every pocket
by Serena Cowdy | Have you made the most of your ISA allowance? Find your perfect ISA here!
Justice at last for savers
by Malcolm Wheatley | Cheated and mis-sold Lehman savers have received welcome news of an FSA compensation scheme, says Malcolm Wheatley.
Brilliant bonds for all savers
by Serena Cowdy | No matter how long you want to stash your cash away, we round-up the best savings bonds.
Why property should be part of your pension plan!
by John Fitzsimons | If you want to ensure you have a decent, comfortable retirement, property should be a crucial part of your pension plan.
Beat low rates with these top savings accounts
by Mark Adams | Savings rates have been rubbish for months. But find out how you can still make the most of your spare cash.
Don't miss this chance to retire early!
by Harvey Jones | New rules will make retiring early even harder. If you want to quit the rat race sooner rather than later, act now.
Work all your life, then get an extra £2.40 a week
by Jane Baker | With inflation higher than it seems, you get a raw deal as you get older. Find out how to fight back in five simple steps.
Make your child a millionaire
by Harvey Jones | More than half of UK children believe they will become a millionaire one day. Here's how to make sure your child doesn't grow up with the crushing disappointment!
Prepare now for your twilight years!
by Donna Werbner | Donna Werbner goes out to get your two pence on whether the State Pension is enough to live on.
Love it or loathe it? - The best savings account on the market
by Jane Baker | The new Citibank flexible savings account has thrown a much-needed lifeline to savers.
Pensions are for girls
by Harvey Jones | Harvey Jones explains why women need to wise up about pensions
Online versus in-branch savings accounts
by Serena Cowdy | Whether you want face-to-face service or the ease of internet banking, we’ve found the best savings accounts for you.
The top six worst snags with pensions
by Cliff D'Arcy | Cliff D'Arcy investigates the six biggest problems with pensions.
Top 10 ISA myths
by Jane Baker | Confused about ISAs? You're not the only one. Here are all the facts you need to know.
Britain's worst with-profits providers
by Malcolm Wheatley | Ten million savers have a stake in Britain's £300 billion with-profits industry -- but some giant providers stand accused of 'getting it completely wrong', says Malcolm Wheatley.
Your two pence - Are ISAs as nice as they seem?
by Donna Werbner | Donna Werbner hits the streets to get your two pence on the new ISA rules coming in next year.
Earn the top rate on savings from £1 to £25,000+
by Jane Baker | Find out how you can earn the top rate on your savings, whether you're stashing away just £1 or more than £25,000.
Saving is fashionable again
by Harvey Jones | Saving used to be for dullards. Slow, dependable folk, who calculated that they probably wouldn't be run over by a bus tomorrow, and sensibly insisted on saving for the future instead. But now, saving is fashionable again...
The top five worst pension mistakes!
by Jane Baker | These five common pension mistakes will cost you thousands! Find out how to avoid them.
The top three savings accounts you should avoid
by Jane Baker | Some of the top savings accounts may look like best buys, but scratch below the surface and you'll see they're not everything they're cracked up to be.
When a bonus isn't a bonus
by Rachel Wait | Most of the top savings accounts offer bonuses nowadays. Should you go for them? Rachel Robson finds out.
Ten tips for smarter saving
by Cliff D'Arcy | With over 4,000 different accounts to choose from, saving can be hard work. Here’s your map to the savings minefield.
The top 21 worst Cash ISAs
by Cliff D’Arcy | Over 19 million Brits have a tax-free savings account known as a cash ISA. The bad news is that these 21 ISAs pay the worst interest rates in the UK...

