Loans Archive

Published in December 2009

The best - and worst - ways to borrow money
by Serena Cowdy | Are you thinking of borrowing money to pay for Christmas? Read this first!
Six top tips for an affordable loan
by Rachel Wait | If you’re considering applying for a personal loan, make sure you follow these six top tips to get the best deal!
Why pay day loans suck
by Rachel Wait | It can be hard to make your money last until the next pay day, but don’t be lured in by these rip-off loans...
My friend asked me to loan him £10,000
by Harvey Jones | Harvey Jones needs your help. His friend Chris has just asked him for a £10,000 loan. He has the money and trusts his friend to pay him back. What should he do?

Published in November 2009

The top 5 best loans
by Neil Faulkner | We look at the top five best loans, tell you about the cost of paying off loans early and look at the cheapest loans with the best early-repayment terms.

Published in October 2009

Get the best personal loan!
by John Fitzsimons | If you are on the hunt for a personal loan, here's a round of the best deals available...

Published in September 2009

Five top tips for getting a personal loan
by Alison Hunt | Check out these pointers before applying for a personal loan and you could save yourself a small fortune.
When you should say no to a best buy loan
by Jane Baker | If you need to borrow some money, you may be thinking about applying for a best buy loan. But here's why that may not always be your best option.

Published in August 2009

Love it or loathe it – A new top personal loan
by John Fitzsimons | There’s a new market-leading loan available. But is it as good as it seems? John Fitzsimons investigates
Beware these high risk homeowner loans
by Neil Faulkner | What's a homeowner loan? What should you be wary of? Neil Faulkner has the answers.
Top personal loans are getting cheaper!
by Jane Baker | Need to borrow a bit of extra cash? Look no further than these five best buy personal loans.

Published in July 2009

Seven simple steps to shopping for a personal loan
by John Fitzsimons | Follow these essential rules, and avoid paying through the nose for that personal loan!

Published in June 2009

The ten best personal loans!
by John Fitzsimons | If you're short of a few bob, then a personal loan could be the answer to your prayers. John Fitzsimons rounds up the best loans in the market.
When a credit card is better than a loan
by Szu Ping Chan | A credit card is a great short term solution for tackling your debts. We point out just how much it can save you, as well as when a loan is better.
Love it or loathe it? - Sainsbury's personal loan
by Jane Baker | Jane Baker takes a look at the personal loan offered by Sainsbury's Bank
Love it or loathe it? - Zopa
by Ed Bowsher | Ed Bowsher takes a look at Zopa, an interesting alternative to the high street banks

Published in May 2009

Five cheap loans that are true best-buys!
by Neil Faulkner | Don''t be fooled by the best-buy tables. Neil Faulkner explains how to find a true low cost loan.
Three cheap ways to borrow money
by Szu Ping Chan | Szu Ping Chan rounds up some of the best loans on offer, and some creative alternatives...
How to choose the right personal loan
by Serena Cowdy | Do you need to borrow money? I'm going to help you decide whether a personal loan is the right choice for you.
Payday loans are devils in disguise
by Rachel Wait | Need some extra cash fast? Don’t be tempted by this quick-fix…

Published in April 2009

Student loans to cost more than inflation
by Neil Faulkner | New regulations mean that, from September, student loans will no longer be free.
Three steps to a low-cost loan
by Cliff D’Arcy | Before you start looking for a personal loan, read these three tips to lower your monthly repayments.

Published in March 2009

Don’t become loan shark bait
by Rachel Wait | Desperate times call for desperate measures, and more of us are turning to loan sharks in an attempt to get cash…

Published in February 2009

Watch out for misleading ‘best buy’ loans
by Neil Faulkner | Taking out a loan? Been offered one with a low rate and a ‘payment holiday’? Read this before you go any further…
Steer Clear Of Secured Loans
by Cliff D'Arcy | The Bank of England’s base rate has dived from 5% in October to 1% today. However, secured personal loans and second mortgages remain stubbornly expensive.

Published in January 2009

The Return Of The Loan Arranger
by Cliff D'Arcy | If you’re fed up with paying high rates of interest on credit and store cards, then a fixed-rate personal loan may save you money.
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