Current Accounts Archive

Published in December 2009

What the death of the cheque means for your wallet
by John Fitzsimons | Wave goodbye to your cheque book – it will gone in a couple of years. John Fitzsimons looks at why cheques are being phased out, and what will take their place.
Where to find the cheapest overdrafts
by Mark Adams | Halifax customers are voting with their feet following the bank's introduction of new £1-a-day overdraft charges - but which current accounts are cheapest for creeping into the red?
A new way to earn 6% on your cash!
by Jane Baker | At last, one bank has started rewarding loyalty with a stonking good deal which allows you to earn 6% on your cash.
Radical changes to current accounts
by Mark Adams | Mark Adams looks at two radical changes that have taken place since the banks won their multi-million pound overdraft charges battle.
The time has come to ditch your bank!
by John Fitzsimons | Sick of your bank? John Fitzsimons rounds up the hottest deals on offer from the top five alternatives to the traditional high-street banks.
The top 8 current accounts!
by Jane Baker | You don't have to put up with rip-off overdrafts or appalling in-credit interest rates. Jane Baker reveals which banks are offering the best current accounts at the moment, whether you're in the red or the black!
Bank charges: it's not over!
by Neil Faulkner | The banks may have won the case before the Supreme Court, but the battle's not over yet. Neil Faulkner explains what has to happen next before you can get your money back.

Published in November 2009

Bank charges: The banks have won!
by Neil Faulkner | Find out what the latest ruling in the bank charges battle means for you.
Unfair overdraft fees must go!
by Cliff D'Arcy | Abbey is launching a new current account with no nasty fees for unapproved overdrafts. We take a closer look and show you more ways to dodge hefty overdraft fines.
The top six reasons to switch your current account
by Rachel Wait | Looking for a new current account, but don’t know where to start? Check out these six simple tips to help get you started.
It isn't your money, stop spending it
by Serena Cowdy | Borrowers who use their overdrafts responsibly are being penalised by Halifax. But maybe that's the wake-up call people in debt actually need, argues Serena Cowdy.

Published in October 2009

Clearer, fairer current accounts
by Christina Jordan | A new ruling means current accounts just got better - for all of us...

Published in September 2009

The most hated banks in Britain
by Harvey Jones | Which banks receive the most complaints about their products and services? Harvey Jones names and shames the worst offenders.
Love it or loathe it? – The top current account for under 21 year-olds
by John Fitzsimons | John Fitzsimons reviews the Alliance & Leicester Premier 21 current account
Make £200 switching your current account
by Alison Hunt | If you're paying vast overdraft fees, or earning no interest on a large current account balance, now may be a lucrative time to move.
Don't get stung by bank charges
by John Fitzsimons | One bank has just sliced its bank charges in half, but others still charge £28 just for going overdrawn. Find out how much your bank charges you.

Published in August 2009

Don’t pay a packet for a packaged current account
by John Fitzsimons | Banks try to entice you with the promise of ‘free’ insurance and a collection of goodies with their packaged current accounts – but you may end up paying through the nose for them!
The top five current accounts
by John Fitzsimons | If you've never switched current accounts, it's likely you're earning next to nothing on your cash. Here are the top five current accounts if you want a better return on your cash.
How to choose the right student bank account
by Serena Cowdy | Are you heading off to university this year? We help you get on the right financial footing.
Your two pence - The worst bank in Britain
by Donna Werbner | Donna Werbner hits the streets to get your two pence on which bank is the worst bank in Britain
Make a mint from your current account
by Szu Ping Chan | One banking Goliath is giving you the chance to earn 6% on your cash, twice over. We round up the goodies on offer when switching accounts.

Published in July 2009

The vicious current account trap
by Rachel Wait | Make sure you don’t get trapped in a vicious cycle of sneaky fees and penalty charges on your current account...
Britain's worst bank
by Szu Ping Chan | We reveal which bank lovemoney.com readers think should be crowned The Worst Bank in Britain... and The Best!
A cunning way to get 6% on your savings
by Szu Ping Chan | Savings rates may be low, but you can still earn up to 6% on your cash, without even opening a savings account.
Banks give up defending penalty bank charges
by Neil Faulkner | Banks are giving up defending penalty charges in order to focus on a much more serious issue that could double the payments to claimants.

Published in June 2009

When a packaged current account is worth it
by Christina Jordan | Packaged current accounts offer a vast array of benefits - for a monthly fee. When are these accounts actually worth the money?
Fantastic current accounts you don't want to miss!
by Jane Baker | Whether you're usually in the black or the red, we've got the perfect current account for you.

Published in May 2009

Get £300 free cash from your current account
by Neil Faulkner | Interest rates may have fallen, but there are some current accounts that pay you the equivalent of 10% interest, or even 30% with a little clever accounting!
Wipe out your overdraft forever!
by Jane Baker | Here are two clever ways to clear your overdraft once and for all, and both strategies are interest-free!
Love it or loathe it? - Alliance & Leicester Premier account
by Rachel Robson | Rachel Robson takes a closer look at one of the best current accounts in town.

Published in April 2009

Current accounts - dodge the charges and find a cracker!
by Serena Cowdy | We show you how to dodge current account charges and find cracking good value.
Further delay on bank charges case
by Neil Faulkner | There were two pieces of bank-charges case news last week. One was bad for potential claimants; the other was neutral.

Published in March 2009

Grab £100 while you still can!
by Szu Ping Chan | It's your last chance to bag £100 and free European travel insurance. Find out more here...
Switch to a cracking current account today!
by Rachel Wait | Whether you’re after the highest interest rate or you regularly use your overdraft, here’s the lowdown on the best current accounts in town….
Banks drag their heels on faster payments
by Cliff D’Arcy | The Faster Payments Service should have been up and running in November 2007. Sadly, almost 18 months on, we're still not enjoying its full benefit.
Get £100 for switching current accounts
by Jane Baker | Two current accounts are offering you £100 to switch. Jane Baker weighs up the pros and cons.
Bank charges victory still years away
by Neil Faulkner | Although the Court of Appeal resoundingly backed claimants, the banks still have years of fight left in them.
There's no interest in 0% interest
by Cliff D’Arcy | It’s bad news for British consumers and businesses, as current (and even savings) accounts stop paying interest on credit balances.
Bad news for Nationwide customers
by Szu Ping Chan | Britain's biggest building society is abandoning its 'no-fee' policy on overseas debit and credit card transactions. We tell you why holidays will no longer be as rosy with Nationwide...

Published in February 2009

Another victory against unfair bank charges!
by Cliff D’Arcy | Eight banks have lost an appeal aimed at stopping the investigation into overdraft charges, so the legal battle goes on.
We Love Our Banks
by Harvey Jones | Many bank customers are apparently happy with their banks' service, but that doesn't mean they're being well treated.
The Latest In The Bank Charges Case
by Neil Faulkner | We review the latest ruling on bank charges and consider what happens next.

Published in January 2009

Ditch That Rubbish Account!
by Jane Baker | If the great rate on your current account or ISA has now disappeared, where do you go next?
An Alternative Place To Stash That Cash
by Alison Hunt | With most savings rates barely worth bothering with, here’s a way to earn 6.5% AER on your money, and still get instant access!
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