Published in September 2009

How to pick the best pension funds
by Jane Baker | The key to building up a decent pension pot is to invest it well. Here's how to do that!
My top five instant access savings accounts
by Serena Cowdy | We scour the market for the very best instant access accounts on offer.
How to earn 5%+ on your savings
by Jane Baker | If you're after the best possible return on your savings, fixed rate bonds are the place to look.
Get the top rate on your savings
by John Fitzsimons | There's a new market-leading savings account out - and it's a good 'un, says John Fitzsimons.
Cash ISA changes for the over-50s
by Alison Hunt | With rule changes about to commence for older savers, here's the lowdown on whether you'll be able to top-up your Cash ISA, and six of the best rates on offer.
Four million savings accounts at risk!
by Cliff D’Arcy | Over four million children have a Child Trust Fund. Alas, with the nation's finances in a complete mess, these savings accounts could soon be axed...
Britain's worst savings accounts!
by Cliff D’Arcy | With the base rate stuck at 0.5%, times are tough for savers. Even so, these 60 savings accounts are a disgrace and savers should scarper at once!
Ten ways to get a better return on your savings
by Jane Baker | Savings rates are looking pretty unattractive right now. If you've got some spare cash, check out these ten ways to make your money work harder.
How to avoid working longer
by Jane Baker | Retiring early is fast becoming a luxury many of us won't be able to afford. But follow this advice to help you stop working sooner rather than later.
Soapbox - I love tracker funds
by Ed Bowsher | Ed Bowsher talks about the best way to build wealth for the long-term
Why banks aren't playing fair
by Neil Faulkner | In the past six months we've seen the cost of borrowing rise and the interest earned on our savings fall even though the base rate has stayed at an all-time low.
Make a will for £10
by Jane Baker | It may be cheap and easy, but can an online, do-it-yourself will really do the job properly?
Free money for your kids!
by Harvey Jones | Here's some free money for your children....What do you mean, no thanks?
4 reasons why the lottery is better than a pension
by Harvey Jones | Harvey Jones investigates why you could be better off buying a lottery ticket than investing in a pension...
Seven ways to boost your child's savings
by Jane Baker | Did you know this week marks the seventh anniversary of child trust funds? Check out these tips to make sure you're making the most of yours.
My favourite savings account
by Rachel Wait | Rachel Robson's favourite easy access savings account just got even better. Find out what makes it stand out from the crowd.
Wave goodbye to 6% on your savings
by John Fitzsimons | If you want to get 6% on both your current account AND regular savings account, you'd better hurry up - this deal is about to disappear!
Is it safe to save in a pension?
by Alison Hunt | With the recent financial turmoil, is saving in a pension still a good idea?

Published in August 2009

Put your pension right in four simple steps!
by Harvey Jones | The outlook for pensions is looking brighter, so it's time to take action and sort yours out!
Why it's vital to protect your pension income
by Jane Baker | If you buy a standard annuity with no bells and whistles it'll only last as long as you do. But here's a very cheap way to protect it.
Up your pension pot by £94,000!
by John Fitzsimons | An extra £100 a month towards your pension contributions can make an almighty difference to your standard of living in retirement.
Why savings rates are better this year
by Jane Baker | Jane Baker explains why today's seemingly ultra low rates on savings accounts aren't as bad as they look.
Eight smashing savings accounts
by Alison Hunt | Got some cash? Want to save it? Then here are eight excellent options for you - no matter how much cash you have or how much you plan to save.
99% of you still think property's a good investment
by Jane Baker | According to a recent lovemoney.com poll, 99% of you who have invested in property still think it's a good way to save for your retirement. Jane Baker is concerned.
Your Two Pence - Property vs. Pensions
by Donna Werbner | Is it better to invest in property or a pension? Donna Werbner hits the streets of London to find out
Avoid these rubbish savings accounts
by Serena Cowdy | We look at what's hot - and what's not - in the world of accessible savings accounts.
The top five places to stash your child's cash
by Alison Hunt | If you're struggling to find a home for your child's money, here are the five best places to stash that cash!
Love it or loathe it: Steer clear of this rotten account!
by Ed Bowsher | Ethical saving is fine in principle, but a 0.1% savings rate just isn’t good enough, says Ed Bowsher
Make this pension mistake and lose £36,000!
by Rachel Wait | Make this mistake with your pension before you retire and you could lose £36,000 or more.
The top 10 fixed rate bonds
by Alison Hunt | With the base rate now predicted to stay low for a long time, is it worth tying your money up for a year (or more) in order to earn a great rate?
Avoid this terrible savings account
by Jane Baker | Jane Baker warns against a terrible savings provider that is supposed to be the best in Britain
How to beat low savings rates
by Jane Baker | If you don't fancy taking your chances on the stock market, and low rates on savings don't appeal either, could corporate bonds be the answer?
No need to keep moving your savings around
by Szu Ping Chan | Here's five places to stash your cash if you're fed up with temporary bonus rates which force you to move your savings after a year...
Love it or loathe it? - The clever way to earn 6% on your savings
by Jane Baker | Find out how to get a great return on your cash without locking your money away.
The best savings accounts for regular savers
by Szu Ping Chan | A raft of new regular savings accounts have recently flooded the market. Szu Ping Chan reveals her pick of best accounts.
The best home for your savings
by Alison Hunt | With savings accounts getting more complicated and bonuses rife, we look at the top paying savings accounts for that hard-earned cash.
Savings war hots up!
by Szu Ping Chan | Egg has upped its savings rates for both new and existing customers. Find out who you should be saving with at the moment...
Make a wad from your windfall
by John Fitzsimons | What should you do with a lump sum? For those of you with a stash of cash but no idea of how to make it grow, help is at hand...
Love it or loathe it? - The best bond around
by John Fitzsimons | John Fitzsimons reviews a bond from Barnsley Building Society paying a whopping 5.4% - but it’s not for everyone

Published in July 2009

The great Cash ISA dilemma
by Alison Hunt | With rates abominably low, is it still worth stashing your cash in a Cash ISA - or should you put your money in a normal savings account, with a better rate?
Give your child £151,000 - for free!
by Jane Baker | It's now possible to build a £151,000 nest egg for your child - using only Government money and legal tax breaks!
Why you should transfer your pension
by Jane Baker | Keeping on top of your pension planning is the key to a happy retirement. Here's how to do it in five easy steps.
Watch out for this savings trap!
by Szu Ping Chan | We show you why in the savings market, loyalty never pays...
Avoid the top two savings accounts!
by Szu Ping Chan | These two savings accounts pay the highest rates, but we think you should avoid them like the plague. Szu Ping Chan explains why.
Love it or loathe it? - ING Savings Account has all the answers!
by Jane Baker | If you’re looking for a decent fixed rate on your savings and easy access, look no further than ING!
An innovative way to earn 8.2% on your cash!
by Szu Ping Chan | With savings rates still very low, it's time to think outside the savings box. Szu Ping Chan assesses two sexy alternatives to the traditional savings account.
Ditch these 'best buy' savings accounts - quick!
by Rachel Wait | If you took out one of these best-buy easy access savings accounts, be careful: you may find it's now one of the worst accounts in town...
Get a better rate on your fixed-rate savings
by Jane Baker | Many of last year's best-buy fixed rate bonds are about to mature. Find out what you should do with these savings now.
How to choose a savings account
by Neil Faulkner | We go through the different types of savings products to help you choose the right one for you. We also include our top recommendations.
How to pick your first pension
by John Fitzsimons | Choosing your first pension can be a tricky decision. John Fitzsimons looks at what needs to be considered before you take the plunge.
Earn 5.4% on your savings!
by Szu Ping Chan | Can't stand instant access accounts with darn bonus rates? Perhaps it's time to fix for the longer term, and earn 5%+ while you're at it...
Top savings accounts to suit everyone
by Serena Cowdy | Start building your safety net today with one of these great accounts.
Earn 5% on your savings - but hurry up!
by Neil Faulkner | This offer of 5% interest on your savings will last just a few hours or days!
Watch out for these savings accounts!
by Rachel Wait | So many savings accounts come with catches these days... Here’s what you need to look out for.
The ultra cheap way to invest in shares
by Jane Baker | If you haven't yet used up your Stocks & Shares ISA allowance, index-trackers are an easy route into stock market investing, and they're getting cheaper than ever.
Soapbox - The best way to save in 2009
by Ed Bowsher | Ed Bowsher thinks that easy access savings accounts are the best way to save in 2009.
The great pensions dilemma: should you bother?
by Harvey Jones | Harvey Jones admits pensions aren’t perfect, but says the alternative is much worse. His friend Jamie thinks they are the scourge of the devil.
Get the best rate on your savings
by Szu Ping Chan | Savings rates are finally rising! Here's the lowdown on the top two market-leaders launched just this month...
July's top seven savings accounts
by Alison Hunt | With savings rates starting to rise, here's a roundup of some of the best places to stash your hard-earned cash this month.
Why Michael Jackson's death should matter to you
by Alison Hunt | The King of Pop's untimely death is a timely reminder to take this vital precaution with your finances.
Become a pensions expert in five days
by Donna Ferguson | Find out how to become a pensions expert in five days - it's a lot easier thank you think!
Give your kids a £10,000 nest egg
by Jane Baker | Find out how to give your kids a nest egg of almost £10,000 on their 18th birthday - without it costing you a fortune!
Beware of bonus rates on your savings!
by Jane Baker | There are lots of new market-leading savings accounts around with big bonuses, which sounds great - but Jane Baker thinks it pays to beware.
Why it's still worth saving
by Szu Ping Chan | Paltry interest rates may put you off saving. But according to one survey, we're putting away more cash than ever. Here's why you should join the savings bandwagon...
The bankers have destroyed our pensions
by Harvey Jones | Greedy bankers and inept politicians have destroyed the retirement plans of hard-working savers. In the second of his series on money dilemmas facing real people, Harvey Jones explains why this makes his blood boil.
Soapbox - Why you should save for a pension
by Ed Bowsher | Ed Bowsher reckons you shouldn’t just rely on the state for your pension.
The biggest financial mistake of all
by Jane Baker | Fail to save during your working life, and you'll condemn yourself to a financial nightmare in retirement.
Make this mistake and lose 20% of your pension!
by Jane Baker | Make this awful mistake with your pension and you could lose 20% or more of your retirement income every year.
Savings rates are finally rising!
by Serena Cowdy | Serena Cowdy looks at the pros and cons of the new market-leading accounts.

Published in June 2009

Love it or loathe it? - Halifax savings account
by John Fitzsimons | Savers are struggling to get a good return on their money. Find out why this saving account is unlikely to be the answer.
Avoid these scandalous savings accounts!
by Jane Baker | Why you should always steer clear of simple savings accounts which are combined with risky investment plans.
Make sure your money is safe
by Laura Howard | Cash was supposed to be the easy way to look after our financial futures. But post-credit crunch, even the safety of straightforward saving takes some research, says Laura Howard
The best savings accounts for your emergency stash
by Serena Cowdy | Serena Cowdy rounds up the best easy access accounts out there.
Six ways to boost your pension income
by John Fitzsimons | Pensioners have been hit hardest by plunging saving rates and rising inflation. John Fitzsimons outlines six steps you can take to boost your income.
Get a better return on your savings
by Neil Faulkner | Neil Faulkner rounds up eight top savings accounts, bonds and ISAs that beat the REAL rate of inflation - because, for most of us, prices are going up!
The five juiciest savings accounts!
by Szu Ping Chan | Here’s the current cream of the crop when it comes to savings accounts…
No hope for final salary pensions
by Jane Baker | The writing is on the wall for many private sector final salary pension schemes. If you have one, what does it mean for you?
Top Cash ISAs and how to get them
by Alison Hunt | Fancy earning 5.5% on your cash ISA? Well if you can stick to some rules you may just be able to snap up a better rate of interest.
Soapbox - Savers aren't being smashed by the recession
by Ed Bowsher | Ed Bowsher thinks the recession has been pretty good for savers.
Help! I cannot afford a pension
by Harvey Jones | When is saving into a pension a complete waste of money? And if you can't afford to save right now, will you be OK? Harvey Jones investigates.
Why delaying your retirement makes sense
by Jane Baker | Working beyond 65 may seem like a grim prospect, but here's why it could be good for your finances.
Love it or loathe it? - The new Skipton fixed rate bond
by Jane Baker | Want a high interest rate and access to your savings? Skipton Building Society could have the answer...

Published in May 2009

Why pension savers should still trust the stock market
by Jane Baker | Stock market returns over the last decade have been diabolical, but here's why pension savers should still invest in shares.
Dodge these three savings pitfalls!
by Serena Cowdy | When is a great savings account not all it's cracked up to be? When it has a host of hidden catches...
A bunch of brilliant bonds!
by Szu Ping Chan | Banks have been launching fixed rate bonds left, right and centre. We sort the good from the bad, and ask that all important question...how long should you fix for?
Savings rip-offs
by Ed Bowsher | Ed Bowsher gets on his soapbox to shout about savings rip-offs.
Love it or loathe it? - Investec High 5 account
by John Fitzsimons | John Fitzsimons assesses the pros and cons of Investec's High 5 account.
In retirement, nobody can hear you scream
by Harvey Jones | Pensions is a horror story. Now it is time to fight back.
The best cash ISAs for new starters
by Serena Cowdy | If you're new to ISAs, we show you how to make the most of the most of tax-free saving.
Ditch your rubbish savings rate
by Jane Baker | Believe it or not, some savings accounts are now paying a real return of minus 1.77%! Find out how to get a better account today.
Love it or loathe it? - Rotten savings accounts
by Ed Bowsher | Ed Bowsher looks at some loathsome savings accounts that give you a terrible return on your money.
Yet another raid on pensions
by Jane Baker | Upcoming changes to pension legislation for high earners are far from welcome. But make sure you don't fall foul of the rules.
4 ways to get your will written for free!
by Alison Hunt | We all know we need one, but how many of us have actually written a will? Would you be more inclined if a solicitor would do so for free?
Earn 6% and more on your monthly savings!
by Jane Baker | Regular saver accounts can offer some really fantastic rates. Jane Baker reveals her top pick.
I loathe these savings accounts!
by Rachel Wait | Rachel Robson reveals five savings accounts you should avoid at all costs…
Good news for Lehmans victims
by Malcolm Wheatley | Around 6,000 people lost their life savings when Lehman Brothers collapsed - despite being told repeatedly that their investment was "100% capital secure". Finally, the FSA is fighting back...
Why you should start your pension today
by Jane Baker | New research from Halifax reveals half of Brits don't pay into a pension. Here's why that could be a huge mistake.
Top 20 savings accounts and ISAs
by Neil Faulkner | Here are the top 20 places to put your savings, from across the entire market.
Why deflation is bad news for pensioners
by Jane Baker | Lower prices might sound like a good thing, but deflation should be a cause for concern if you're retired...

Published in April 2009

Online savings accounts versus the rest!
by Rachel Wait | Are you better off stashing your savings in an internet account or a more traditional one?
More interesting ISAs
by Neil Faulkner | We find the best tracker ISA, and the best fixed-rate ISAs that are protected in full by the UK's savings protection scheme.
Five top low cost SIPPs
by Jane Baker | If you want more control of your pension investments, but you don't want to pay over the odds, a low cost SIPP could be the answer.
Ten of the best savings rates in town
by Rachel Wait | We reveal the ten best places for savvy savers to stash their cash…
The best possible place for your savings
by Cliff D’Arcy | Where can your savings work hardest, while being completely safe? Bizarrely, the answer isn’t in any kind of savings account at all...
Three terrific savings accounts for kids!
by Rachel Wait | If you’re looking for a new home for your child’s savings, you’ve come to the right place…
Building societies still make sense
by Ed Bowsher | It’s been a mixed week for building societies; credit ratings for several societies have been cut, but the mutuals are still an attractive option for many savers.
How women can boost their pensions
by Alison Hunt | Find out how the government’s latest changes could help more women (and men who’ve taken career breaks) claim the full State Pension.
How to choose the right SIPP
by Jane Baker | Jane Baker gives the lowdown on SIPPS, which, for many people, are a great way to save for retirement.
Savers can still get 4%
by Ed Bowsher | Savers have had a rotten year, but they got a smidgen of good news last week.
How to squeeze extra cash from your salary
by Rachel Wait | If you’re struggling to put aside some spare cash each month, just follow these simple tips…
Love it or loathe it? - Newcastle BS Fixed Rate E-Bond
by Jane Baker | Another week, another fixed rate account blazes onto the market. But how will it fare in the battle of the bonds?
Get motivated to save!
by Serena Cowdy | Are you being left behind in the race to save? Here's how to kick-start your squirreling habit!
Are stakeholder pensions properly protected?
by Malcolm Wheatley | Your stakeholder pension may not be as well protected as you might think.
How to cope with pension cutbacks
by Cliff D’Arcy | As a large insurance broker takes a knife to its company pension scheme, we come up with five ways to enhance your pension.
Open an ISA or you could lose £2,750!
by Szu Ping Chan | The new tax year is the perfect time to get our finances in order. We show you how having an ISA could make you an extra £3k...
Savers stung by Tesco
by Rachel Wait | If you’ve opened a Tesco Internet Saver account this year, chances are it’s been a nightmare…
Love it or loathe it? - Principality Building Society regular saver cash ISA
by Rachel Robson | Rachel Robson weighs up the pros and cons of the latest regular saver ISA to be launched onto the market.
Offshore Vs. UK Savings Accounts
by Neil Faulkner | We compare offshore savings accounts with those available to residents of England, Wales, Scotland and Northern Ireland.
The best savings rates for first time buyers
by Rachel Wait | If you’re planning to save up for a deposit on a house, here’s where to stash your cash…
Why we're all starting to save
by Cliff D’Arcy | After years of spend, spend, spending, we Brits are rediscovering the joy of saving. Indeed, the savings rate almost tripled at the end of 2008.
Love it or loathe it? - cahoot 2 year fixed rate bond
by Jane Baker | Jane Baker reviews the latest fixed rate bond to hit the market and finds out how it stacks up against the competition.
How to pick the right cash ISA for you
by Jane Baker | Whatever type of saver you are there's a cash ISA out there that's perfect for you. But hurry because the end of tax year deadline is approaching - fast!

Published in March 2009

Six thousand people lose their life savings
by Donna Ferguson | When Lehmans went bust, thousands of ordinary people lost their life savings - even though they thought their money was safe.
Why your savings really are safer at the bank!
by Serena Cowdy | If you're looking for a safe place to stash your cash, Serena Cowdy can help.
Why you should boost your pension with your savings
by Jane Baker | If you think savings rates just aren't good enough, should you plough your hard-earned cash into your pension instead?
Twelve seriously sexy savings accounts
by Rachel Wait | Looking for a better home for your savings? Then look no further than these 12 seriously sexy savings accounts….
Draw a bigger income from your pension pot
by Jane Baker | If you are prepared to risk leaving your pension invested in the stock market, you can enjoy an annual income which could be hundreds of pounds higher than you would get from the best annuity.
Why NS&I isn't a good home for your savings
by Jane Baker | Treasury backing and 100% security for your money might sound tempting, but that's all National Savings & Investments has got to offer.
Why some savings accounts make me mad
by Cliff D’Arcy | With savings interest rates at all-time lows, watch out for sneaky tricks which can turn a Best Buy savings account into a Don’t Buy!
Where to stash your cash in 2009
by Szu Ping Chan | We reveal a snapshot of Britain's typical saver, the savviest parts of the country, and most importantly, where you should be stashing your cash...
Money saving tips for the over-60s
by Rachel Wait | If you’re over 60, make sure you’re not missing out on your share of benefits...
Why printing money is bad news for pensioners
by Jane Baker | Annuity rates are already low, but the government's decision to print new money will only make matters worse.
Twenty years of DIY pensions
by Cliff D’Arcy | Self-invested personal pensions (SIPPs) were launched two decades ago this week. We explain why these do-it-yourself pensions are really taking off.
The top 10 cash ISAs
by Rachel Wait | Whether you need to transfer an existing ISA or invest new savings, these 10 accounts are the best available.
Top up your state pension today and save £1,232
by Jane Baker | If you need to top up your contributions to get the full basic state pension, this article could save you £1,232.
Make the most of your pension pot
by Jane Baker | Should you take 25% of your pension as a tax-free lump sum on retirement - or use it to increase your yearly income?
Should you take more risk with your savings?
by Jane Baker | Savers are turning their backs on the rubbish return from cash ISAs, but could stocks and shares be the answer?
The best savings accounts for big savers
by Rachel Wait | Get the lowdown on whether you can still get a good savings rate if you've got a large lump sum to invest…
My favourite savings accounts
by Szu Ping Chan | If you're looking for somewhere to put your savings, you'd do well to choose one of these accounts...
Top savings accounts for the new financial age
by Serena Cowdy | How to build up your savings pot - plus a round-up of the best regular savings accounts on offer.
Top Cash Isas to transfer your cash to
by Alison Hunt | If your Cash ISA's rate has plummeted due to the falling base rate, don't just put up with it - shift that cash today!

Published in February 2009

Do this or lose 20% of your pension
by Jane Baker | Read this article to find out why you should be very careful when the time comes to take an income from your pension.
What your bank doesn't want you to know
by Donna Ferguson | If you’ve got an instant access savings account, your bank could be hiding a nasty secret from you. Find out what it is.
Earn up to 12% on your pension pot
by Cliff D’Arcy | Investors over fifty can earn guaranteed, secure and ultra-high rates of return on their spare cash, thanks to this pension loophole.
Secure a great savings rate now!
by Rachel Wait | With interest rates on savings accounts continuing to plummet, now is the perfect time to fix your savings.
Meeting the cost of private education
by Emma Lunn | School fees usually run to a pretty hefty annual bill. Emma Lunn explains how to keep on top of the cost.
Why ISAs are still worth it
by Jane Baker | Are you one of the thousands of savers who are thinking of giving ISAs a miss this year? Here's why you should think again.
Five things to do before you retire
by Donna Ferguson | If you're approaching retirement in the next few months or years, here are five things you can do now to make your money go further in the future.
There's still hope for savers
by Szu Ping Chan | Savers may still be bearing the brunt of the credit crunch, but we tell you why it's more important than ever to fix your savings.
Why your mattress makes a bad bank
by Cliff D’Arcy | With banks collapsing across the world, you might be tempted to keep your cash under your bed. Here are five reasons why this is a big mistake!
Why a rainy day fund is more important than ever
by Rachel Wait | With heavy debts and rising job losses affecting many of us, Rachel Robson tells us why we shouldn’t sacrifice our savings…
Can you bank on the FSCS?
by Rachel Wait | You thought your savings were protected by the FSCS. Now you’ve discovered that’s no longer the case. Here’s why you shouldn’t panic...
Get the best return on your savings
by Jane Baker | How has the recent swathe of rates cuts affected our attitudes toward saving, and can savers still secure a decent rate of return? Jane Baker investigates.
New Pensions Plan Is More Good Than Bad
by Harvey Jones | Critics have attacked the government's plans for personal pensions, but the scheme has some plus points.
Kaupthing Savers Face New Dilemma
by Szu Ping Chan | Ex-Kaupthing savers have been given two new choices regarding their savings. What are they? And more importantly, which is better?
Why It’s Still Important To Make A Will
by Rachel Wait | Widows and widowers are set to receive a bigger payout if their loved one dies without making a will. But this doesn't mean you no longer need to write one...
Five Ways You Can Still Earn 6%+ On Your Savings
by Jane Baker | Are you struggling to get a decent return on your savings? Here are five not-so-obvious ways of beating low interest rates.
Five Top Instant Access Savings Accounts
by Alison Hunt | With the base rate at the lowest it’s ever been, where's the best place to stash that cash?
A Splendid Savings Scheme
by Cliff D'Arcy | Imagine a savings plan which more than triples your money by buying shares with government help. The good news is that it already exists!
Five reasons why ISAs are better than pensions
by Jane Baker | Here are five key reasons why ISAs could be a better way to save for your retirement than a traditional pension scheme.
How To Keep Your Savings In A High Interest Home
by Jane Baker | What happens to your savings once your great fixed rate has disappeared? Find out here.
Get Your Hands On Some Extra Cash!
by Rachel Wait | Millions of pounds are knocking about in forgotten accounts and some of it might be yours! Here’s how to reclaim it…
Beware Of Accounts With Nasty Catches
by Jane Baker | Watch out for these high-interest savings accounts with a sting in the tail.
Beat This Savings Rate Killer!
by Szu Ping Chan | With two-thirds of instant access accounts paying less than inflation, we show you the accounts which guarantee your cash will really grow.

Published in January 2009

Auction Your Way To A Fortune
by Rachel Wait | Providing you have £30,000 or more, there's a new way to hunt out a better return on your savings…
The Steadiest Savings Accounts
by Szu Ping Chan | With the base rate now at its lowest level since records began, and many accounts teetering close to zero interest, it’s becoming even harder to find good returns on our savings.
Saving For Children
by Neil Faulkner | If you’re 0- to 18-years-old, or you are parents of children these ages, here’s how to get started financially now so that it’s a lot easier later. (If you’re 0 and reading this...well done.)
The Death Of Guaranteed Pensions?
by Cliff D'Arcy | One in four final-salary schemes may shut up shop in the next five years. Will these superior pension plans have a future?
Earn 6% Interest On Your Spare Cash
by Rachel Wait | The base rate may have fallen to 1.5%, but you can still get a tip-top return with a regular savings account...
Should You Trust The Government With Your Money?
by Jane Baker | Do National Savings and Investments accounts really have anything decent to offer savers?
The Best Cash ISAs And Savings Accounts
by Neil Faulkner | Neil Faulkner compares cash ISAs with savings accounts, fixed and variable rates, instant-access products and one-year bonds.
Make Your Savings Work Harder
by Harvey Jones | With interest rates falling, Harvey Jones explores the best ways to increase the return on your savings.
Get £300+ For Free!
by Neil Faulkner | Follow these four easy steps to get £300+ for free! But beware, there are some catches...
When With-Profits Becomes Without-Profits
by Cliff D'Arcy | With-profits funds were once very popular, as they allow investors to spread their risk. However, market crashes have exposed their weaknesses.
Start your pension early
by Ed Bowsher | Ed Bowsher thinks now is a perfect time to start a pension. Find out why.
The Many Risks To Your Retirement Plans
by Neil Faulkner | This is the second part in a series on saving for retirement that will conclude in some positive steps you can take to defend against future shocks to your retirement plans.
Shock Proofing Your Retirement Plans
by Neil Faulkner | Here are some positive steps you can take to defend against future shocks to your retirement plans.
Why We Have No Confidence In Pensions
by Neil Faulkner | This is the first part in a series on saving for retirement that will conclude with some positive steps you can take to defend against future shocks to your retirement plans.
Get Real With Your Savings!
by Cliff D'Arcy | Don’t get too fixated with the interest rate that your savings earn. What’s important is to preserve the future buying power of your pot.
Anglo Irish Bank Now In Safe Hands
by Cliff D'Arcy | Ireland’s third-largest lender has been nationalised. What does this mean for its savers and borrowers in the UK?
Make This Smart Savings Move Now!
by Szu Ping Chan | Here’s one new way to stop your savings falling victim to falling interest rates, without tying up your cash in a bond.
8 Foolish Tips For A Perfect Pension
by Jane Baker | If you've resolved to start a pension in 2009, here’s everything you need to know to help you plan for your retirement.
Avoid These Savings Accounts!
by Jane Baker | Why special savings accounts for the over fifties should be avoided.
Switch To A Superior Savings Account Today
by Rachel Wait | Savers were dealt yet another blow last week after the base rate was cut by 0.5% to an all-time low of 1.5%. But if you hurry, you can still grab yourself a super savings rate....
3 Big Changes To The Savings Protection Scheme
by Neil Faulkner | The FSA is proposing three major changes to the compensation scheme protecting your savings.
Super Savings Accounts For 2009
by Szu Ping Chan | The base rate looks like it’s going down this Thursday, but act quickly, and you could still bag an account guaranteed to pay more than 5% for the next year…
Earn A Colossal 8% On Your Cash
by Cliff D'Arcy | With the base rate at a record low of 2%, inflation is eating away at our savings. Fortunately, this account pays a fantastic fixed rate of 8% for a year!
No need to worry about money, ever again!
by Neil Faulkner | Ditch your money worries! It's a new year - here's how to make a fresh start.
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